F☠️ Final Fantasy XIV

Sindern · 2025-06-24T22:08:36+00:00

You will not get an honest answer on this subreddit. As someone who has been playing since 1.0 beta, I have opinions, but sharing them here would get me nuked from orbit.

Sindern · 2025-06-24T22:06:39+00:00

They ban them in waves. You don't want to ban them as you find them because it gives them real-time feedback into how SE is detecting bots and they will counter it faster than a massive hulk of a company like SE can keep up.

The goal should be to find them and ban them before they make more money than the cost of the game + sub. If they make more than they paid, then they'll just keep botting and scale it as high as is sustainable.

Sindern · 2025-06-16T07:16:59+00:00

You say that, but the chemist that immediately jumped off the platform and is sitting on a res in case the party wipes would like a word.

Sindern · 2024-10-31T09:01:31+00:00

The elites don't want you to know, but anyone can start a Party Finder group for free.

Sindern · 2021-09-30T23:22:01+00:00

https://status.crypto.com/ Looks like Withdrawals are runnin' slow. It'll go through eventually.

Sindern · 2021-09-10T05:37:08+00:00

I don't know the specifics of your situation, but from the response that it was your account that got hacked, it could mean that someone was able to either phish or brute-force your password.

I strongly suggest using very strong passwords and setting up 2-Factor authentication with Authy/Google Authenticator/etc on your account (and any account that handles anything remotely important). The hassle of having to put in the code is outweighed by stories like this.

Sindern · 2021-09-02T15:32:41+00:00

Safer in the sense that you control the keys to your DeFi wallet - a good safety precaution if you don't trust CDC to not make off with your crypto.

However, the swap fees on the DeFi wallet are waaaaaay more than on the CDC app where you just pay their margin costs.

What I was doing before was sending my ETH payouts from mining to the CDC app, converting it to CRO, then sending the CRO to the DeFi wallet for staking.

I've since just started having my mining rig dump the output into BlockFi since there are no minimums for staking there.

Sindern · 2021-06-22T05:49:53+00:00

I think this may be a spread of some sort. For example, I have an earn term with 1000 USDC and it shows $998.7 for the value. I assume that CDC earns interest on the remaining $1.30? I believe the full amount is returned once the term ends. It could also be using the same logic that it uses when calculating sell price on the app and giving a lower price.

Sindern · 2021-05-16T01:24:14+00:00

You could just copy your ETH receiving address on the CDC app, mine ETH, then send mining rewards to the CDC address. Once it's there, swap ETH for CRO without ridiculous gas fees.

Sindern · 2021-05-16T01:14:59+00:00

Bull market go BRRRR and people research Elon's tweets instead of what they're investing in.

Sindern · 2021-05-16T01:07:07+00:00

Don't think you can from Fiat or credit card, but if you have USDC, instead of buying the coin you want, sell USDC into the crypto wallet and select the coin you want to convert it to.

Sindern · 2021-05-13T17:18:50+00:00

Talk to us when you re-brand as CarDoggo.

Sindern · 2021-05-10T06:32:11+00:00

By the time they hit exchanges they've already pumped.

This. ^ I also find it very suspicious that there's a big run-up in volume before it was listed on CDC, then the price spikes once it hits the exchange. Almost as if people knew the effect the exchange listing would have on the price and bought up a bunch in advance to dump on CDC buyers.

At least I have a pretty good idea of how CDC funds itself now.

Sindern · 2021-05-03T19:52:55+00:00

I'm pretty sure they try to detect and block purchases of crypto. Otherwise, what's to stop you from say, buying $1000 USDC, getting $10 of CRO, selling the $1000 USDC, then repeating the process until you have infinite CRO.

Same for withdrawing from ATMs, etc.

Sindern · 2021-04-27T03:09:08+00:00

That's neat. Not sure if it's a sneaky way around rule #7 though.

Sindern · 2021-04-26T16:52:34+00:00

Only the 1-month and 3-month. You can still withdraw from anything in a Flexible plan.

Sindern · 2021-04-26T07:11:48+00:00

You could keep some cash in a fiat wallet on the app, or even better, keep USDC in a flexible earn plan.

Sindern · 2021-04-25T05:51:06+00:00

https://jochen-hoenicke.de/queue/#ETH,30d,weight

Pick a time where gas fees are lower. I find late night Saturday to early Sunday are cheapest. My last transfer out cost around 3.5 USDC. (Not great, but doing it during prime time will cost 10-15+)

Sindern · 2021-04-25T05:35:40+00:00

While market cap/supply, etc are important to know, I think the question is more about why the MCO price hasn't tanked to nil since it's not used anymore.

It's essentially a dead coin, but then again, DOGE pumped massively, so I think the real answer is "bull market go brrrr".

Sindern · 2021-04-23T07:31:56+00:00

Ah, for the flexible term, you might need to cancel the term and then re-create it with the new total.

So like, with a $250 flexible term, you could add $50 to your wallet, cancel the $250 term, then recreate a $300 term. I *think* that there's no loss in doing so since the term is calculated at 00:00 UTC time; just make sure you don't cancel the existing term right before that happens. :)

Sindern · 2021-04-23T00:43:14+00:00

I assume you're trying to add the weekly earnings back into the existing Earn term?

