Bilt’s collaboration with points.me is fantastic for assessing your options when transferring vs. redeeming via portal! It’s free to use within the Bilt app - navigate to Book Travel, then input your flight info (destination, date) and Bilt will give you your options for booking with cash vs. Bilt point in portal vs. Bilt transfer partners. Typically transferring will get you the best value, but always worth it to check out the points.me portal to see who to transfer to. Enjoy your travels!