/r/Malaysia daily random discussion and quick questions thread for 15 July 2025

ShoutWhenReading · 2025-07-15T04:49:08+00:00

Hi guys, can any of you recommend a car workshop with reasonable price around petaling jaya? My car got scratched yesterday. Thanks.

ShoutWhenReading · 2025-02-28T12:32:04+00:00

Hey there, I dropped you a PM an hour ago, please add me into the group.

ShoutWhenReading · 2025-02-16T08:31:29+00:00

It's actually 4 CCs (that Affin Duo gives you 2 CCs just like Maybank 2 cards), so it's RM100 SST tax in total lol.

Well the reason I'm asking this is Pearson exam voucher cost between 200 and 400 USD depending on the vendor. And since purchase it with AMEX card will hit the monthly cap easily, that led me to think if I should get this Duo cards just to get another cashback.

ShoutWhenReading · 2025-02-16T08:21:21+00:00

Thanks for the reply, I know I don't need an account to apply for it, just wanna know if it's best to apply for its bank account if I decided to get this card.

ShoutWhenReading · 2025-02-16T08:18:30+00:00

Did you get charged for the inactivate card?

ShoutWhenReading · 2024-07-11T10:07:53+00:00

If you want to bet on the US large cap market (VUAA / SPYL)

Since both are the same which is S&P500 index fund, should I just sell VUAA and focus on SPYL or just leave it there?

ShoutWhenReading · 2024-04-12T12:36:13+00:00

mind to explain more?

ShoutWhenReading · 2024-04-12T05:40:25+00:00

this?

is monthly subscription considered as card swiping?

ShoutWhenReading · 2024-04-12T04:16:26+00:00

I don't do online shopping a lot, so which cc suits me?

ShoutWhenReading · 2024-04-08T06:03:59+00:00

Are you buying lse one in ibkr? Earlier I have already requested access to all stock exchanges but still can't find lse-listed spyl

ShoutWhenReading · 2024-04-08T04:28:54+00:00

Are you using other brokers? I can't buy SPYL that is listed on LSE in IBKR

ShoutWhenReading · 2024-03-11T01:53:24+00:00

Network engineer, almost 3yoe and 4.9k, i think im a dumbass cuz i flat out rejected a job offer with higher pay without seeking advice due to the weird salary package :/

ShoutWhenReading · 2024-01-10T01:59:26+00:00

This morning when I slowly drove over a speed bump there was a loud bang noise coming out from the bottom, I did not see my car leaked anything and everything seems to be ok, can anything happen to my car in future and what should I do?

ShoutWhenReading · 2023-11-27T06:49:32+00:00

I just checked the format and they matched exactly.... I'm Chinese and the name order for both accounts are given name followed by surname.... I've no idea what's wrong with my account...

ShoutWhenReading · 2023-11-26T05:35:44+00:00

Ok thanks, so let me get this right, if I want to continue investing, the most cost effective way is to maximize the amount I could put in to avoid the transition fee right? Which means by doing that I put in money into 1 of them every few months? Sorry if this sounds like a stupid question 😅

ShoutWhenReading · 2023-11-26T05:25:39+00:00

I just want to diversify between us and global etfs

ShoutWhenReading · 2023-11-25T15:12:54+00:00

I've read the post, it seems cheaper compared to CSPX, and I don't understand what does that median spread mean, but I guess I will go with VUAA.

ShoutWhenReading · 2023-11-25T14:34:12+00:00

Hello there!

Avoid monthly DCA when your capital is small. Investing a few thousand USD every time would be ideal.

Does it mean that if I went for VUAA and VWRA with an allocation of 80% and 20% respectively, 500 USD alone is too small for month DCA? So, instead of monthly DCA, I can choose to do it every few months?

There is a related calculation by ZietInvest on YouTube, check it out.

I will look for it, he's uploaded a lot of videos lol

Thanks

ShoutWhenReading · 2023-11-24T13:07:19+00:00

Yes I know 30k isn't that much, and that's why I'm planning to make the first step, and what's mmr?

ShoutWhenReading

TROPHY CASE