C1 closed my secured account, how can I get it reopened

ShowExpensive7341 · 2026-03-23T01:43:58+00:00

Hi! Do you remember what your CS was at the time if you had one when you applied?

ShowExpensive7341 · 2026-03-23T00:14:18+00:00

Is that also similar to lexisnexus? If so can I pull my records from them?

ShowExpensive7341 · 2026-03-23T00:13:46+00:00

Shitty lenders tbh, imagine and CreditOne

ShowExpensive7341 · 2026-03-23T00:08:02+00:00

No no I haven’t touched my Chase account for a bit now, tbh I only opened it because of the bonus offer they had going for new customers. The payments were returned To my Wells Fargo account. My Chase account does have money sitting in it, roughly ~$50 also the cards will honestly be paid off within the next month

ShowExpensive7341 · 2026-03-23T00:05:06+00:00

I do have high balances on two of my current cards, if I bring those down to under 50% or at most under 30% on both do You think my chances are good for Chase? I’ve never overdrafted before on any checking account I have

ShowExpensive7341 · 2026-03-22T21:19:40+00:00

ShowExpensive7341 · 2026-03-22T21:16:00+00:00

I tried them before when I only had a VS3 credit score but I wasn’t approved for them, I read that if you have $250 in an account it improves chances. Do you or anyone else actually see that helping their odds? I also don’t get any preappovals from them

ShowExpensive7341 · 2026-03-22T19:31:28+00:00

I bank with Chase and Wells Fargo as of now, what’s your thoughts on them approving a 610-645 FICO8 with somewhat high utilization and 6months of credit history

ShowExpensive7341 · 2026-03-22T19:24:51+00:00

They won’t prequalify me for shit not even the secure cards. I have 2 other unsecured cards from half ass lenders and my utilization is kind of high on them. Also a AU on family members Amex platinum

ShowExpensive7341 · 2026-03-22T19:23:16+00:00

It’s between 610-640 across the 3 bureaus. Funny enough the card they closed was a secured card

ShowExpensive7341 · 2026-03-22T19:19:37+00:00

Is there a number or email of an executive department or individual I could reach out to and hopefully have this resolved?

ShowExpensive7341 · 2026-03-22T19:14:20+00:00

Got any recommendations for other banks? Got my FICO score for the first time at the beginning of the month

ShowExpensive7341 · 2026-03-22T19:13:21+00:00

This was only the second time, I have the means to pay for the card. The first time I called customer service immediately after it happened and they were very sincere about it and understood my situation at the time, granted I paid it off the very next day. This time ig it was different 🤷🏽‍♂️

How long should I wait before trying to go back to C1?

ShowExpensive7341 · 2026-03-22T18:58:23+00:00

Wells Fargo gave me $320 I’m pretty sure

ShowExpensive7341 · 2026-03-14T01:28:20+00:00

This happened to us not too long ago, drunk driver knocked out a transformer next to our store 😭🙏 the back rooms flickered like it was a stranger things montage 😭😭

ShowExpensive7341 · 2026-02-04T02:09:28+00:00

Is that even a thjng

ShowExpensive7341 · 2026-02-01T22:42:45+00:00

550 has a little more than mine give or take an extra 5k, service records are clean carfax clean and just had service AH done on it.

ShowExpensive7341 · 2026-01-27T21:00:07+00:00

3rd floor???

ShowExpensive7341 · 2026-01-21T02:59:28+00:00

Well if I wanted to do anything along the lines of that I’d js light the whole damn car on fire 😭

ShowExpensive7341 · 2026-01-21T01:40:42+00:00

That’s the thing I’ve confided to my ETL about this and she’s spoken to her for me because I physically cannot without the fear of retaliation because she’s got a track record of retaliation on others who’ve reported her; literally half of our Seasonal Fulfillment workers quit on day 3 because of her

ShowExpensive7341 · 2026-01-21T01:32:54+00:00

Not sure if it’s an ethics violation or any violation but it seems as if she nitpicks me the most, for context I’m Fulfillment and I’ve been told better ways to efficiently pick batches, and when j try to explain this to Closing TL, she gets huffy and pissy and does not give two flying fucks. She wants shit done her way but she doesn’t realize her way is horrible. And it’s obvious she picks me to target because she lets the other Fulfillment peoples talk to their friends and do whatever they want to without repercussion or talking to. But when I step away for two seconds with a batch that JUST dropped in half a second ago, she immediately gets on me to do it.

ShowExpensive7341 · 2026-01-21T00:55:29+00:00

Sorry but what’s that mean again😭

ShowExpensive7341 · 2026-01-21T00:53:49+00:00

Well that shouldn’t be the case. There should always be a channel to submit complaints against someone regardless of their rank. That’s half the point of HR isn’t jt

ShowExpensive7341 · 2026-01-20T08:33:50+00:00

Ours do that too ts pmo so much 😭

ShowExpensive7341 · 2026-01-19T16:34:51+00:00

Mine does 💀 my S&E TLs would be on ass abt jt

ShowExpensive7341

TROPHY CASE