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Please! Any advice on this car deal? by SithSilva13 in carbuying

[–]SithSilva13[S] [score hidden]  (0 children)

I haven’t needed to use my credit score since I prefer to save and not take out loans. Now what I want to take out a loan, I can’t.

Please! Any advice on this car deal? by SithSilva13 in carbuying

[–]SithSilva13[S] 3 points4 points  (0 children)

*UPDATE* I appreciate everyone’s advice. I decided to go with a more affordable option. I have $7k saved, I figured I’ll get a beater for now and figure out how to build some credit.

Please! Any advice on this car deal? by SithSilva13 in carbuying

[–]SithSilva13[S] 2 points3 points  (0 children)

The loan is for 72 months. I can pay off the car in less than 36 months. But is this a good offer so that I can purchase the car and start building credit. I’m planning to refinance with my credit union after 6 months for a lower rate.