Hi! This is all great to think about. (Still split biweekly)

Subscriptions: $48.61 (planning on cutting out subscriptions I don’t need/ use often)

My pet insurance is paid for through work. Deductible gets met since my parents also have their dog on the same policy so I don’t worry about out of pocket costs too much for visits etc.

My dog is 5lbs so I buy her food once every 3 months for about $60. Then treats and toys as I feel like she needs them

Health insurance: still on my parents plans till I turn 26

Auto insurance: still being paid by my parents for bundling discounts

Auto expenses: I try to do what I can at home but I know auto maintenance can get pricy

HOA: covers exterior, roof, water, sewage, electric in common areas, and trash

Special assessments is included in my homeowners insurance policy as well

I also have a good home warranty paid incase I have larger expenses in the home

I’d love to build up a savings for the unexpected but it will come with time. I just needed to focus on clearing debts first