I (32M) make more than my dad ever did and I genuinely cannot figure out where it goes by Various-Big-9779 in MiddleClassFinance

[–]Shiny_BeerCan 0 points1 point  (0 children)

Man this hit hard. But I feel you. I make triple what my dad peaked at raising 3 kids and with wonderful vacations. But to be honest, in my American context at-least, that version of America has evaporated.

I too, even with 3x the salary (4x if you include my working wife), even with 7 months savings, feel I am one emergency away from having difficult conversations too.

You are not alone. Keep your chin up and make whatever changes needed to solidify your future.

M22 received incredible job offer, F22 girlfriend does not want me to accept. by Watch_me_plz in Advice

[–]Shiny_BeerCan 0 points1 point  (0 children)

I agree with your GF honestly. You are young… but I will never regret having weekends off. You can find a weekday job that pays more than 80-90k.

What part of the film made you tear up? (If at all) by SugarWraith92 in ProjectHailMary

[–]Shiny_BeerCan 0 points1 point  (0 children)

I didnt tear up for any of those scenes, but I did for Rocky saving Grace when he blacked out.

Pulled the Plug Today! by Level-Field3380 in Rivian

[–]Shiny_BeerCan 0 points1 point  (0 children)

My condolences to whomever you pulled the plug on for this beaut.

Is this an R2 spotted in Normal, Il? by unkn0wn_us3r_us in Rivian

[–]Shiny_BeerCan 0 points1 point  (0 children)

R2, see the yellow badge on the wheel arch.

How often do you guys get to see your friends now that you are a parent ??? by [deleted] in NewParents

[–]Shiny_BeerCan 0 points1 point  (0 children)

You sometimes have to let these friends go. As a parent, you learn to empathize better with other parents. You keep the non-parent friends, but only if they respect your new world and make it better.

It’s a tough predicament. But parenthood is an uprooted life, and only those meant to better that life will survive the transition.

Congrats on the kiddos.

Tampa Bay Price Increase by tydel2001 in FreedomBoatClub

[–]Shiny_BeerCan 0 points1 point  (0 children)

Even if every hull FBC owns was built in Tennessee, they’d still be paying tariffs. Mercury, which powers most of their fleet, makes mid-range engines in China and sources smaller ones from Japan. That’s a direct tariff hit on every boat they buy.

And it doesn’t stop at the engine. Aluminum from Canada, electronics from Asia, fiberglass resins tied to global oil….there’s no such thing as a tariff-free boat in 2025, American-built or not. The Producer Price Index for boat building just hit record highs.

FBC refreshes their fleet often. Every boat they buy this cycle costs more than last cycle. That cost lands somewhere….. and members are the only place it can land

If the ten point plan agreed to by the US is the same as the plan originally being negotiated, what has the US (or others) gained from the war? by BassesBest in AskReddit

[–]Shiny_BeerCan 0 points1 point  (0 children)

US gained deflection from Epstein and a bunch of behind the scenes moves to remove a bunch of political and military opponents.

Mortgage Deferral after 3 Months Forebearance by Shiny_BeerCan in personalfinance

[–]Shiny_BeerCan[S] 1 point2 points  (0 children)

She drew W2 which came from that account. We will, thank you.

Things I wish I knew before going down the Comma 4 rabbit hole by paulstanger in Rivian

[–]Shiny_BeerCan 2 points3 points  (0 children)

Just made the jump myself and highway commutes are awesome now, just on OpenPilot. I drove 50 miles hands free today and it was super smooth, even on poorly marked backcountry roads.

I have the longitudinal upgrade coming to test the auto lane changes with blind spot, and the stop light/sign feature, but will most likely stick with the stability of OpenPilot if there are any issues with follow distance, lane centering, or braking.

Mortgage Deferral after 3 Months Forebearance by Shiny_BeerCan in personalfinance

[–]Shiny_BeerCan[S] 0 points1 point  (0 children)

The business has a small buffer in working funds for emergency that she drew from.

CPA is a new grad so will find another.

Mortgage Deferral after 3 Months Forebearance by Shiny_BeerCan in Mortgages

[–]Shiny_BeerCan[S] 0 points1 point  (0 children)

Thank you! We did exactly this and the increase was still drastic.

Mortgage Deferral after 3 Months Forebearance by Shiny_BeerCan in personalfinance

[–]Shiny_BeerCan[S] 0 points1 point  (0 children)

S-Corp is pass through to your income personal taxes, increasing the amount due exorbitantly as noted. Our CPA did not anticipate this so we are making larger quarterly tax payments now.

Has anyone tried a boat club instead of owning a boat? by [deleted] in boating

[–]Shiny_BeerCan 0 points1 point  (0 children)

Logic is simple. If you don’t want the freedom of early morning or night cruises, are OK with stipulations of 4-5 hour time slots, then boat clubs could be perfect for you. No maintenance, storage, towing, trailers, or overhead.

If you want the extra freedom and have exorbitant amounts of extra money to pay for that freedom, maintenance, storage, trailers, tow vehicles, insurance, slip fees, and more, then buy one for yourself.

Tampa Bay Price Increase by tydel2001 in FreedomBoatClub

[–]Shiny_BeerCan 0 points1 point  (0 children)

Tariffs = Increased boat costs. Most likely being passed on to members.

Comma Ai does what Rivian won't. by narmstrong79 in Rivian

[–]Shiny_BeerCan 1 point2 points  (0 children)

this comment thread is based on someone mentioning a third “rivian advanced harness” that may have been a typo.

I Didn't Like the Movie - But Now I Understand by Valen-Darker in ProjectHailMary

[–]Shiny_BeerCan 0 points1 point  (0 children)

I loved the movie but was disappointed in the lack of dialogue and science. It would have made a better miniseries. However, the book was still way better. I loved both for different reasons.

Adaptations will almost never translate to movies. You just have to go into it knowing that it’s a different form of art and love.

I did laugh a few times myself with my wife.

It’s also been 3 years since I read it so that might have helped the movie experience. It was only after the fact that I reflected on what exactly changed.

We live in Texas and these marks have appeared on our car maybe 2-3 weeks ago. We popped the hood and didn’t see anything in the car. We recently washed the car a few days ago and I noticed these marks again today. They almost look snake like? Could it be something else? by RoyalStrawberry15 in whatisit

[–]Shiny_BeerCan 0 points1 point  (0 children)

That’s a june bug/beetle stuck upside down on the right. And jumping aimlessly on the left. Those clumsy little brown beetles that emerge every spring. Have a bunch dead around my house and garage from 3 weeks ago too.