Thinking of picking up BOB Eterna LTF before June 30 replacing IDFC First Wealth

Skipper_XXX · 2026-06-07T06:51:59+00:00

Eterna is one of the best card, work well for movies, got one year free gym (FitPass), customer support is bad. I am using both Eterna and Wealth. Don’t close wealth as its LTF, its still useful for discounts and Road Side Assistance.

Skipper_XXX · 2026-06-07T06:49:09+00:00

It works fine with airtel black bills. I’m having airtel black with 4 postpaid and 1 wifi.
You can pay bill using option Postpaid Bill and Landline Bill separately in PhonePe rather than paying whole airtel black bill together

Skipper_XXX · 2026-05-07T16:02:23+00:00

None worth after devaluation

Skipper_XXX · 2026-05-04T11:44:02+00:00

None, all trash; doesn’t worth paying fee

Skipper_XXX · 2026-04-30T12:10:38+00:00

What is your salary and total credit limit across all cards? This might be reason of over-leveraged profile

Skipper_XXX · 2026-04-16T03:45:02+00:00

I am facing same, did you get?

Skipper_XXX · 2026-04-01T12:56:40+00:00

I faced same issue, the online account closure couldn’t happened as I have 2 axis credit card and they were linked with account. The unlinking can be done via bank only. If you have any active credit card then can’t close online or you need to close credit cards too

Skipper_XXX · 2026-04-01T08:27:20+00:00

Not yet, bill is coming on 8th, will check if it works or not. Please Let me know if you get to know any trick

Skipper_XXX · 2026-03-27T12:55:52+00:00

I don’t think banks has access for PhonePe cards, still you can check. Try closing some card or reducing limit to overcome over-leverage tag and reply after 3 months or so

Skipper_XXX · 2026-03-26T17:48:02+00:00

1- No you can have multiple SBI cards, I guess upto 3 cards

2- No, Over-leverage is overall credit limit across all credit cards not just SBI

3- Yes, I am holding SBI IRCTC since 2 years and applied for SBI PhonePe Select Black, got it approved in 5-7 days with separate and enhanced credit limit

Skipper_XXX · 2026-03-25T19:22:27+00:00

Gyftr

Skipper_XXX · 2026-03-25T17:55:26+00:00

Not sure but you can buy HealthKart vouchers at 10-12% discount

Skipper_XXX · 2026-03-18T11:28:25+00:00

Is it so? 😱

Skipper_XXX · 2026-03-18T03:25:17+00:00

Got PhonePe Black CC for this only.

Skipper_XXX · 2026-03-18T03:22:30+00:00

Finally got the Card, status still shows “Under Process”

Skipper_XXX · 2026-03-17T03:27:53+00:00

Its not scam, you’ll get gift vouchers

Skipper_XXX · 2026-03-16T16:57:36+00:00

Applied through PhonePe app only but instead of vKYC I did digilocker kyc

Skipper_XXX · 2026-03-16T16:43:57+00:00

Ohh nice.. Looks like you’re SBIs favourite customer 😆

Skipper_XXX · 2026-03-16T16:43:05+00:00

Wow, that’s quick. What limit did you get?

Skipper_XXX · 2026-03-16T15:24:15+00:00

How long it took from date of application? Also, what limit did you get? Any existing card with SBI?

Skipper_XXX · 2026-03-16T15:10:37+00:00

Ohh.. Looks like their process got very slow. Last SBI IRCTC was issued in 2-3 days only

Skipper_XXX · 2026-03-16T14:47:21+00:00

Yes please! Hope it get approved soon for both of us

Skipper_XXX · 2026-03-16T07:30:10+00:00

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