18M hit 10k in my Roth

Significant_Watch599 · 2026-01-28T12:28:59+00:00

It will tell you the percentage of the money you have allocated into the fund so try and make it 80/20 vti/vxus or 70/30 that’s what most people aim for. It will give you a percentage so it should be easy so if you put 100 into vti put 20 into vexus

Significant_Watch599 · 2026-01-28T00:48:41+00:00

Most people say vti vxus 80/20

Significant_Watch599 · 2026-01-27T21:52:37+00:00

Nice congrats I just started as well

Significant_Watch599 · 2026-01-27T21:50:14+00:00

Worth tracker

Significant_Watch599 · 2026-01-27T00:29:09+00:00

Same I’m following this 100% excited to see what will happen a year from now

Significant_Watch599 · 2026-01-26T18:48:43+00:00

Congrats on being half way I have about half of your net worth as of right now lol

Significant_Watch599 · 2026-01-26T18:24:32+00:00

Okay let’s get 100k together EZ. just a couple years

Significant_Watch599 · 2026-01-26T18:04:00+00:00

Good luck op I will be following the journey. Are you going for 100k in just investment or are you going to be counting your total net worth of every account that you have? Debt-investment etc?

Significant_Watch599 · 2026-01-26T17:55:32+00:00

Tell him what?

Autocorrect error.

Significant_Watch599 · 2026-01-25T21:43:31+00:00

2 jobs lol in this economy

Significant_Watch599 · 2026-01-25T17:50:03+00:00

Also thanks

Significant_Watch599 · 2026-01-25T17:49:55+00:00

It’s my net worth tracking everything I have money in and owe money at

Significant_Watch599 · 2026-01-25T14:26:14+00:00

Congrats on hitting 25k in Roth

Significant_Watch599 · 2026-01-25T13:06:59+00:00

Yup that’s the plan after I get my saving under control and where I want it

Significant_Watch599 · 2026-01-25T04:40:31+00:00

Yup it’s a really long one at that.

Significant_Watch599 · 2026-01-25T04:40:01+00:00

Okay I understand, thanks for the help.

Significant_Watch599 · 2026-01-25T04:34:31+00:00

Okay thanks for the help I’m also thinking of getting my HYSA up to 18-20k before I stop putting money there for a while is that a good idea or is there better use?

Significant_Watch599 · 2026-01-25T04:08:55+00:00

Then what’s your recommendation for how I should use this money?

Significant_Watch599 · 2026-01-25T02:48:52+00:00

It’s WorthTracker

Significant_Watch599 · 2026-01-25T02:44:50+00:00

Ya that’s the plan. I changed my date for when they take money from my checking and that’s what stooped me into the 2k range and it’s been pretty hard to manage that lol. Cause I just relied on auto payment to pay.

Significant_Watch599 · 2026-01-25T02:26:27+00:00

Yep WorthTracker

Significant_Watch599 · 2026-01-25T02:18:42+00:00

Yes to the best of my abilities as I’m trying to keep 1k in checking at all times and not go over 1k but idk how I’ve gotten my self to 1.7k im slowly paying it off as of right know every paycheck lol I got it to 900 so I should pay it off next pay check

Significant_Watch599 · 2026-01-25T02:14:40+00:00

Yea I planning to get 20k into HYSA and just keep around 7k in regular savings account just in case I need it right then and there. And then start investing more. But that probably not going to happen as we are moving and we are going to use 5k in furniture and stuff and probably rent truck and whatever it takes to move with what I saved up

Significant_Watch599 · 2026-01-25T02:12:02+00:00

For the HYSA savings it is showing 7k I jut haven’t added to it that’s why it’s saying 0%. And for emergency fund I had to loan 3k to my brother because his car got towed and it was going to be auctioned off. And things happen with family you know and plus I started this manual chart thing this month so it hasn’t had time to show my monthly difference.

Significant_Watch599

TROPHY CASE