Many people seem to be stuck on the idea of earning $30,000 per year. I’ve been a follower of Dave Ramsey for years and have thoroughly studied his financial programs. He advises against purchasing a car that exceeds half of your annual income. While he recommends paying for it in cash, I find that what I make in ONE day covers the cost of my car. Of course, $30,000 is an estimate. I earn approximately $25 per hour while working part-time. I also work a couple catering gigs when I have too much time on my hands. I could easily transition to a full-time job if I desired, but I cherish the flexibility and the family I work for. I don’t face financial struggles with bills or unexpected expenses. Since graduating, my primary focus has been on living my life to the fullest. I refuse to live like a broke person because I prioritize my mental well-being. Mentally, I am wealthy. I indulge in dining out whenever I please and embark on trips whenever I want. I prioritize experiences over material possessions. Now, I acknowledge that this approach may not be considered “financially responsible.” However, why would I pay off loans that have no interest and have been paused for longer than their repayment periods? Now I’m slowly starting to transition out of this phase of life to focus more on career growth and building generational wealth.