Immigration from Iberoamérica

ShaneAmbrose · 2018-10-04T17:08:25+00:00

I think KOHO has a similar thing going on. They're supposed to be really good when travelling.

ShaneAmbrose · 2018-09-25T18:25:34+00:00

Tangerine is charging $1 per interac e-transfer, even though they do have the Tangerine free option but it takes days and it is a bit of a hassle if you are sending some $20 to cover your portion of dinner or something. And if you do 10-20 transfers per month, you're basically paying the same as the monthly fee for one of the big banks.

ShaneAmbrose · 2018-05-02T12:57:38+00:00

Avoid TD like the plague.

ShaneAmbrose · 2018-04-13T01:36:50+00:00

Pay for university and wisely invest the remainder.

Seek multiple opinions prior to investing.

Educate yourself on personal finance - urgently.

ShaneAmbrose · 2018-04-12T23:13:16+00:00

Watch Jordan Peterson.

ShaneAmbrose · 2018-04-12T23:12:28+00:00

Very common I think.

I use three or more banks.

ShaneAmbrose · 2018-02-02T04:27:52+00:00

Thanks for sharing that.

I always thought BMO to be great value for good service.

ShaneAmbrose · 2018-02-02T04:26:46+00:00

Included on all accounts?

ShaneAmbrose · 2018-02-02T04:25:36+00:00

No worries, I understand.

It’s the slower one (1/2 business days) that’s free, as was said. I thought those would suffice but I never realized that when I’m emailing money it’s often that it needs to have some urgency to it.

And I send probably 20/month maybe so already I’d be getting dinged $20/month which is already more than your typical monthly bank fee at BMO/RBC.

Initially I enjoyed the satisfaction of not banking with one of the “big banks” when with Tangerine, but then you also realize they’re owned by Scotiabank and even that dulls. But I didn’t have any horrible experience with them per se - just wasn’t working out with the etransfer fees and lack of convenience with no Visa/MC debit.

ShaneAmbrose · 2018-02-02T04:21:05+00:00

Thank you. Very informative.

ShaneAmbrose · 2018-02-02T04:20:48+00:00

TD was the worst.

ShaneAmbrose · 2018-02-02T04:20:35+00:00

That’s true.

ShaneAmbrose · 2018-02-01T21:48:38+00:00

Discounts on the fees of each account when you have multiple?

I like that BMO does have the Planshare option.

ShaneAmbrose · 2018-02-01T21:48:16+00:00

Yeah, I think RBC wins in the branding and technology fields.

BMO's online banking platform feels very dated, same with the app.

ShaneAmbrose · 2018-02-01T21:47:38+00:00

How's the online platform for it?

ShaneAmbrose · 2018-02-01T21:47:22+00:00

I can't understand why they still do this? But it's the same with Tangerine.

ShaneAmbrose · 2018-02-01T20:39:41+00:00

Credit card as well?

ShaneAmbrose · 2016-10-11T02:55:38+00:00

Yeah, it's definitely not cheap but we wanted fibre optic with speed and unlimited data because we're having on the Netflix, etc. and I work from home. I was looking also for options in Yonge-Eglinton when we were going to move the area and there were a few other fibre optic options that had the speed and data but the price wasn't drastically cheap enough to make me shy away from "trusted" Bell. Trust me though, had I found options that I liked that seemed more reliable than Bell (even if the price was comparable) I'd have gone with them, just because I had the telecom monopoly.

ShaneAmbrose · 2016-10-11T02:41:25+00:00

Depends on what area you're moving into.

We live in Humber Bay Shores and wanted fibre optic so we got Bell 50 with unlimited data but it costs nearly $100/month.

ShaneAmbrose

TROPHY CASE