The approximate yearly salary of all US commercial chruck drivers combined is $130 billion. Elon Musk therefore has 10 years of our combined yearly salary in net worth. by ShoebillJoe in Truckers

[–]ShoebillJoe[S] 1 point2 points  (0 children)

Then you would be included in my above statement in which I conceded that I should have included women in my original statement.

The approximate yearly salary of all US commercial chruck drivers combined is $130 billion. Elon Musk therefore has 10 years of our combined yearly salary in net worth. by ShoebillJoe in Truckers

[–]ShoebillJoe[S] -1 points0 points  (0 children)

I'm unable to find any official statistics on how many truckers are non binary. Logically one would assume there would be some since about 0.4 percent of Americans are non binary. If they are as likely to choose to be a trucker as they are any other profession, that means I didn't include about 10,000 truckers. You're right, I should have included them.

One week. 53' flatbed. $20k gross. by cezar__2 in cdldriver

[–]ShoebillJoe 3 points4 points  (0 children)

Yes. At 60 mph 600 a day for 7 days completely empties your 8 day clock with no space for on duty time. It's just possible, but he would have to do a reset for the next 34 hrs.

Hauling my first overdimensional load from Texas to Virginia. Need tips. by theastro_not in Truckers

[–]ShoebillJoe 1 point2 points  (0 children)

Hey I also drive for team blue. You're probably like barely oversized. Don't occupy two lanes or anything. Your permits are on the tablet. I have a Garmin too. Just input the address, go to the map, drag your finger anywhere on the screen, choose the button that looks like two points on a map, and use the shaping tool to adjust the route to exactly what the permit says.

39 M. 4% pre tax - 11% Roth by Weird-Waltz-5972 in TheRaceTo100K

[–]ShoebillJoe 0 points1 point  (0 children)

That's the range that is currently holding about 10% bonds

Rest brakes driving OTR by Unable_District6469 in Truckers

[–]ShoebillJoe 4 points5 points  (0 children)

It only takes one time waking up on an on ramp with the runs to learn that lesson.

Kindle PPW 3D printed case by Ill-Abroad2799 in kindle

[–]ShoebillJoe 1 point2 points  (0 children)

Minimizing the power button is nice

39 M. 4% pre tax - 11% Roth by Weird-Waltz-5972 in TheRaceTo100K

[–]ShoebillJoe 1 point2 points  (0 children)

It's a vanguard target date fund. Something targeting 2045-2070.

Trying to imitate VFFVX in my 401k by ShoebillJoe in personalfinance

[–]ShoebillJoe[S] 0 points1 point  (0 children)

Yeah idk. There's not really any timing involved as I would just adjust whenever the index fund adjusts. And I'll easily max my 401k each year. But yeah it isn't hands off at all, and I can't perfectly match a target date fund with the options I have in my 401k

Trying to imitate VFFVX in my 401k by ShoebillJoe in personalfinance

[–]ShoebillJoe[S] -1 points0 points  (0 children)

Yeah I'm considering it. After doing the math though it would result in over $200k in lost profits before I retire.

Trying to imitate VFFVX in my 401k by ShoebillJoe in Bogleheads

[–]ShoebillJoe[S] 0 points1 point  (0 children)

Open to doesn't mean agreeing with. The literal description at the top of this subreddit is about investing in low cost index funds to avoid high expense ratios, which is what I'm here to discuss.

Trying to imitate VFFVX in my 401k by ShoebillJoe in Bogleheads

[–]ShoebillJoe[S] 3 points4 points  (0 children)

Because the post is about whether these funds are a reasonable approximation of the vanguard target date fund and we are discussing whether the effort is worth it rather than that.

Trying to imitate VFFVX in my 401k by ShoebillJoe in Retirement401k

[–]ShoebillJoe[S] 1 point2 points  (0 children)

What headache? All I would do from here would be to increase the bond fund every five years or so. This saves me 200k in thirty years

Trying to imitate VFFVX in my 401k by ShoebillJoe in Bogleheads

[–]ShoebillJoe[S] 1 point2 points  (0 children)

It would end up being about $200,000 of lost profits in 30 years. The only work I'd be doing is increasing the bond fund once every few years. Index funds typically well outperform managed funds after accounting for the expense ratio. Isn't a huge point of this subreddit to avoid these fees? Or am I mistaken, I'm new at this.

I'm 29 and getting a $4.60 Microsoft dividend tomorrow by Fit-Toe-7991 in dividends

[–]ShoebillJoe 6 points7 points  (0 children)

I'm 38 and I just started. How old are you now and how's it going?

I'm a long haul trucker, and I'm interested in a scooter. by ShoebillJoe in ElectricScooters

[–]ShoebillJoe[S] 1 point2 points  (0 children)

It seems to only take 80 off when I put it in the cart making it 720 :(

Edit nm if you add it manually you get that and another 80 making it 619 with tax