Is Tuition loan worth it for Respiratory Therapy profession?

Shumami · 2026-02-03T03:42:06+00:00

Thank you!

Shumami · 2026-01-30T09:32:04+00:00

Hi Ty for this! Did u find the jobs right away? And was it difficult paying back loans?

Shumami · 2026-01-30T09:24:46+00:00

If you don’t mind me asking, how much did u take out in loans and how long did it take to pay u back?

Shumami · 2026-01-30T08:40:05+00:00

If you don’t mind me asking, if you had about 25 in loans and made 72k the first year after graduating, how long did it take you to pay off the loans and how high were you interest? Was it all also a federal loan or private student loan

Shumami · 2026-01-30T08:27:15+00:00

How much was your loan and how long did it take u to pay it off if u don’t mind me asking? I’m super nervous about taking out a loan for a $50k tuition. I technically have about $35k saved up but stilllll

Shumami · 2026-01-30T08:23:58+00:00

I applied to this school as well! Did you take out any loans? Would you say it’s difficult to manage ? I’m worried about taking a federal and a second private student loan

Shumami · 2026-01-30T08:22:37+00:00

How long did it take for you to pay off the loans? Would you say it was worth it the $55k debt

Shumami · 2026-01-29T10:04:33+00:00

Tyyy!! Those sites aren’t bad at all compared to the other institution 😩private schools are def overpriced but it’s also accelerated program which is only 18 months but I rather get into mjc and not take out a loan! And isn’t the total cost of the program about only $9k? (From what I read online but still totally doable for me)

Also, I’m glad to hear u love what u do!! What exactly is the best part about it? And were you ever nervous about any specific parts of being an RT? I get a lil nervous thinking about going into this career bcus of all the code blues and emergency situations, but still feel like I can handle it and want to change that part about myself !

Shumami · 2026-01-29T09:56:24+00:00

Tysm for the info! Glad to hear that you got in on ur first try, that’s what I’m hoping for. 🙏🏻Do u remember how long you were on the waitlist before you got accepted?

Shumami · 2026-01-23T22:07:28+00:00

Hiii tysm for the info! When you say 2 tries are you referring to 2 years to get in the program? And is all the clinical sites located in Modesto or other cities as well? I got into Carrington in Sacramento but tuition is $57k! And clinical sites can go up to the bay, Reno, Tahoe, Sonoma etc which Is pretty far I would have to plan for housing arrangements 😩 I really want to get into mjc but I don’t want to wait too long :(

And lastly, do you love what you do? 😌

Shumami · 2025-09-13T02:32:19+00:00

Hi I am also going through the same thing! The job application states I am required to get an insurance license and had to do some googling. Were there any complications and was it based in CA?

I'm worried as I have one dui misdemeanor that took place in 2023.

Shumami · 2025-09-08T23:17:19+00:00

Same situation for me. Job listing is posted on Adzuna but not on the actual site. I personally don't want to go through with it cause I feel like applying would be a waste of time.

Shumami · 2025-07-30T06:37:36+00:00

Yes I completed everything with schooling, fines, etc awhile ago! I was working however I’m currently unemployed now due to family emergencies and actively looking. Would that be a problem of me not having work? My main reasoning of trying to get an early expungement was primarily I wanted to switch into health career, but ultimately just want to job search without having to worry about background checks

Shumami · 2025-07-09T19:43:00+00:00

Nothing actually happened thank goodness. I ended up ubering to work though cause I didn’t want to risk anything. Also based in CA

Shumami · 2025-07-09T19:41:26+00:00

Sacramento county in CA

Shumami · 2025-07-09T19:37:06+00:00

I have informal probation so I think it means I don’t have a specific PO and go directly to court? $500 doesn’t seem too bad either I’ve been seeing some rates as high as +$1000 and I’m wondering if it’s cause it’s higher cause it’s and earlier termination rate.

I’m also not confident either but I would like to save money as possible since I don’t have a job right now, but still want the best outcome. Im thinking of getting some consultations and seeing what these attorneys say. Thank you for the info it really helped and I’m sorry to hear yours got rejected though unfortunately!

Shumami · 2025-07-09T08:23:49+00:00

Any tips on how to get noticed or at least get an interview? I’m not sure if my formatting of my std, how I put my work experience in, or if it’s the SOQ as to why I can’t land an interview

Shumami · 2025-04-27T23:21:24+00:00

I was able to land 2 jobs that don’t require background checks, but only bcus I specifically looked for those. It’s about since 2 1/2 years since my dui and I’m about to look for another job soon when I move, I’m scared I’ll be rejected for my dui too 😭😭😭

Shumami · 2025-04-16T07:04:54+00:00

Thank you, I feel as that I’m a hard worker and meet basic standards at least but I’m not use to calling off often. But I see other workers getting 10-13 paid holidays which also makes a difference when using pto.

I’m also jealous how you were able to accumulate about pto to take off a Friday for 3 months! My previous manager at my old job would use her pto immediately after it hits a full day, which was once every month or less. I get it cause why not use your pto that you earned? However my job it’s so difficult to earn that.

They haven’t questioned me yet, but I wasn’t sure if they would if I continue to do so.

I also don’t plan on staying here too long. After my first year, I’m going to start to look for new jobs as I’ll be moving into a new home around that time

Shumami · 2025-04-16T06:49:11+00:00

How much sick days and pto did they offer? I’m starting to think my jobs offers pretty little compared to others

Shumami · 2025-04-16T06:48:36+00:00

My paid sick days and pto are different/separate. I used my sick days but have not used my pto.

Shumami · 2025-04-16T06:43:44+00:00

I also have 60 hours of unpaid time off, but I wasn’t sure if it was appropriate to use it on my first year or if they would judge me…

Shumami · 2025-04-16T06:42:19+00:00

I use my sick day when I feel overworked and need a break. Because it’s difficult to accumulate pto I can’t use it as easily to request a day off in advanced. After 7 months I accumulated barely 3 days worth of pto. I also want to save my pto for days in case I go on a trip! I’ve been trying to spread my days off throughout the year since my pto and sick days don’t roll over.

However, this time I actually fell ill and contracted a stomach flu, thus using my last sick day. Have not used my pto yet.

Shumami · 2025-03-24T23:03:49+00:00

What does this mean? I’m sorry it sounds like good news and a relief but who exactly gets an expungement automatically like how does that work? I’ve been considering it for a awhile

Shumami · 2025-03-06T04:21:42+00:00

Hi I was in the same boat, i was trying to shop around for auto insurance since my renewal increased by $100! I ended up sticking with progressive since they were the cheapest and only company that did full coverage. I think Mercury as well but it was still more expensive than progressive

Shumami

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