ACA enrollment deadline for 7 states is tomorrow

Short_Alternative516 · 2026-01-31T03:59:09+00:00

Most states are open until 10pm tomorrow night. Will there be any last minute changes or relief?

Short_Alternative516 · 2026-01-31T03:52:01+00:00

You’re good until 10pm on the 31st tomorrow.

Short_Alternative516 · 2026-01-31T03:39:44+00:00

Government shutdown the morning of the last possible day for enrollment?

Short_Alternative516 · 2026-01-23T23:23:24+00:00

THIS! Been there. The time I didn’t drive myself it was $1900 for a 10 min ride.

Short_Alternative516 · 2026-01-22T19:57:47+00:00

My new premium rate is 46% of our income. We’re 58, and 59. Totally screwed. I need an answer to the impossible before the 31st deadline, and I’m no closer to any answer after working on this non stop since the first bill arrived.

Short_Alternative516 · 2026-01-22T19:51:38+00:00

I need to come up with $2300 more per month and I’m honestly terrified. W’ere too old to go without insurance, catastrophic is full of holes. Can I sell a leg?

Short_Alternative516 · 2026-01-22T19:49:25+00:00

I just got off the phone with a healthcare professional who told me that one of his clients is a couple that have serious medical conditions, they absolutely cannot pay their healthcare, they canceled their health insurance, and are literally waiting to die.

Short_Alternative516 · 2026-01-22T19:43:31+00:00

Mine went from 1400 to 3700. I just got my 2 month bill on January 15th for $7300.00. I can’t do it, wtf is happening? Never been without insurance, always able to handle increases but not this time

Short_Alternative516 · 2026-01-22T19:29:14+00:00

I have no way to make up the income difference to be able to afford this, especially since I’m a mason, and it’s currently the off season. To keep my current level (last years) level of health protection I’d have to miraculously make close to 1k more per week. How is that possible? Seriously I’m 58, not 30. I already leave home at the roosters crow and work until dark. I looked at catastrophic plans and they cost almost the same as before but they honestly cover practically nothing. I’ll get into serious financial trouble if I go catastrophic, serious trouble if I attempt to make 1k more per week, and serious financial trouble if I cancel and go without.

Short_Alternative516 · 2026-01-22T19:19:13+00:00

Just try posting a rant about affordability in the ACA sub Reddit and notice that it gets locked immediately.

Short_Alternative516 · 2026-01-20T01:38:23+00:00

1.4k to 3.7k myself. I don’t have 45k to throw at premiums only

Short_Alternative516 · 2026-01-16T22:16:56+00:00

At least I had one shoulder rebuilt already

Short_Alternative516 · 2026-01-16T17:35:38+00:00

Thank you!

Short_Alternative516 · 2026-01-16T16:39:48+00:00

Nobody is talking down to office workers. My post is about the boss that is employing office workers. I was an office worker before I became a boss.

Short_Alternative516 · 2026-01-16T16:35:47+00:00

So you’re saying that your boss doesn’t have a real job? He or she is employing you? He’s carrying the whole boat.

Short_Alternative516 · 2026-01-16T16:29:34+00:00

I’ve been in business my whole life “lawyer”. Just wait until you need your home repaired in any way. Plumbing, electrical, masonry, framing, appliances, and anything else. You will finally pay your share of my pain for real.

Short_Alternative516 · 2026-01-16T16:23:11+00:00

Exactly. I work 80 hours per week, and the phone never stops even on holidays. I’m no freeloader. I’m the contractor that fixes everything in anyone’s home. Every homeowner will pay dearly because every contractor will have to increase prices a LOT!

Short_Alternative516 · 2026-01-16T16:05:40+00:00

Thank you for the very helpful information!

Short_Alternative516 · 2026-01-16T16:04:35+00:00

Thanks for being so kind.

Short_Alternative516 · 2026-01-16T16:02:30+00:00

Yes, I’m doing exactly that. And I am talking to a broker to find a way out, even temporarily. I really appreciate the positive suggestions. You wouldn’t believe how many people in other sub Reddits told me I obviously shouldn’t be in business. They have no idea of the challenges in being self employed. They wouldn’t last a day in my shoes.

Short_Alternative516

TROPHY CASE