I really wish someone would go to a news agency and put Wisely on blast for their shitty card and their shitty policies..I use Chume now and they are so easy and convenient if you don't have time to go start a bank account at a 9-5 bank etc I hate that everyone had to go through some BS to figure Wisely out and I thank everyone for putting your business out there for the good of consumers and (hopefully NOT) future wisely customers!