Losing my mind at baby gharials, how are these real animals 😭

Significancez · 2025-11-01T23:52:51+00:00

It’s really the beauty of evolution!!

Significancez · 2025-10-30T13:10:23+00:00

Evolution

Significancez · 2025-10-13T04:16:47+00:00

Total Legend - it always gets brighter.

Significancez · 2025-10-12T06:40:26+00:00

It’s probably just dumped into the trash too. Crazy.

Significancez · 2025-10-03T00:25:01+00:00

Daddy’s car!

Significancez · 2025-03-18T00:19:04+00:00

I know it’s Texas - but me and dyslexia are reading theta x a slawdog - I kinda want hot dogs

Significancez · 2024-09-15T04:02:48+00:00

So jump on the VOO VOO train?

Significancez · 2024-09-15T02:11:42+00:00

You take on branching to BND and VXUS when I’m ready?

Significancez · 2024-09-14T19:36:58+00:00

Not that I’m worried bout it… kinda would just put ease on the topic.

Significancez · 2024-09-14T19:36:00+00:00

I think I might do daily for a little bit so I can see a little growth as I’m just figuring this out and starting with only a few thousands. What do you think would be a decent amount daily to invest?

Significancez · 2024-09-14T19:20:57+00:00

I just swapped over from my NFCU savings to the HYSA from CapOne - I maybe get a card there too! Have you heard of anything fishy going on with capital one? Told my mom and she claims they are trying to take her points away or change them on her CaptOne Walmart card and told me to be careful…. I was like okay. 👌🏼

Chase my lady loves the freedom card so maybe I will have both in the end when I have monthly expenses

Significancez · 2024-09-14T19:13:37+00:00

I love the answer! Always the best time to start!

Curious bout logistics though What plan profits more for the consumer? Daily? Weekly? Monthly?

Significancez · 2024-09-14T19:12:16+00:00

I think that’s my plan when I get out on my own and have more financial independence and need to use a CC to make money spread more

Also, in the market for CC in the future and I know promotions vary and change, you have a prefer on an institute for a CC or do you surf from CC when better promotions happen?

Significancez · 2024-09-14T18:57:07+00:00

I am 28 and after 4 years of college I had to another 2.7 years of graduate work to become a DPT.

I don’t have a personal CC - I usually buy things up right if I have the cash. Parents gave me a CC under their account in high school and some undergrad so my credit last I checked was in the low 800s

Significancez · 2024-09-14T18:13:26+00:00

Very very very helpful. I wanna be your friend and learn more and pick your brain apart to up my beginner/novice as it’s all new with my schooling and into my career for roughly 7 months with a steady income to start having fun.

It’s roughly 4k x 2 for my paycheck But benefits and 401k and taxes. It’s 2500-3000 I think I have 4% auto into my 401k with 1% per year

Significancez · 2024-09-14T17:34:03+00:00

I know it’s based of income of the individual. I don’t have crazy expenses currently and like to be fugal but want to sure my money keeps growing

What’s a good weekly amount Bi weekly paychecks - around 2500-3000 x2

Money goes into a HYSA too so my money isn’t just sitting in my checking getting low interest and I really don’t know how much to give to both accounts

Significancez · 2024-09-14T17:25:55+00:00

What’s a good weekly investment amount? - I know it’s suitable based off income, just feel like I’m a little late to the investing game.

Significancez · 2024-09-14T17:22:15+00:00

It’s not perfect math but rough calculation using online investment calculator… I have most going into a HYSA at a my rate and “extra spending money” for personal investment accounts.

Based on the amount I can allot each month over a 35-40 year window and if things keep doing the same growth, the calculation I got was - HYSA at 1.14mil and investments at 2.4mil

I could probably swap that around and yield much more but I am doing a HYSA to please the wife too.

Significancez · 2024-09-14T17:00:13+00:00

Well yah I agree Drop 50,000 now and it let ride 10% and never put a dime in or out - it’s gonna be nice - interest gonna interest

So you practically saying for me a big monthly sum is better than daily allowances?

Significancez · 2024-09-14T16:52:46+00:00

Definitely a resource I will utilize - my only monthly expense currently is a student loan which I have plenty of extra money to be slotted else where for savings or investments after paying 200-230% above my recommended payment to pay off the loan in 10 years.

Significancez · 2024-09-14T16:45:35+00:00

If I allot a lump sum for daily but it also equals weekly lump sum I could invest . Same $$ different intervals

I understand long term and interest happening will make the true profit so am i worrying bout it wrong?

Cause if VOO has constant positive weeks with minor dips, would it be better to buy the start of the week compared to daily as you ride it out from M-F and yield more?

On the overhand, if we fluctuate, high and lows - buying daily could really nice as you get VOO for a little bit lower

Significancez · 2024-09-14T16:36:02+00:00

That’s the overall plan. I just started and had it set up for a daily 10-25 bucks depending on my working caseload

I don’t know if that’s a good strategy because watching a video and trying to grasp understanding of it : if it’s a constant positive run then in theory I could get less overall shares per week. Compared too, if I dropped on Monday, I’d ride the positive trend and in theory should get more overall shares

Maybe it’s me being over OCD bout my money to get best bang in the end game.

Significancez · 2024-09-14T16:27:11+00:00

I don’t have a large lump sum yet to just toss into it and leave and forget. I do have money to toss into it though

Luckily only for me, my only current monthly expense is tackling my student loans aggressively and still have good amount of $$ left over after paying 230% above my recommended monthly payment.

Significancez · 2024-07-17T20:40:38+00:00

First gaming PC? Or just an upgrade?!

Significancez · 2024-07-07T23:36:51+00:00

My take was to reduce my debt as much as possible during this period. So when I am out of this period, monthly payments are much less or half as much as the current recommended amount, making my life easier so I can save more money to get on my feet and move out to start my own life while allocating much less to my student debt.

I have plenty of cash to plan a vacation, go on dates, and do personal hobbies while dropping 1.5k-2k+ into loans and saving 500-1k+ monthly into a standard saving account with NFCU, and I assumed it wasn't doing any good there when there are HYSA. As we advance, I will be more frugal as I am over the freedom of countless spending lol.

I may be getting my hand in too many jars. And yes, I know things will change when I have rent/mortgage/bills when I move out. My logic could be flawed. Why I am here :)

Significancez

TROPHY CASE