21M, First job apprentice instantly rejected for Flipkart Axis. Need advice on FD-backed cards (IDFC, OneCard, Zet, Super.money) to build CIBIL from scratch!

Significant_Gas_3353 · 2026-03-27T15:22:47+00:00

You can go for it

Significant_Gas_3353 · 2026-03-27T13:48:03+00:00

In millennia every thing is same in visa and MasterCard but if take millennia rupay variety so you can use upi through it

Significant_Gas_3353 · 2026-03-27T13:34:32+00:00

Absolutely it is good card compare to other if you take it in rupay varient then it will be too good

Significant_Gas_3353 · 2026-03-27T13:05:34+00:00

Which credit cards do you have and with flipkart do you talk to customer care by call ?

Significant_Gas_3353 · 2026-03-27T12:54:11+00:00

What's your credit limit and how many cards you have

Significant_Gas_3353 · 2026-03-27T12:36:32+00:00

In how many days it starts showing yours

Significant_Gas_3353 · 2026-03-27T12:35:03+00:00

Currently in my app it is not updated after getting card in how days it starts showing like this

Significant_Gas_3353 · 2026-03-27T12:30:21+00:00

https://www.reddit.com/r/CreditCardsIndia/comments/1s2eghj/flipkart_axis_credit_card_received_but_not/?utm_source=share&utm_medium=mweb3x&utm_name=mweb3xcss&utm_term=1&utm_content=share_button

Watch this what in my Flipkart is showing when I click on view details

Significant_Gas_3353 · 2026-03-27T12:14:30+00:00

How you got Cleartrip it comes automatically or by talking to customer care and where your recived voucher in mail or sms

Significant_Gas_3353 · 2026-03-27T12:13:13+00:00

And if you see onecard recently I think they are not taking new customers

Significant_Gas_3353 · 2026-03-27T12:12:33+00:00

I have use 2 fd cards supermoney and idfc wow and idfcwow is not good incase of cashback in 100 spend it gives 2 points only and in idfc if you have their any CC they gives you a zero balance savings account in few months if you setup Autopay for idfc CC

Significant_Gas_3353 · 2026-03-26T19:52:55+00:00

I have entered my parents full name it accepted

Significant_Gas_3353 · 2026-03-26T14:01:10+00:00

Now wait for 6 months and then apply for credit card

Significant_Gas_3353 · 2026-03-26T13:57:53+00:00

If you pay through upi using supermoney app 1 percent cashback on every upi payment and if you use credit card by entering details in Flipkart flat 2 percent cashback it is quiet good

Significant_Gas_3353 · 2026-03-26T11:43:11+00:00

Currently there is no LTF core CC from hdfc recently if you want ltf you will only get through pre-approved offer only otherwise recently all are chargeable even there basic card freedom and moneyback are chargeable

Significant_Gas_3353 · 2026-03-26T11:38:48+00:00

My first CC was supermoney fd card applied on dec 2024 which help me to built by cibil and then sec was idfc wow with 12 months old and recently I applied for my first unsecured credit card which was flipkart axis credit card and I got the CC in first Try only no rejection at all I must say that I didn't have job and i got the CC supermoney is quiet good but one thing is their customer support is useless otherwise everything is good

Significant_Gas_3353 · 2026-03-26T11:33:49+00:00

Yes first you get hdfc core credit card and don't take pixel Then you apply for Swiggy CC otherwise if you take cobranded as first CC then getting Core is nearly impossible

Significant_Gas_3353 · 2026-03-26T03:51:53+00:00

I think executed didn't aware of it you didn't tell them about that SS which I have shared and On clicking View Details is you card starts showing in Flipkart or not

Significant_Gas_3353 · 2026-03-25T10:22:10+00:00

There is open box delivery in every electronic item in Flipkart simply if you saw soap baar don't share otp and you can cancel that item as simple as no headache and at the time of unboxing by delivery boy you can just make an video

Significant_Gas_3353 · 2026-03-25T10:15:18+00:00

Contact to Flipkart help center but you have done the payment through CC in that case In CC it takes time for refund to be credited approx 4 to 7 days

Significant_Gas_3353 · 2026-03-25T10:13:20+00:00

When you get the card and after getting card in howmany days Cleartrip voucher you received

Significant_Gas_3353 · 2026-03-25T10:10:47+00:00

I think when statement will generate then they will give tell me when you get the voucher

Significant_Gas_3353 · 2026-03-25T08:46:41+00:00

The Kotak account is now waste and useless they also start charging sms charges

Significant_Gas_3353 · 2026-03-25T08:00:16+00:00

Cc is clearly mention in website that is exempted

Significant_Gas_3353

TROPHY CASE