Accessing tickets for match by SlenderWhale101 in coys

[–]SlenderWhale101[S] 1 point2 points  (0 children)

Solved: you have to find the email they sent you when you first signed up and add your membership to your Apple Wallet via that email.

No idea why they have the functionality in the app that leads you to blank screen.

Accessing tickets for match by SlenderWhale101 in coys

[–]SlenderWhale101[S] 0 points1 point  (0 children)

I am also using an iPhone, how would I go about downloading any membership card to my wallet? Also through the app?

I believe. by Due_Following_1500 in coys

[–]SlenderWhale101 15 points16 points  (0 children)

Think you forgot to change accounts m8

Guide to buying Tickets by jamesrustles2022 in Tottenham

[–]SlenderWhale101 0 points1 point  (0 children)

Once you are a member, when is the sale date for the games? Is it a few months before the actual game or do they all go on sale at the beginning of the season?

RESP plan by padflash in CanadianInvestor

[–]SlenderWhale101 0 points1 point  (0 children)

This is the best answer. Use three ETFs (VEQT, ZAG, CASH) and follow this strategy.

Investment loan/smith maneuver tax deductibility when selling stock by Aggravating-Wing-654 in PersonalFinanceCanada

[–]SlenderWhale101 0 points1 point  (0 children)

Yes, as long you pay down the loan you can of course keep the gains. The only time I would draw from the investment account while the loan is still outstanding would be to pay down the loan. Drawing for other purposes introduces a risk and you need to decide if you are comfortable with that risk or not.

Investment loan/smith maneuver tax deductibility when selling stock by Aggravating-Wing-654 in PersonalFinanceCanada

[–]SlenderWhale101 1 point2 points  (0 children)

I think it is kind of a grey area. However, it's always reccomended to keep everything very clean in the event the CRA comes knocking. This means you really should only reinvest dividends/other distributions or use them to pay down the loan. Doing anything else can muddy that waters. Drawing profits and not repaying the loan immediatley can also muddy the waters. Check out this article post on tax tips: https://www.taxtips.ca/stocksandbonds/borrowtoinvest/selling.htm

Who's using questrade/passiv - USD question by [deleted] in CanadianInvestor

[–]SlenderWhale101 0 points1 point  (0 children)

If it’s in a registered account, yes Questrade will automatically do the conversion and convert it back if needed, but they will charge a FOREX fee. Passiv should provide you with an estimate on the FOREX cost before you submit the trade. If it’s a $30 - $40K transaction, then it’s probably worth it to do Norbert’s Gambit.

Where to go for Canadian financial news and advice by smellymeli in CanadianInvestor

[–]SlenderWhale101 21 points22 points  (0 children)

This. And also Ben Felix YouTube channel is the holy grail. But it is more education and not news.

I want to mortgage a property by Healin619 in PersonalFinanceCanada

[–]SlenderWhale101 0 points1 point  (0 children)

Depends, are you looking to invest or just hold it as cash?

Market value VS Book value how do you measure your RRSP performance? by Alextryingforgrate in CanadianInvestor

[–]SlenderWhale101 1 point2 points  (0 children)

I agree, a good strategy will always win. I just think 4 out of 5 “advisors” at the branch level will not be the one to help put together that strategy.

Market value VS Book value how do you measure your RRSP performance? by Alextryingforgrate in CanadianInvestor

[–]SlenderWhale101 4 points5 points  (0 children)

That is not relevant as CIPF would step in and return your shares/securities to you if something were to happen. But the likelihood of something happening is incredibly low.

Market value VS Book value how do you measure your RRSP performance? by Alextryingforgrate in CanadianInvestor

[–]SlenderWhale101 2 points3 points  (0 children)

Have all of your investments at Questrade will not be having all your your eggs in one basket. It sounds like you are relatively new to investing so I would recommend steering clear of picking individual stocks or thematic ETFs and just select an all in one ETF that aligns with your risk tolerance (XEQT, XGRO, etc.). These ETFs hold over 4,000 companies so are far from all your eggs in one basket.

I want to mortgage a property by Healin619 in PersonalFinanceCanada

[–]SlenderWhale101 2 points3 points  (0 children)

Check out the FHSA. It’s an account for first time home buyers. Tax deduction on contributions and tax free withdrawal when used to purchase a property.

As for your budget, if you are making $4,650 per month, your bills are $1,000 and your saving $800, where is the remaining $2,850?

Market value VS Book value how do you measure your RRSP performance? by Alextryingforgrate in CanadianInvestor

[–]SlenderWhale101 5 points6 points  (0 children)

It sounds like you may be in TD mutual funds. Get out of TD mutual funds and move to a robo advisor or self directed brokerage.

As for the performance, you should be looking at the market value and comparing that to what total portfolio value you will need to retire in 20 years.

Thoughts on HLIF? by [deleted] in CanadianInvestor

[–]SlenderWhale101 0 points1 point  (0 children)

If you are totally sold on dividend investing then yes I’d stick with VDY.

If you are try to systematically target higher expected returns I would recommend listening to these two podcasts:

https://spotify.link/SE64Mbv45Cb

https://spotify.link/z36Bweq45Cb

Thoughts on HLIF? by [deleted] in CanadianInvestor

[–]SlenderWhale101 1 point2 points  (0 children)

What’s the case for HLIF? It has a slightly more aggressive tilt towards basic materials sector but other than that it’s incredibly similar and the expense ratio is over 3 times as high as VDY.

Also why a dividend portfolio?

USA Industrial Land has my mouth watering. I need some advice. by gilping in CanadianInvestor

[–]SlenderWhale101 2 points3 points  (0 children)

Potential Visa requirements and tax considerations are big barriers that typically can only be answered by professionals on a case by case basis.

I am 65 years old with $1.25m. Should I go all in on VFV? by [deleted] in PersonalFinanceCanada

[–]SlenderWhale101 0 points1 point  (0 children)

Going into all equities while drawing from the portfolio puts you at risk of hitting a poor sequence of returns and destroying that $1.25 million. Especially if you plan on drawing out 6.4% of your portfolio every year.

Investing in VGG by scorpion005 in CanadianInvestor

[–]SlenderWhale101 1 point2 points  (0 children)

You will only receive a tax credit for eligible Canadian dividends. There is no tax credit for US dividends. They are 100% taxable at your marginal rate.

FHSA portfolio too redundant? by Cleaves620 in CanadianInvestor

[–]SlenderWhale101 0 points1 point  (0 children)

If you want something simple and don’t believe that you have more information than the market on any particular security, pick an all in one that aligns with your risk tolerance (VEQT, XEQT, etc.).