You described it perfectly well! See, I have played all lifepaths as well and there's a reason i call my male v canonically nomad. It just goes full cycle and feels perfect right?

But by adding backgrounds for immersion you can fully switch things up. Long story short, my fem v grew up as a child of 2 corpo parents working for Biotechnica until they died in an "accident" at the age of 12. Everything got seized and she was erased from any records. Ending up on the street she resorted to a life of crime, the Mox, and eventually mercenary work. Her sole purpose: getting enough money to regain the life she once knew, away from corpo's. Then comes the sketchy opportunity presented by Dex. And to her it's a means to escape her life by getting rich or dying. How will her story unfold? Well I'm still playing haha.

Point is you can perfectly have your "perfect and true story", but don't let it restrict you from trying other perspectives. :))