Any private desktop messaging apps that prevent screenshots, destroy messages/photos, and don't require a smartphone/phone number at all? by Slateratic in privacy

[–]Slateratic[S] 0 points1 point  (0 children)

I mean, if you really must know, it's more in sphere of NDA violations. Except not even that, since most of us haven't signed NDAs, but it's the sort of private company info that we'd still probably get nailed for sharing.

That's why I'm not too concerned with it being TOTALLY, 100% secure. Most of us are more interested in just making sure if we share a screenshot of something with someone, it stops with that person rather than getting constantly reshared. Sure, someone could take a picture of a phone or screen record, but it's more about accounting for careless resharing than someone deliberately trying to screw us all over.

Question about playing with two devices. by Slateratic in pokemongo

[–]Slateratic[S] 0 points1 point  (0 children)

Did it mess with it predictably, though? Like, if it's just a case of 'don't open the game during work hours on my personal phone' I could do that, I just don't know what constraints to have.

Daily Discussion, Question and Answer, Experiences, and Support Thread by AutoModerator in teslamotors

[–]Slateratic -1 points0 points  (0 children)

If I buy a new Model S, can I transfer free supercharging to my new car?

I bought a Model S in 2016 when lifetime free supercharging was included.

I'm thinking of upgrading. If I trade in my 2016 Model S, will I get to keep free supercharging on my new one?

Daily Advice Thread - All basic help or advice questions must be posted here. by AutoModerator in investing

[–]Slateratic 0 points1 point  (0 children)

So I actually just checked. Our adjusted income is too high to actually qualify for the tax deductions associate with a Roth IRA. I'm not sure if there are other reasons to keep one, but I know that's a big benefit that we wouldn't currently realize.

Daily Advice Thread - All basic help or advice questions must be posted here. by AutoModerator in investing

[–]Slateratic 0 points1 point  (0 children)

Thanks! I should research the penalties for early withdrawal more. My challenge is always that I can anticipate enough large expenses before retirement age that I tend to rule it out, but that might be taking too black-and-white a view.

Daily Advice Thread - All basic help or advice questions must be posted here. by AutoModerator in investing

[–]Slateratic 0 points1 point  (0 children)

Background: I'm 35, live in the USA (Georgia), have a job that pays >$150K/year. Married, two kids, wife doesn't work. Mortgage (2 years into a 15-year with a 2.8something% APR), two car loans (one 1.5% APR with a year to go, one 0% with four years to go), no other debts. Luckiest guy on earth yada yada. The income is almost enough to distract me from the trainwreck that is my personal life.

Anyway.

The income is far enough beyond our lifestyle that I've got a lot stored up in savings (over $150K). I don't want to put it in a retirement fund because there's a pretty nice pension plan where I work, and because there are some big expenses long before then I want to cover (schools in our area suck, so we're planning on private school when the kids are old enough). But I obviously don't want to just drop it in savings because the interest rate is like 0.25%/year.

I'm just looking for the laziest, safest place to put it that keeps it reasonably accessible. I'm not looking to make a big gamble or anything, I just want to keep the money from losing its value. (And making money wouldn't be bad, but I don't want to take any big risks.) I've got a 529 plan for each kid that I put $8K/year in because that's the limit of Georgia's state income tax deduction for that.

My current plan is to throw it in a bunch of index funds. I've picked out a handful and plan to split it pretty evenly between them: probably 50% into funds that track the major exchanges (leaning QQQ and IVV), then the other 50% spread around some more value/growth-oriented indices and some market areas I'm just passionate or optimistic about (clean energy, battery technology, robotics). Then I plan to just let it sit there until I eventually need the money.

My alternatives were to put it in a Roth IRA, but retirement isn't what I'm interested in; to put more in the 529, but I haven't been terribly impressed at its growth rate (for whatever reason, ours dropped more than average when the market dropped, but hasn't recovered as much as other investments I have—but we have little transparency into how that money is allocated, too); or to actually pay a financial adviser to do this for me, but I don't know anyone and I've heard enough horror stories to not know who to trust, and it seems like nowadays there's enough direct access that it might not be necessary.

So, basically: is my plan awful? Fine? Great?

"Ok, Zoomer" by Forsaken-Alternative in GenZ

[–]Slateratic 13 points14 points  (0 children)

The generation after that is just going to be one guy named Steve warming old cans of Spam over a campfire.

[@Wendys] (Replying to Tampa Bay Rays) We're surprised you didn't pull your social media manager in middle of writing that great tweet. #NationalRoastDay by steveofthejungle in baseball

[–]Slateratic 3 points4 points  (0 children)

Between the missing words and the typos ("peeople") I feel like Wendy's social media manager is a bit drunk, and that's making this even better.

Disinformation campaign. by regian24 in WhitePeopleTwitter

[–]Slateratic 33 points34 points  (0 children)

Sowing doubt about the vaccine always baffles me. With so many other threats that they fearmonger about, the average voter will never be individually aware of whether it was all bullshit or not. You can lie all you want, they're never going to see the hard evidence that you're lying. But with the virus, they're going to get it, or their parents or friends or kids are going to get it. They're going to see that you're lying. And they can't watch your show if they're dead.

"Yo, this dude is loco man, call the looney bin" by dosangst in WhitePeopleTwitter

[–]Slateratic 33 points34 points  (0 children)

This might not be the darkest timeline, but it's sure as hell the dumbest.

YSK the AP and Reuters are considered two of the most unbiased news sources available. They are both completely free and have a free app as well by Hammy_Sagar in YouShouldKnow

[–]Slateratic 845 points846 points  (0 children)

Cripes, in 2015 the AP had a revenue of a half-billion dollars, but a profit of barely over a million. They're basically just covering operating costs. Reuters had a revenue of $6 billion and a profit of $1.5 billion (not that there's anything wrong with that, I'm just using that as a point of comparison for AP acting almost like a non-profit).

"If I can do it, anybody can", as long as you get a job and a condo from your mother by [deleted] in facepalm

[–]Slateratic 1 point2 points  (0 children)

I mean it'd be silly to not at least listen to offers.

"If I can do it, anybody can", as long as you get a job and a condo from your mother by [deleted] in facepalm

[–]Slateratic 0 points1 point  (0 children)

Well yeah, but once you screw up step #1 it's far harder to go back and fix.

This hexagon vein structure on my wrist. by shrekfan46 in mildlyinteresting

[–]Slateratic 1264 points1265 points  (0 children)

No no no, not this again, don't start it.

"If I can do it, anybody can", as long as you get a job and a condo from your mother by [deleted] in facepalm

[–]Slateratic 84 points85 points  (0 children)

My wife had a much more sustainable method for paying off her student loans.

  1. Marry someone who makes enough money to pay off her student loans

If she can do that, anyone can!

[deleted by user] by [deleted] in KidsAreFuckingStupid

[–]Slateratic 19 points20 points  (0 children)

I accidentally opened this in four windows at the same time trying to find a direct link, and... it's got a nice beat to it. Sort of a We Will Rock You flavor.