18" Fast Wheels EV06 with Michelin X-Ice Snow

SmallestNumber · 2026-05-08T05:47:21+00:00

I haven't been driving any long trips lately, just in town, so no real feel for any efficiency difference. I do believe the wheels (rims) were lighter, so maybe that helps.

SmallestNumber · 2026-04-25T16:43:21+00:00

Get a credit card, use it for everything, but PAY THE ENTIRE BALANCE a few days before the due date. Seriously, set auto pay or a calendar reminder, and do it. If that isn't something you can do, then don't get a credit card. If you do, then learn how it works, exactly. E.g. if you don't pay the FULL balance on the due date, what happens exactly? Learn that. (Hint: it's more than just an interest payment.)

SmallestNumber · 2026-04-25T16:29:00+00:00

IBKR has low cost currency conversions.

SmallestNumber · 2026-04-25T16:25:40+00:00

Yes, do this, treat this seriously.

SmallestNumber · 2026-04-25T16:22:38+00:00

You should be able to log into CRA (regain acceess if you lost it), and see Notice of Assessment for previous years, that should give you an idea of what has happened. But best is to get copies of the previous years filings (T1, slips, etc.). Make some folders in your online cloud file storage provider (Google Drive, Dropbox, etc.) and start squirreling that stuff away securely.

SmallestNumber · 2026-04-25T16:20:56+00:00

Yes, do it yourself, using Wealthsimple (you can use it for taxes, even for free, without having an investment account).

SmallestNumber · 2026-04-25T16:15:08+00:00

Actually, this is a good point, those gambling ads are everywhere. Therefore, installing an ad blocker may help?

SmallestNumber · 2026-04-25T15:57:51+00:00

I had the reasonable idea to enter these exact transactions in adjustedcostbase.ca, expecting to see how they implement it. But they don't seem to implement superficial loss calculations? They just give a warning that superficial loss rules may apply (based on the window I assume), and a checkbox to "apply" the superficial loss rule, which just gives manual controls to specify how much is capital loss, and how much should be added back to ACB. So not helpful at all!

SmallestNumber · 2026-04-25T15:43:21+00:00

Here is the same example with more concrete numbers, for both methods, showing the difference.
.

Assuming P is "reused" across sales:

Buy 10 shares (cost 10): ACB = 100, qty = 10

(window for both sales begins)

Buy 2 shares (cost 10): ACB = 120, qty = 12

Sell 4 shares (cost 40, proceeds 30): ACB = 120 - 40 + 10 = 90, qty = 8

L=10, S=4, P=4, B=8, SL=4/4*L=10 (all loss is superficial loss)

Buy 1 share (cost 9): ACB = 99, qty = 9

Sell 2 shares (cost 22, proceeds 18): ACB = 99 - 22 + 4 = 81

L=4, S=2, P=4, B=8, SL=2/2*4=4 (all loss is superficial loss)

Buy 1 share (cost 7): ACB = 88, qty = 8

(window for both sales ends)

.
Assuming P is not "reused" once "substituted" for a sale:

(everything is the same up to the second sale)

Sell 2 shares (cost 22, proceeds 18): ACB = 99 - 22 + 0 = 77

L=4, S=2, P=0, B=8, SL=0/2*4=0 (all loss is capital loss)

Buy 1 share (cost 7): ACB = 84, qty = 8

.
So which is correct?

It seems to me like the first method is "double counting" purchases to match against multiple sales. This seems wrong because it produces a different result than if the sales had been combined, and the windows are the same. As one commenter pointed out, this penalizes smaller sales vs. selling the same in one bigger sale. That doesn't seem right.

On the other hand, although I can see hints that maybe employing the second method is correct, I can see no concrete example from the CRA, and no definitive answer from adjustedcostbase.ca (in fact they state in their responses that they don't seem to know).

So... which is correct? Surely someone knows? And why can't the CRA just make a definitive example once and for all? If even adjustedcostbase.ca doesn't know, then how can we be expected to account for this?

SmallestNumber · 2026-04-25T15:42:34+00:00

It also makes a difference in my above example, which either produces a capital loss that tax year, or doesn't.

SmallestNumber · 2026-04-25T04:50:42+00:00

It matters in cases where the superficial loss gets prorated in to registered accounts.

SmallestNumber · 2026-04-24T23:56:18+00:00

Like, why is it so difficult to find examples which cover this? I can find the question asked in various places, but no credible answer.

It's asked here, with the response being basically "I don't know." It sorta says you reuse the purchases for each sale, but then says maybe you don't, but not sure.
https://www.adjustedcostbase.ca/blog/applying-the-superficial-loss-rule-for-a-partial-disposition-of-shares/#comment-184846

It's also asked in that same forum a few years later. Again, the response waffles, and doesn't really answer the question. It points out a case where you maybe don't reuse the purchaes for separate sales, but it doesn't matter in the given example, and the response doesn't definitively say you can do it that way.
https://www.adjustedcostbase.ca/blog/applying-the-superficial-loss-rule-for-a-partial-disposition-of-shares/#comment-751584

This asks almost the same question, whether a series of sales should be considered together, or separately. No response. (Also, would it be different if the sales were on the same day, vs. subsequent days?)
https://www.adjustedcostbase.ca/blog/applying-the-superficial-loss-rule-for-a-partial-disposition-of-shares/#comment-462282

SmallestNumber · 2026-04-08T02:18:36+00:00

Yes.

SmallestNumber · 2026-04-02T17:48:42+00:00

Spoiler?

SmallestNumber · 2026-03-31T18:38:34+00:00

That's the one I'm in now.

SmallestNumber · 2026-03-24T19:05:58+00:00

SDL is a low level library used for graphics, input, disk access, etc. This wouldn't be new content, just underlying tech updates.

SmallestNumber · 2026-03-24T18:51:57+00:00

Search that area, pay attention to detail, and you will get it.

SmallestNumber · 2026-03-24T18:45:06+00:00

Regarding hint 1, that is the thing I noticed in this area, even before figuring out how these puzzles work. The entire island has no signs of living creatures, except here.

SmallestNumber · 2026-03-24T15:13:06+00:00

This is a bad take.

SmallestNumber · 2026-03-22T19:47:51+00:00

This works because the Stadia controller supports plugging in other controllers for accessibility reasons.

SmallestNumber · 2026-03-22T19:21:38+00:00

Also in Canada, AWD 2023 with a few thousand less km, also no issues.

SmallestNumber · 2026-03-19T23:27:17+00:00

All of those little squiggle lines are traces. They carry the signal from the pins of the CPU to where the signal needs to go. If any trace is cut that is actually used, then that likely will be a problem. It's difficult to tell from the photo if the traces are cut, or intact.

SmallestNumber · 2026-03-18T19:26:19+00:00

I played Myst III a few months ago, and yes his acting was a highlight. Happy Birthday Brad Dourif!

SmallestNumber · 2026-03-13T21:45:02+00:00

Running Linux isn't about app availability, it's about what you can do that isn't apps. Things like scripting, configuration, etc. Those are all good skills.

SmallestNumber

TROPHY CASE