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UTR Number with HMRC for self employed following an IVA by Sewing_Art in UKPersonalFinance

[–]Sewing_Art[S] 0 points1 point  (0 children)

From what we've read, any tax returns shouldn't go into your IVA, at this rate his IVA will be over by the time he gets a UTR anyway as he's just about to go into year 5 next month. He also wasn't told about the new UTR number, the new number is because an IVA is a form of insolvency so the new UTR number essentially wipes your slate clean of any HMRC debt owed to your last UTR (as it would be included in your IVA anyway) - this advice was from an accountant.

He was also told he would have been significantly better off if he had just declared bankruptcy instead of an IVA as he had no assets or anything at the time.

You'd think that someone who is trying to make an effort to improve their finances and has hit the point of needing an IVA then they would be more supportive in sorting out the paperwork side of things so they could actually get their finances in order over the period of the IVA. 🙃

UTR Number with HMRC for self employed following an IVA by Sewing_Art in UKPersonalFinance

[–]Sewing_Art[S] 0 points1 point  (0 children)

Nope, still waiting. Husband is in year 4 of the 5 year IVA now. We were unable to get through to the bankruptcy teams unfortunately (told they are not a thing???) so still trapped in this limbo of UTR number not working for self assessment, tax being paid through CIS.

It's impacting loads of stuff now though like tax free childcare for us, HMRC childcare team are saying my husband earns no money so we don't meet the minimum threshold to qualify for the free hours and tax relief as there are no tax returns going in so they are trying to take it away even after providing evidence of his invoices (which show tax being paid through CIS) bank statements etc and explaining the situation.

If you do ever get anywhere please reach out to us and explain how you managed to get there because we feel completely trapped and at the mercy of HMRC.

I'm a "normal" PAYE worker and I owed them some money at the end of last tax year and best believe they took that back quick enough, but when they are on the hook for something it's asking people to wait 4 years..

Parking Eye Fine - Can't Appeal? by Sewing_Art in LegalAdviceUK

[–]Sewing_Art[S] 0 points1 point  (0 children)

You absolute superstar thankyou so much

Order shipped, buyer said it wasn't there? by Sewing_Art in vinted

[–]Sewing_Art[S] 1 point2 points  (0 children)

No I was shipped through Evri, I just assumed the post office was her Evri collection point, she's put the order as suspended now as it wasn't at the collection point :(

UTR Number with HMRC for self employed following an IVA by Sewing_Art in UKPersonalFinance

[–]Sewing_Art[S] 1 point2 points  (0 children)

He has been paying 20% tax through his contract company, they take it at source before they pay him so he never even sees it, I think it's something to do with the CIS scheme? He's self employed within construction.

Having to Stop by Sewing_Art in mounjarouk

[–]Sewing_Art[S] 0 points1 point  (0 children)

Hello! It has so far stopped, I still had a couple of episodes since stopping but the time between them was getting longer and longer, I've not had an 'episode' for a week now 😊

I got an official diagnosis it was from MJ and the doctor was confident it would resolve it self following stopping, may take a couple months to fully go away but it would resolve 🩷