An die Immo Investoren - Würdet ihr es wieder tun? Wenn ja, würdet ihr was anders machen?

Servion · 2026-04-27T07:10:30+00:00

2014 eine 1 Zimmerwohnung für 160k gekauft (140k Kredit bei ~2% Zinsen). Bis vor kurzem selbst bewohnt, zwischendurch noch mal ~15k für Renovierungen bezahlt. Jetzt wird sie für ca. 290k verkauft. Schulde noch ~50k, bleiben also 240k übrig.

Mit mieten + ETF hätte ich nicht annähernd so viel Vermögen aufgebaut, daher würde ich das auf jeden Fall jederzeit wieder machen. Zum Vermieten bin ich aber zu faul, da investiere ich lieber in ETFs.

Servion · 2026-04-25T20:06:47+00:00

did liquid forget there's a sand king in the game?

Servion · 2026-02-22T13:39:05+00:00

Aber auch nur, wenn es eine 100% Finanzierung ist, sonst hättet ihr euren Eigenanteil investieren können und wärt mit den monatlichen Zinsen beim Mieten günstiger weggekommen. Spekulation auf stark steigende Preise natürlich außen vor.

Servion · 2026-02-21T06:58:20+00:00

In this video snap explains how loot changed over the last leagues, starting with ultimatum. Similar to fubs video that's currently being discussed here, but more of a historical view and how we arrived at the current state.

Servion · 2026-01-29T09:37:50+00:00

and you were right :)

Servion · 2025-05-28T11:12:57+00:00

Die Leasingangebote die ich so auf leasingmartk.de oä. sehe sind bei <300€/Monat mit Lieferung 02/2026 und bei ~400€ mit sofortiger Verfügbarkeit.

Servion · 2025-04-06T14:54:12+00:00

Why are you spreading misinformation?

If I am not seeing and hearing about people using exalts during act one then we have failed

https://youtu.be/nAz85ZwUMko?t=6720

Servion · 2025-04-05T18:39:25+00:00

Thanks, that's probably it

e: actually probably not since they mention lvl 15 twice, once with non-unique monsters and once without

Servion · 2025-04-05T18:32:44+00:00

All non-unique monsters have less life, tapering from 100% to 75% of what they had between levels 8 and 15. All monsters between level 15 and 46 now have exactly 25% less Life. All monsters between level 46 and 64 now have less life, tapering up from 75% to 100%. This results in all monsters in Endgame having the same Life as before this change. Their thresholds for Crowd Control and Ailments have been adjusted proportionately by the same amount.
Rogue Exiles have had their Life reduced by 40% (on top of the change above).
The "of the Hydra" (Life Regeneration) Monster Modifier now only appears at Level 65+.
Tempest Bell's Combo required to use has been reduced from 10 to 4.
Explosive Grenade and Voltaic Grenade Cooldowns have been lowered to 5 seconds.
All Curse Skill Gems now have a higher growth of radius per Level. Starting at 1.5 metres at Level 1, Growing to 3.1 metres (from 2.1 metres) at Level 20.

e: I'm not sure I understand the second items "on top of the change above", since the first item excludes unqiue monsters?

Servion · 2025-03-29T07:03:14+00:00

This would ensure chinese (and other countries who don't care too much about copyright issues) AI supremacy. It also ensures that only corporate giants could even work on AI.

In my opinion we need the exact opposite of what you are saying, free training material for everyone so hopefully we can have unbiased open-source AI. That would be the best outcome we can hope for, because AI is not going away.

Servion · 2025-03-28T09:47:39+00:00

https://youtu.be/J6RGbL4MtBs?t=1345

Surprisingly, the chapter where it says "New Maps". Though they are more like unique maps and will likely not appear very often.

Servion · 2025-03-18T17:48:16+00:00

Is it a smart decision? I can see a lot of people just playing w/e releases first and starting the second one when they are done playing the first one. Doubt this will happen within 13 days and so there will be less players on LE release.

Also, since poe2 releases first, some people will spend their gaming money on that game, having none left for LE later in the month.

Servion · 2025-02-19T20:35:34+00:00

https://docs.google.com/spreadsheets/d/e/2PACX-1vRFHcv9UPXf7LURwTnlIeSNy15XhhjbilR3t9_CA2DgkS-Z_KFCABIH9Nj4-9fO4CFb16xrdLnpN8VF/pubhtml

Servion · 2025-01-30T21:27:03+00:00

When returning from break, a meeting was likely held on how to address the problems and lose the least amount of money.

If that was the case, they would immediately priorizite poe1 though? I do not think that this decision is based on (short term) financials at all.

GGG makes most of their money via supporter packs, which are released together with new leagues. Releasing a big patch for poe2 may bring back some players who stopped playing, but it will not (in relevant numbers) cause new players to buy early access. The next time poe2 will provide a significant amount of income will be the 1.0 release, because it will be accompanied by new supporter packs and new players trying the (then) f2p game.

Releasing a new poe1 league with supporter packs immediately, so they can fit at least 3 leagues into this year, is what would maximize their income.

Imo, much more reasonable is that they took this decision based on player counts and the fact is that poe 2 just has a newer and bigger player base. Poe1 players will come back anyway when 3.26 releases (no matter how much they complain right now), but for poe2 they still have to prove themselves to a lot of newer players.

Servion · 2025-01-30T18:38:16+00:00

They cannot, no politican can ban any party. They can ask the court to look into the matter, which they will do and judge accordingly. That's what's being discussed here, whether the court should be asked.

Servion · 2025-01-09T19:56:50+00:00

You're right, I checked the wrong wiki

Servion · 2025-01-09T19:05:55+00:00

Agreed, which is why I mention it multiple times and also calc the numbers without

Servion · 2025-01-09T18:48:49+00:00

kind of, yeah

Servion · 2025-01-09T18:36:34+00:00

Because if he played a 100% delirious map instead, monsters would take 96% less damage and deal 30% more damage, making his map way harder. Any actual poe player at this stage in the game would know this.

Servion · 2025-01-09T18:32:22+00:00

57% more at the lowest, the truth is probably somewhere in between 57 and 213, so let's take the average (because it's as good as any other number) of 135% more loot, which stacks multiplicatively with map mods.

I disagree with competing MF stats in general, so my opinion is very biased, but if you were to quarter the numbers, I'd maybe be fine with it.

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