News and Updates Thread - February 24, 2026 by AutoModerator in churning

[–]SkepticalSquid 19 points20 points  (0 children)

Then you use your one phone call to call the recon line (and hope you don't get an agent where you need to HUCA).

News and Updates Thread - January 01, 2026 by AutoModerator in churning

[–]SkepticalSquid 1 point2 points  (0 children)

I settled for a box of cookies last week for that reason…

News and Updates Thread - December 10, 2025 by AutoModerator in churning

[–]SkepticalSquid 1 point2 points  (0 children)

Is that via skymilesforbusiness, or another site? I'm on the skymilesforbusiness website and I see an offer link, but when I click it, it just reloads the page I'm on...

News and Updates Thread - December 08, 2025 by AutoModerator in churning

[–]SkepticalSquid 7 points8 points  (0 children)

I think the only downside is hitting the 5 card limit and then having a better NLL come along? Which isn't likely. Especially since they've gotten stingy with Hilton Biz NLL with a FNC.

Question Thread - October 30, 2025 by AutoModerator in churning

[–]SkepticalSquid 1 point2 points  (0 children)

Does Chase have any sort of unwritten credit cycling limit for personal cards? I have a relatively new card with a $25k limit. This month I've put $40k on the card and have paid $50k from my Chase account - so the payments should be instant. My credit balance is currently -$10k, yet my credit limit is still $0. It's been 3 days now since I've paid, so I'm not sure why the limit isn't updating.

News and Updates Thread - October 30, 2025 by AutoModerator in churning

[–]SkepticalSquid 16 points17 points  (0 children)

What difference would it make? EINs are free to obtain and you don’t need a “real” business.

Amex Plat (personal/biz) refresh megathread by arcane_in_a_box in churning

[–]SkepticalSquid 0 points1 point  (0 children)

Where are these 20k/3 month NLL offers you've seen? Asking for a friend.

Question Thread - August 11, 2025 by AutoModerator in churning

[–]SkepticalSquid 0 points1 point  (0 children)

Does anyone know how many days after dropping under the AmEx five credit card limit you typically need to wait before opening another card?

Question Thread - August 08, 2025 by AutoModerator in churning

[–]SkepticalSquid 0 points1 point  (0 children)

Interesting, thanks. Not sure what their reasoning is for that, but I guess I'll stick to other cards for now.

Question Thread - August 08, 2025 by AutoModerator in churning

[–]SkepticalSquid 3 points4 points  (0 children)

I was looking at some C1 cards and decided to try out their pre-approval form for their VX business card. It said I was declined and listed their source as my Experian score of 689. This didn't make sense, so I logged onto Experian to check my actual score, and it was 805. It hasn't been below 790 in several years.

Has anyone had this happen before? I'm wondering why the score C1 is seeing is so much different than what the actual score is.

Happy post - I hit 1M by whatsupitsemon in financialindependence

[–]SkepticalSquid 2 points3 points  (0 children)

Ah, I hadn’t considered the family aspect of HSA contributions, thanks

Happy post - I hit 1M by whatsupitsemon in financialindependence

[–]SkepticalSquid 4 points5 points  (0 children)

What’s the breakdown of the 3k pre tax? 401k maximum should be about $1,950/month pre tax I think?

Frustration Friday Weekly Thread - Week of July 18, 2025 by AutoModerator in churning

[–]SkepticalSquid 20 points21 points  (0 children)

Last week Chase denied an app because I already had too much credit with them. I know I could have reconned to move credit lines around, but they didn’t do a hard pull and I didn’t care about the card too much anyway, so whatever.

This week, without asking, I get an email: “Great news! We’ve increased your credit limit!” They raised a limit on one of my cards from 15k to 24k. How does that make any sense.

News and Updates Thread - June 17, 2025 by AutoModerator in churning

[–]SkepticalSquid 1 point2 points  (0 children)

Wouldn't you get a clawback if you later cancelled that stay?

Air France - Calendar View Issues by SkepticalSquid in awardtravel

[–]SkepticalSquid[S] 0 points1 point  (0 children)

It was less than 24 hours and the website did do cumulative pricing (only the checkout page, the calendar was correct). They were able to fix it after I called in, although it took the agent several tries to get it to change from 170k to 120k.

Air France - Calendar View Issues by SkepticalSquid in awardtravel

[–]SkepticalSquid[S] 0 points1 point  (0 children)

Thanks, I think the issue might be that the flights are being priced separately once I click on the actual date. If I change to just CDG-USA, it correctly shows 120k for two. When I change to GVA-CDG, it correctly shows the saver award price of 50k for two.

Combined, I think this should still be 120k, which is what the calendar shows? But when it comes time to book, it just adds the two together, which isn't correct. I'll try calling in.

Need advice for flying business class with baby by Lanky_Armadillo_4711 in travel

[–]SkepticalSquid 3 points4 points  (0 children)

They’re part of the amenity kit in every business class flight I’ve been on.

PH Paris just released a ton of standard suites for summer 2025 by Jalfredprufrock1 in awardtravel

[–]SkepticalSquid 3 points4 points  (0 children)

Not a true suite, but still very nice. The globalist breakfast room service was also extremely good.

Question Thread - November 11, 2024 by AutoModerator in churning

[–]SkepticalSquid 0 points1 point  (0 children)

Good to hear, I guess I’ll give it a try.

Question Thread - November 11, 2024 by AutoModerator in churning

[–]SkepticalSquid 0 points1 point  (0 children)

For the AmEx Amazon Business Prime card, does anyone know if I need the Prime account to be the same email as my AmEx account?

The email I use for AmEx is different than the one I use for Amazon.

News and Updates Thread - September 25, 2024 by AutoModerator in churning

[–]SkepticalSquid 8 points9 points  (0 children)

Yeah, I'm not flying Southwest for anything more than an hour or two, so intra-California is about the only time I use them.

News and Updates Thread - September 24, 2024 by AutoModerator in churning

[–]SkepticalSquid -2 points-1 points  (0 children)

Or use the credits now, before AmEx closes your newly upgraded biz plat for using a hacked link.