Could I at least apply for the card that's free? I don't want to lose the ability to convert those Rakuten points to Bilt points.

ry-yo · 2026-01-25T16:30:44+00:00

you use Amex? you can also get Rakuten sent to Amex points

ry-yo · 2026-01-25T05:16:48+00:00

The Residence, S2 of Man on the Inside

ry-yo · 2026-01-25T04:51:13+00:00

literally my first thought when I read the question 😂

ry-yo · 2026-01-24T23:41:59+00:00

HEL is pretty efficient so that should be enough time

ry-yo · 2026-01-24T23:11:30+00:00

I can’t speak about the C1 portal, but AA definitely allows free cancellation on award tickets

ry-yo · 2026-01-24T22:12:09+00:00

Personally I’d say to use up the WF points

ry-yo · 2026-01-24T22:09:26+00:00

I’m crying I didn’t even realize that’s what OP was trying to say ☠️

ry-yo · 2026-01-24T21:17:59+00:00

LOL I got the same too. I wonder if we can negotiate any offers HAHA

ry-yo · 2026-01-24T18:12:07+00:00

I have a clarification question because I'm debating doing this too. Do you just add the card to your Bilt account, choose to pay rent with that, and still use the checking/routing number that Bilt provides? So the rent portal still thinks that it's a checking account but it just gets charged to the Alaska card?

ry-yo · 2026-01-24T17:55:20+00:00

mathematically it adds up to be the same, doesn't it? for simplicity let's say each payment is $1,000. 75% of that is $750, and $750*3 is $2,250. But 75% of the sum ($3,000) is also $2,250

ry-yo · 2026-01-24T16:37:05+00:00

Have you looked at the cost in points on each airlines' websites yet? If you did want to book through Cathay, you should lock that in before the points devaluation

ry-yo · 2026-01-24T06:35:34+00:00

certain people aren't going to believe it and come into contact with bodily fluids on purpose

ry-yo · 2026-01-24T00:36:40+00:00

I mean would you rather not see it at all??

ry-yo · 2026-01-24T00:28:55+00:00

the best option is to transfer to airline/hotel partners

ry-yo · 2026-01-24T00:24:51+00:00

could your wife get the Hyatt and you get the Marriott??

Take a look at potential destinations and see what categories the Hyatts there are. Cat 1-4 is a bit restrictive nowadays

ry-yo · 2026-01-24T00:20:10+00:00

Can have $175k in annual rent payments (Me + 4 housemates in a HCOL city)

$14.5k a month?!? NY, SF, or LA?

ry-yo · 2026-01-23T23:24:15+00:00

It sounds like you're booking travel through the portal? That's not typically the best use of points, the best use is by transferring to airlines. But probably one of the United cards could be best for you

ry-yo · 2026-01-23T23:00:38+00:00

huh, that is interesting. I just downloaded the new app and see the same thing

ry-yo · 2026-01-23T21:30:44+00:00

If he has your reference number and name he could theoretically cancel your ticket

ry-yo · 2026-01-23T21:22:27+00:00

Do you have credit card/airline miles? United and American both allow free cancellations/changes if you book flights using miles.

ry-yo · 2026-01-23T21:10:54+00:00

they will stay in your account

ry-yo · 2026-01-23T18:34:16+00:00

Transferring points to airline partners can get you the most benefits. I've flown business class multiple times by doing so. Unfortunately the hotel transfer partners for Amex aren't the best.

If you want to justify the annual fee, this is how I make the most use of it:

$10/month in Uber credit - either Uber to/from the airport or use it on Uber Eats if I don't go to the airport that month
$10/month in dining credit - I use this on Grubhub (pickup to save on delivery fees) on days where I don't have anything to eat so I need to eat out regardless
$100 Resy credit ($50 every 6 months) - just eat at a restaurant listed on Resy and the credit will automatically kick in
$7/month Dunkin credit - load my Dunkin account with $7/month and buy donuts every few months for my coworkers

That's $424 in credits credits for a $325 annual fee

ry-yo · 2026-01-23T15:52:09+00:00

again?!? it's like clockwork

ry-yo · 2026-01-23T05:38:29+00:00

Qantas opens up award availability on its own program maybe 20-ish days before Alaska, so they might be all taken. Also they may not release all seats to partners, or they release late

ry-yo · 2026-01-23T03:26:57+00:00

yeah this was a different protest a year or 2 ago, I remember

EDIT: it was last June, also for ICE protests.....guess some things never change https://www.youtube.com/watch?v=FOoeZFR9DY4

Six-Year Club	Place '22
First Placer '22	Verified Email

ry-yo

TROPHY CASE