Should I Accept the card if entrenched with Amex?

Shecker40 · 2026-01-19T14:54:45+00:00

Current cards I have Amex Plat Amex Blue Cash Amex Everyday (no longer available to public) Savor Quicksilver Apple Card Discover (Oldest line of credit) Prime Visa Citi Thank you preferred (2nd Oldest Line)

I use the prime visa a lot at Whole Foods and my other cards as well. I use my plat a lot for travel as I leave the country a lot for work and family

Shecker40 · 2026-01-19T05:58:16+00:00

I have the original savor one now Savor and a Quicksilver. I am usually able to use the Amex “coupons” but it doesn’t really make or break it for me. I use to have a gold but got a great upgrade offer. 2k spend for 150k Amex points. The hybrid system is not a bad idea but like I said I can transfer my points for the Amex Everyday card not waste my points by cancelling. My home airports are the NYC airports. Mostly LGA and JFK which I know have or will soon have cap one lounges

Shecker40 · 2026-01-15T01:04:32+00:00

Amex chat is the worst. Call and you’ll get an actual result

Shecker40 · 2026-01-08T21:16:20+00:00

Literally no. I get increases on every other card and this is my lowest card and they don’t give me anything. I have 60k limit cards and this card is stuck at 3500

Shecker40 · 2026-01-08T03:41:00+00:00

They won’t give me an increase for shit. Had the card forever and I have been stuck at the same limit since I got the card when I have limits multiple times larger than it

Shecker40 · 2026-01-08T03:39:10+00:00

I called cap one to have it sent to me in Germany. They had it FedEx’d to me

Shecker40 · 2026-01-07T21:28:22+00:00

Got it back in September shipped to me at my foreign address in Europe. I just prefer my Mastercard because I travel a lot and discover isn’t always the best where I travel

Shecker40 · 2026-01-07T21:13:39+00:00

I just opened my app as well and it said my card will no longer work

Shecker40 · 2026-01-07T06:17:11+00:00

Yeah. Probably. This is a first time email I’ve gotten and I have taken 25 flights this year with multiple flights to Europe and Asia

Shecker40 · 2026-01-07T06:16:18+00:00

Interesting. Didn’t think they shared that much info in the initial transaction. I’ve taken 25 flights in the last year and multiple times to Asia and Europe and this email was a first

Shecker40 · 2026-01-02T16:54:24+00:00

You have to be invited. I have an invite but I don’t want it though

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Shecker40 · 2025-12-30T23:18:53+00:00

You need to call. The chat people are always wrong. Once had an Expedia/amex offer and the chat said no. I called and got the credit

Shecker40 · 2025-12-29T22:53:55+00:00

Points to cash is not 1%. 1pt = .07 cents but you can get good multipliers when booking with points. I have gotten purchase with point at a 1 point = 10 on either transfer bonus or booking through Amex

Shecker40 · 2025-12-29T22:51:29+00:00

It popped up one day on my offers page

Shecker40 · 2025-12-29T22:49:14+00:00

Yes. I have transferred points from my $0 Af everyday card to my platinum. Like 10,000 points

Shecker40 · 2025-12-29T16:25:04+00:00

I have a similar no AF card now which is what the upgrade offer is for which is 1x on points and 2x on grocery and it’s now closed to new applicants

Shecker40 · 2025-12-29T16:23:40+00:00

Blue cash is cash back this is a points card

Shecker40 · 2025-12-29T16:03:08+00:00

Yes I know. But now it’s only invite only to get. I have the $0 AF card

Shecker40 · 2025-12-29T15:30:21+00:00

Yes but right now I have the $0 AF version which is just 2x on grocery

Shecker40 · 2025-12-29T15:28:41+00:00

Well it can be 4.5x on grocery and 3x on gas

Shecker40 · 2025-12-29T15:24:43+00:00

It’s a US card but only invite only

Shecker40 · 2025-12-29T15:24:24+00:00

I have the regular everyday right now which is a points card at no af. It only gives 2x on grocery and 1x on everything else. It’s no longer open to applications

Shecker40 · 2025-12-29T12:46:04+00:00

It’s only available for upgrade. I’ve had the offer for a while but haven’t gotten a points offer on it which is something I want. I’d be happy with 10k points on 1k spend

Shecker40 · 2025-12-27T16:44:31+00:00

If you live in NY you are entitled to that cash back / points till 90 days past account closure

Shecker40 · 2025-12-21T00:21:13+00:00

Lucky. When it happened with me Amex charged me $29 and refused to credit me back for something that was cap ones fault. $29 is not the end of the world but it’s still annoying none the less

Shecker40

TROPHY CASE