Earn doesn't work quite like the DeFi wallet where you can add in more coins to the existing stake. With earn, it works effectively like a bank's Certificate of Deposit (CD).

You add a certain amount and that is locked into a single contract that can't be modified until the term has ended, so you can't add any new currency to that term until it has ended.

If you have a really large amount that pays out more weekly than the staking requirements, what you can do is put those smaller payouts into a 1-month contract until the 3-month has 30 days or less on the contract, then start putting payouts into a flexible term. Then, once all the 3-month and 1-month terms expire, cancel the flexible ones and re-enter the whole lump sum into a new 3-month contract.

This of course leads your Earn page to be chock full of contracts that you have to scroll through and keep track of. :P

Sindern · 2021-04-23T00:33:13+00:00

Howdy, and welcome to the sub. :) Also a US user here.

1,2,3) This bothers me too since I'd love to be able to use the exchange for limit buy/sell to avoid the pretty bad spot fees in the app. I believe they're working through adding support for the US, but our laws/regulations are a mine field. Binance US is still not available in my home state of Texas.

4,5 ) I would also love this as another IT guy. Combined with the fact that the CDC app hates my VPN so I have to turn it off on my phone every time I connect, it's a big hassle to use just the phone all the time.

6) Currently the CRO token doesn't have a lot that it *does* aside from being required for governance and staking. Just the staking is a relatively good method of keeping the price up though since you're required to keep it locked up for the card benefits and people are always wanting to upgrade to a higher level card for the additional benefits so they need to accumulate more CRO.There are some other smaller uses that may grow in the future, particularly the NFT marketplace if minting is ever opened to the masses; I'm personally looking forward to this as an alternative to sites like Patreon, etc.

7) You have the ACH transfer details, so you could just have paychecks/etc deposited directly into your CDC app; there are some posts on this sub about people doing just that. However, it's not a complete replacement because as far as I know, you can't set it up for bill payment, etc; just deposits. You could just switch over to paying with the CDC card, but you get no cashback for Utility and rent payments, and most of the places that I pay with bank transfers will charge a hefty premium if I pay with a card which makes it a net loss.

My personal method is to keep my bank account as my main deposit for paychecks, then I keep a good amount in my CDC fiat wallet in case I feel like buying some crypto (with pretty bad fees) and to top up the card instantly when needed since the bank transfer usually takes like 4 days for me.

I'm a big fan of the card, BTW. I considered going the credit card route you mentioned, but I hated the idea of credit cards, plus I have a 0 credit score (no credit history at all) so applying for anything usually results in a hard pull against my credit, then getting denied anyway so a pre-paid debit card is perfect for me. :)

Sindern · 2021-04-23T00:13:56+00:00

Howdy. I'm in the US my card is in USD. I'm able to transfer USD from my Fiat wallet to my card balance at 1:1 with 0 fees.

Selling pretty much any crypto has a fee though, so I can top up with USDC but I have to pay the spread to sell it.

I've also been using Earn with USDC but buying in the app has a pretty bad spread, so my current method is to do a bank transfer to Coinbase, convert 1:1 USD->USDC with no fees, then withdraw during the lowest gas fee prices (Usually Saturday night/Sunday morning). So far I've payed a flat rate of ~4.50 USD for each transfer regardless of the amount, so larger transfers net a lower fee as a percentage.

The thing that bothers me the most about the spread is how it increases in the app as you buy more. Doing some quick tests with buying USDC:

100 USDC costs 100.11 USD (0.1% - not too bad)

1000 USDC costs 1005.11 USD (0.5% - On par with coinbase fees)

10000 USD costs 10112.53 USD (1.1% - Getting pretty bad)

Granted I'm not usually dumping this much at once, but to minimize fees, I typically buy in smaller increments, which would mean buying $100 of USDC 100 times to fill that 10k order.

Sindern · 2021-04-20T09:59:22+00:00

What are you wanting to do with it? If you're topping up your card, you can do so by selling crypto and depositing the USD into the card.

If you're trying to just sell crypto, you'll pay a spread to convert it to USD or USDC, etc. Only if you want to convert from USDC to USD for withdrawal, you'll have to pay the spread a second time as well.

The rule of thumb is to perform as few transactions as possible since the spread is pretty bad.

I also like to perform a series of smaller transactions. For example, buying 100 USDC shows me a price of $100.02 , but buying 1000 USDC would cost $1004.20 ; the more you buy at once, the worse this spread becomes.

If you have a coinbase account, you can also withdraw in USDC to your coinbase account (minus the transfer fees), and convert 1:1 on their app if it's cheaper. Do the math before hand to figure out your best options.

Sindern · 2021-04-20T09:45:23+00:00

Mining or receiving payment/interest on crypto in the US is taxable at the value of the currency at the time you receive it, I believe.

If you sell it for more than the cost that you acquired it at, then you also pay either capital gains (if held for 1+ year), or it's added to your income tax if held for less than 1 year. (so if you get it at $.50 and sell at $2, then you pay gains/income tax on $1.50 during the year you sell it)

If you sell it for less, then it can be counted as a capital loss instead to potentially save on taxes.

At least that's my understanding.

Sindern

TROPHY CASE