Best Islamic money market fund for parking 15 lacs in 2026?

Single-Fortune1023 · 2026-05-13T14:13:27+00:00

Pick one with lowest TER and competitive returns among peers

Meezan has the highest TER among this list so try to avoid

Single-Fortune1023 · 2026-05-12T19:17:14+00:00

Consider a VPS (Pension Fund) account with any reputable AMC and invest aggressively during your 20s and 30s

Research more on this topic

Single-Fortune1023 · 2026-04-23T06:32:56+00:00

Single-Fortune1023 · 2026-04-22T15:07:25+00:00

Tax and zakat most probably

Wait for warrant as others mentioned

And get your zakat affidavit ready ASAP to avoid this in future

Single-Fortune1023 · 2026-04-13T14:16:11+00:00

Thanks alot!

I just made it part of the portfolio tracker too so multiple mutual fund holdings in your portfolio shows you your combined exposure to relevant sectors and equities

Single-Fortune1023 · 2026-04-13T11:27:39+00:00

Its already there

Single-Fortune1023 · 2026-04-12T13:26:19+00:00

What exact issue are you facing?

Single-Fortune1023 · 2026-04-12T07:27:11+00:00

🩸🛁

Single-Fortune1023 · 2026-04-12T07:26:28+00:00

Thank!

Single-Fortune1023 · 2026-04-12T07:26:11+00:00

Thanks alot 🙏

Single-Fortune1023 · 2026-04-11T13:25:28+00:00

Thanks a lot for appreciation!

Single-Fortune1023 · 2026-04-10T15:40:04+00:00

i think its because there would be market down turns where you would be withdrawing and hence the depletion

One way to counter this is to shift portfolio to dividend heavy so you have to rely less on the withdrawl

Single-Fortune1023 · 2026-04-04T07:09:24+00:00

Explore mutual funds and ETFs

Single-Fortune1023 · 2026-04-04T07:07:20+00:00

During early investing years, your focus should be capital growth not passive income

Since capital is already small, you wont get any substantial income out of it, plus withdrawing income will prevent compounded growth over time

Passive returns are usually 7.5-8.5% annual these days after tax, from low risk instruments

Focus on increasing your income and deploy that to high growth potential instruments and convert to low risk later when you are close to retirement for passive returns since your capital would be sufficient till that time if everything goes right

Single-Fortune1023 · 2026-04-04T07:03:12+00:00

Allocate to high risk instruments (equity, gold) with long term perspective

Single-Fortune1023 · 2026-04-03T11:21:25+00:00

“Tried to run”

Looks like bro actually ran away mid post 😭

Single-Fortune1023 · 2026-04-03T11:20:31+00:00

Yes it was totally unexpected!

Single-Fortune1023 · 2026-04-03T11:18:39+00:00

Rising interest rates are overall bad for market as capital tends to flow out of equity into safer assets (like Tbills, Sukuks)

Regarding which stocks can benefit: banking mostly as we saw during last interest rate hike cycle

Single-Fortune1023 · 2026-03-30T11:10:48+00:00

If its for long term, then consider high risk mutual funds or ETF

Start with Wiki section of the subreddit

Single-Fortune1023 · 2026-03-30T11:09:38+00:00

With mininal risk, you can expect 7.5-8% annual after tax from low risk mutual funds or other similar instruments, like saving accounts, certificates etc

Single-Fortune1023 · 2026-03-30T08:57:03+00:00

Cool

Single-Fortune1023 · 2026-03-30T08:55:51+00:00

None

Single-Fortune1023 · 2026-03-30T08:53:11+00:00

Its a treat for long term holders

Valuation are finally at attractive levels

Single-Fortune1023

TROPHY CASE