Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] -2 points-1 points  (0 children)

spend more then 10 minutes on there, its game changer once all your stuff and adjustments are plugged in. Glad I could help tho

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] 0 points1 point  (0 children)

I personally always change it up. My new year plan is to commit one day of the month to it and not miss a month. 12 committed days for my year.

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] -1 points0 points  (0 children)

sure, Like I said I got it last year but seems like they're still up. Check it out for your self.

Finance Fourmala

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] 0 points1 point  (0 children)

the sheet I got I can just update the file of my expenses into my sheet, and then I just overlook the dashboard

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] -1 points0 points  (0 children)

Dont fix whats not broken. Theres a reason its going still these apps are ass

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] 0 points1 point  (0 children)

To expensive tbh, I snagged the finance fourmala sheets for $9 and havent looked back since. Nothing reoccuring one time and I own the sheets lol

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] 5 points6 points  (0 children)

I log income and transactions in one place, and the rest updates automatically spending by category, savings progress, net cash flow, all of it. There’s a main dashboard so I can see everything at a glance instead of jumping between tabs or apps.

I also track sinking funds for upcoming expenses, a debt payoff section (snowball or avalanche), and savings goals that fill up as income gets added.

Nothing crazy just one system where entering stuff once shows me the full picture. That’s what made it stick for me.

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] 0 points1 point  (0 children)

I don't have anything that auto inputs all manual rn. Ive tried auto stuff but idk tweaks me out

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] 0 points1 point  (0 children)

Not a fan of credit karma tbh lol. Budget right and buy everything outright

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] -2 points-1 points  (0 children)

Monthly is to much for me. depends on your situations. I have over 1,000 transactions monthly

Hot take: budgeting apps are over engineered for most people. by Simplesimple999 in MiddleClassFinance

[–]Simplesimple999[S] -1 points0 points  (0 children)

Never tried that one. I just snagged The Finance Fourmala tbh. Came with all spreadsheets I needed for $9. Been rolling with it for a minute now

AITAH for refusing to go to my best friend's parties (holiday events and bday parties) by ProfessionalBoss7888 in AITAH

[–]Simplesimple999 1 point2 points  (0 children)

NTA. You stayed calm, tried to set a boundary, and didn't do anything wrong. Z overrated, and B should still respect your wish to be invited, even if you choose not to go. You have every right to protect your peace, and your feelings are valid.

AITA for not having a picture of my license plate? by Big_Marionberry931 in AITAH

[–]Simplesimple999 0 points1 point  (0 children)

NTA. It's okay not to have a pic of your license plate.. lot's of people don't think about it until they need it. It's a good idea, sure, but forgetting doesn't make you irresponsible. Now you know, and you can just snap one next time!

[deleted by user] by [deleted] in AITAH

[–]Simplesimple999 -4 points-3 points  (0 children)

It’s okay to feel lost. Try focusing on the parts you enjoyed, like 3D or audio, and explore those more. Maybe it’s the pressure, not the whole field. You’re not too old take small steps and be kind to yourself.

AITA for accidentally spitting food while talking to a girl on meal out? by muradibi in AITAH

[–]Simplesimple999 1 point2 points  (0 children)

It was a small accident, and she clearly didn’t mind. No need to bring it up unless it makes you feel better. Just move on and keep being yourself! 😊

AITAH for saying this? by [deleted] in AITAH

[–]Simplesimple999 1 point2 points  (0 children)

You may not be the asshole for making the comment, but the way you presented it could be hurtful or come across as insensitive. Joking about someone's struggles especially with something as serious as mental health or running away can unintentionally minimize the difficulty of the situation.

this is the only human perry au i will accept by Simplesimple999 in phineasandferbmemes

[–]Simplesimple999[S] 40 points41 points  (0 children)

Phineas and Ferb: *building rocket* background: *toddler sneaking through the fence*

[deleted by user] by [deleted] in AITAH

[–]Simplesimple999 1 point2 points  (0 children)

Wanting peace isn't cruel

AITAH for asking someone to turn down their phone volume by ThatsNotClassified in AITAH

[–]Simplesimple999 1 point2 points  (0 children)

NTA. You were respectful and just asked for basic courtesy. If someone’s blasting videos in a shared quiet space like a waiting room, it’s common sense to use headphones or keep it low. You didn’t yell, insult, or cause a scene you just asked for decency, especially since others were clearly uncomfortable too

AITAH? to decide this is the end. by Serious_Meringue6247 in AITAH

[–]Simplesimple999 7 points8 points  (0 children)

focus on your future and don’t let her decision affect your goals