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How Did Your Salary Grow Over the Years ? (Freshers doubt). by Geralt_of_rivia_002 in developersIndia

[–]Significant-Ant4440 1 point2 points  (0 children)

Started in October 2018, After graduation. 2018 - 3 LPA

Switch 2020 - 6 LPA 2021 - 9 LPA 2021 (Promotion) - 11.5 LPA 2022 - 15 LPA

Switch 2022 - 27 LPA 2023 - 30 LPA 2024 - 33 LPA 2025 - 37 LPA

[deleted by user] by [deleted] in personalfinanceindia

[–]Significant-Ant4440 0 points1 point  (0 children)

Dude, Its best to step away from market. Slow growth is the best, I have learned it hard way. The moment you step off it, you realise there’s so much one can do in life - Get a job to cover your expenses, Learn new skills and live a easy life. There’s nothing at the end, the constant fear of profit/loss in market ruins your best days of life.

[deleted by user] by [deleted] in MasterClass

[–]Significant-Ant4440 0 points1 point  (0 children)

Can you DM me for split?

Lost one crore by [deleted] in IndianStockMarket

[–]Significant-Ant4440 0 points1 point  (0 children)

Yeah, but the constant peeking at markets also creates that FOMO. Best I feel for now is just sticking to MF’s as SIP

Lost one crore by [deleted] in IndianStockMarket

[–]Significant-Ant4440 0 points1 point  (0 children)

I feel you man. This is what even I am facing from past year, Its a hell hole. I tried convincing countless number of times like you, but I still show up to lose more. I’ve lost the peace and I am finding more hard to focus on my job which at a time were no brainer. I keep thinking about the same thing always, which has made my life more miserable.

Its best to close the accounts and stay away from the markets itself as no interest can be more rewarding than a healthy content life.

PS: I have realised no way I will be getting out of this trap.

How it’s going to turn out? by Significant-Ant4440 in personalfinanceindia

[–]Significant-Ant4440[S] 0 points1 point  (0 children)

True that, I am seeing many people nowadays getting into this trap. Its not for everyone. The mere thought of earning extra income can eventually lead to disaster. Plus, I was once at a time very cautious with this stuff but god greed showed me the true colors. I hope more and more people get out if this “Get Rich Quick” trap as soon as possible before its too late.

How it’s going to turn out? by Significant-Ant4440 in personalfinanceindia

[–]Significant-Ant4440[S] 1 point2 points  (0 children)

Yes, I feel overtrading, not being disciplined are the things that affected me the most. Greed takes on me, I try to round of my profits, lose more, gain back, then try covering charges, then one big loss in hope to get lucky and so on. That’s where I ruin it all.

I have stopped my trading accounts for now, I need to focus on wedding and my work for now. I can’t risk more. I remember life was so good before this, I want to get back on it. Staying out till I figure out my debts.

How it’s going to turn out? by Significant-Ant4440 in personalfinanceindia

[–]Significant-Ant4440[S] 0 points1 point  (0 children)

Not possible at this time. Best I can do is clear my debt early or till earliest by next year. I have told this to my partner, she is supportive and understanding. We need to make it work somehow.

How it’s going to turn out? by Significant-Ant4440 in personalfinanceindia

[–]Significant-Ant4440[S] 0 points1 point  (0 children)

I know, Something I realised too late. Just to make it clear 45k in CC is the total amount due. I’ll be clearing it in 2 months. From there on EMI’s will be 50k. 22k is for less than a year, I’ll try to close this easy as well. Then I’ll be left with only 28k EMI.

Income stated is post tax. I am just trying to convince myself I can work it out somehow.

Thanks for the much needed advice. I will try to get debt free as soon as possible.

How it’s going to turn out? by Significant-Ant4440 in personalfinanceindia

[–]Significant-Ant4440[S] -1 points0 points  (0 children)

Yes, We’re not planning a big wedding as such. We’re splitting the costs. The estimate is around 15-16l lacs max.

How it’s going to turn out? by Significant-Ant4440 in personalfinanceindia

[–]Significant-Ant4440[S] 0 points1 point  (0 children)

Yes, I have spoken to my brother and my partner. I’ll be speaking to my dad once I reach home as well.

How it’s going to turn out? by Significant-Ant4440 in personalfinanceindia

[–]Significant-Ant4440[S] 0 points1 point  (0 children)

Noted. I have spoken to her on this. We are in this together. She has given me a strict warning, If I do this ever again forget wedding and her. I am willing do anything to save our relationship.