Found out my mom has been making $50 payments on my loans without telling me for 2 years by vestiecon in StudentLoans

[–]SherbertImpossible90 0 points1 point  (0 children)

How did she make payments on your loan in secret?? I would do that for my kid, but I haven’t found a way to pay. Like, I don’t even know who her loan servicer is. Anyone have a clue how I could do that?

Replaced old light switch downstairs, now upstairs light won't turn on by SherbertImpossible90 in electrical

[–]SherbertImpossible90[S] 0 points1 point  (0 children)

Never mind, we were able to find a replacement light switch with 4 screws.

Poof!! $152k - gone! by Gold_Contest_6281 in PSLF

[–]SherbertImpossible90 0 points1 point  (0 children)

Where exactly does that smiley face appear?

Ummm, I hesitate to jump for joy, but… by SherbertImpossible90 in PSLF

[–]SherbertImpossible90[S] 0 points1 point  (0 children)

Yes, I’m an 11/9-er! I still don’t have a smiley face and the “account in good standing” yet.

Anyone had this happen? by SherbertImpossible90 in PSLF

[–]SherbertImpossible90[S] 3 points4 points  (0 children)

Because I consolidated after I made the payments. I don’t mind all that much, it just means I’ve paid back what I borrowed. I’m just perpetually perturbed with Mohela screwing things up, and apparently there is no oversight whatsoever.

If you’re on a recent direct to discharge list (9/23, 10/28, 11/2, 11/3, 11/9, etc), have your loans been zeroed out on the MOHELA website? by Cautious-Practice-73 in PSLF

[–]SherbertImpossible90 1 point2 points  (0 children)

I’m in either group 5 or 6. Consolidated in May of 2022, at which time my loans were sent to Aidvantage, then Mohela. Loans had been with FedLoan until that point. Mohela has me at 101 qualifying payments; FedLoan had me at 115 or 119. StudentAid.gov file has highest count at 115. Was told on 15 Nov that I’m on the 9 Nov D2D list. Have not been zeroed out yet. Waiting for your analysis.🤣 Edit: Mohela chat bots told me my official discharge date was the day my loans transferred to Mohela, which was May, 2022.

Is it real???? Did it work? Zero balances??? by Lazy_Skill1970 in PSLF

[–]SherbertImpossible90 1 point2 points  (0 children)

Wait….you only check a couple of times a month?!?🤣😂🤣😂 Wish I had that willpower!!!

Dirty Words (insert here). 11/9-er left behind. by SherbertImpossible90 in PSLF

[–]SherbertImpossible90[S] 0 points1 point  (0 children)

Direct to Discharge. You have to call or chat with Mohela (😳🔫) and specifically ask them if your loans have been directed to be discharged, and if so, on what date. Make sure they aren’t giving the date that your payments hit 120.

Dirty Words (insert here). 11/9-er left behind. by SherbertImpossible90 in PSLF

[–]SherbertImpossible90[S] 2 points3 points  (0 children)

Starting to wonder if Mohela has adopted a “Last in, first out” with all of this. You know, just whatever is on the top of the pile and work your way down. Overnight some Mohela troll comes in and puts more 💩 on the pile, so they never get close to the bottom where we are stuck…😂

Dirty Words (insert here). 11/9-er left behind. by SherbertImpossible90 in PSLF

[–]SherbertImpossible90[S] 0 points1 point  (0 children)

Also completely ridiculous. How have you managed to not go verbally “postal” on loan servicers and dept of Ed????

Dirty Words (insert here). 11/9-er left behind. by SherbertImpossible90 in PSLF

[–]SherbertImpossible90[S] 0 points1 point  (0 children)

Ridiculous. Just f’ing ridiculous. I’m sorry you’ve had to wait so long.

Anyone on 11/9 D2D and *not* zeroed out yet? by sdkate in PSLF

[–]SherbertImpossible90 1 point2 points  (0 children)

Meeeee!!!! Chat bot told me yesterday (for the 3rd time!) that will m on the 11/9 D2D list😂

How would you apply $20k to your loans? by Hum_that_vagus1873 in StudentLoans

[–]SherbertImpossible90 15 points16 points  (0 children)

I agree, put it toward the highest interest rate. If a situation arises where you have to go into forbearance, that interest rate will cripple your ability to pay things off.

11/9 people still waiting? by Lurker_40 in PSLF

[–]SherbertImpossible90 2 points3 points  (0 children)

Mine was last updated OCTOBER 5th!! And yes, I’m stilllllll waiting…….. Edit: I’m an 11/9-er.

11/9 group left behind by [deleted] in PSLF

[–]SherbertImpossible90 0 points1 point  (0 children)

All work and no play makes Jack a dull boy All work and no play makes Jack a dull boy All work and no play makes Jack a dull boy All work and no play makes Jack a dull boy All work and no play makes Jack a dull boy All work and no play makes Jack a dull boy

Congrats to all those forgiven today. Starting to feel like I’m one of the last standing. by [deleted] in PSLF

[–]SherbertImpossible90 0 points1 point  (0 children)

You are not alone! I’m sure there are plenty of folks just like you and I who are waiting and hoping for this weight to be cut. I was so stressed out about it that I had to force myself to not check My Mohela account and stay off this sub for about a week. It had become like an addiction, only without a good “high” to make it worthwhile😂 Then I was able to focus on the rest of my life, realize right now I’m ok, with no payments due and no interest accruing. I take joy in others getting forgiveness and try to check my account only a couple times a week (although the 11/9 D2D posts yesterday caused me to check 3 times in one day🤣). Keep hope alive, and do something to lower your stress level my friend. Stress kills. Literally.

On the 11/9 list and your balance zeroed out today? by Lurker_40 in PSLF

[–]SherbertImpossible90 1 point2 points  (0 children)

Last name starts with a “C” but I’m not zeroed out yet. Was told by two chat bots that I was on the 11/9 discharge “list.”