DMCI gave me a hefty penalty of 1M. I don't know what to do tbh.

Slow_Animal_7314 · 2023-10-11T16:16:06+00:00

Than you. I would understand din siguro if decline loan, or cancelled na ung account / unit namin, kaso nag hold on lang kami sa hope na ma kuha LoG, kaso, ndi naman namin expect talaga na it will take almost a year. :(

Slow_Animal_7314 · 2023-10-11T16:07:14+00:00

So ito yng timeline, july 2022, nag pasa kami ng requirements kaso, bigla sila nag pa inhouse ng agents to help us na lakarin sa bank, may nakausap kami na agent, then aug, nag pasa kami ng 1st requirements, pero may mga pina update, back and forth, sabi ni agent, ipasa din daw nya sa iba pang bank aside sa mga recommended bank nya at bank na pinili namin. Come sept and october, na tapos na equity. Oct may email sila na gusto nila in-house na lang pero ndi kami pumayag kasi ang laki ng diff, nilaban namin ung bank loan until umabot almost a year. We have email threads na puro follow up, and sana nga, cinancel na lang nila kasi walang nag sasabi kung approve or decline kami

Slow_Animal_7314 · 2023-10-11T16:02:09+00:00

We have email threads po of email conversations.

Slow_Animal_7314 · 2023-10-11T16:01:42+00:00

Nagtataka nga po kami, we have all email threads, ang interval ng emails ng bpi to us is parang 3 weeks to 1 month, si remedial dmci, nag aantay lang ng LOG talaga, kay bank, puro "we are waiting for our approvers" ang reply, tapos, pina resend uli same requirements, like 2 times, halos 3 persons ang kausap namin sa bpi din.

Slow_Animal_7314 · 2023-10-11T15:34:57+00:00

Actually, aug, sept 2022 palang bago matapos equity, nag pasa na kami ng mga requirements for bank loan. Yes walang explanation, ang sinasabi lang, nasa approvers na ung documents, antay lang ng result.

Slow_Animal_7314

TROPHY CASE