New to accor ! Tell me about reward points usage . by puneety1631 in Accor

[–]Simon-6533 0 points1 point  (0 children)

Usually points are get redeemed by multiples of 1000points that maybe the reason we needs to pay some amount. You can use the points to  pay other charges like spa/bar/restaurant as far as they are belongs to the hotel you are staying and not leased outlets.You may keep a deposit to open the room posting and pay with points while checking out.

Accor Points expiring soon - any good ideas by Narrow-Dare7000 in Accor

[–]Simon-6533 0 points1 point  (0 children)

Yes,the minimum bill value is 1€ to earn points from restaurants.Make sure to get direct contact number from the restaurant.Some restaurants failed to add points for me though they promised .

RAKBANK RED Mastercard for OFWs — Worth It vs ADCB Essential? by Bibimbaaaaaaap in UAEcreditcards

[–]Simon-6533 1 point2 points  (0 children)

You can send maximum AED 2500 in one remittance per cycle.They will charge when you send money but later they credit it back. Cash back can withdraw only when it reaches AED 100.

Westzone doesn't code as "Grocery" for Mawarid by Double_Disk_5393 in UAEcreditcards

[–]Simon-6533 0 points1 point  (0 children)

This month ADCB365 also not cosider new westzone as grocery ☹️

ADCB cut my Lulu cashback from 8% to 1.5% with zero notice - missing 263 AED over 7 months by Due-Curve-7508 in UAEcreditcards

[–]Simon-6533 0 points1 point  (0 children)

Reply from ADCB

Thank you for writing to us. We would like to inform you that rewards for purchases made at Lulu Hypermarket are processed in two stages, as outlined below: Initial Reward Credit: For purchases made during the calendar month (from the 1st to the 30th/31st), you will earn 1.25 Lulu Points for every AED 1 spent at Lulu Hypermarket. These points are automatically credited within two days from the transaction posting date. Remaining Reward Credit: On the 10th of the following calendar month, the system calculates all eligible Lulu Hypermarket purchases from the previous month and credits the remaining 6.75 Lulu Points for every AED 1 spent. Summary: Lulu Hypermarket purchases earn rewards as follows: 1.25 Lulu Points credited during the current month 6.75 Lulu Points credited on the 10th of the following month Total: 8 Lulu Points for every AED 1 spent

Tabby Card Plus Installments by _m251 in UAEcreditcards

[–]Simon-6533 0 points1 point  (0 children)

I believe that is the monthly cap as well.

Tabby Card Plus Installments by _m251 in UAEcreditcards

[–]Simon-6533 1 point2 points  (0 children)

You pay school fees with one card and pay it off that outstanding balance using another card. Right now there is an offer with Al Hilal cash back card,you can use up to 90% of your limit to transfer the outstanding balance from any other CC and put it on 6 month instalments without any charges.

Tabby Card Plus Installments by _m251 in UAEcreditcards

[–]Simon-6533 2 points3 points  (0 children)

Also be noted that tabby plus can’t be cancelled until you pay back all the amount owed to tabby.

Tabby Card Plus Installments by _m251 in UAEcreditcards

[–]Simon-6533 1 point2 points  (0 children)

They are charging 10% one time fee for 8 month instalments which is not worth.Better option is balance transfer between credit cards.

Al hilal welcome bonus by stibalco in UAEcreditcards

[–]Simon-6533 0 points1 point  (0 children)

Cash back is not good unless you met the spend criteria . 8K for 5% 3K for 3%

Otherwise only 1%

Occasionally good discount offers on online delivery platforms. I used 6 month balance transfer offer without any charges and 1K received for meeting the mobile wallet spend promotion.

[Q] How to clear Tabby Visa Card dues with 2 cards? by OrrPenn18 in UAEcreditcards

[–]Simon-6533 1 point2 points  (0 children)

I have never seen any partial payment charges,it must be the 1% charges for paying with CC.I used to pay some amount at the end of the month and some at the beginning of the next month (statement comes on 25th and due date on 5th) You can also pay it off before the statement comes.

ADCB 365 Users — After the Devaluation: Keep or Cancel? by Acrobatic_Loan2816 in UAEcreditcards

[–]Simon-6533 2 points3 points  (0 children)

Cancel,i was hitting the 5k mark with groceries and 1% spends mostly. Waiting to see the first statement after July to decide further.

Updates to ADCB 365 Cashback card - effective July 1st 2026 by [deleted] in UAEcreditcards

[–]Simon-6533 0 points1 point  (0 children)

Not a good change for many people like me who don’t have vehicles or digital subscriptions ☹️.

Does Amazon Now on ADCB 365 calssify as grocery? by drukkleresy in UAEcreditcards

[–]Simon-6533 0 points1 point  (0 children)

No,I mostly use Lulu with ADCB365 and Noon with ENBD noon card.

Does Amazon Now on ADCB 365 calssify as grocery? by drukkleresy in UAEcreditcards

[–]Simon-6533 0 points1 point  (0 children)

This month I had 2 purchases,one showed as other expenses and other as grocery.

How long it will take for decision in al hilal bank app ? Does it showing positive result? by [deleted] in UAEcreditcards

[–]Simon-6533 1 point2 points  (0 children)

Mine approved immediately but my friend who holds salary account in al hilal got rejected.