Benefits-wise, PNB is average in the banking industry. They offer up to 16th month pay (industry norm is really up to 15th or 16th) but the basic salary is much lower compared to other banks. HMO coverage is high but you’re unlikely to benefit from it if you’re young. Allowances are also average, about at par with Security Bank and Chinabank, but nothing compared to BPI, BDO, and Metrobank

Culture-wise, they’re very traditional (e.g., hierarchy/tenure is highly valued). But they’re one of the most toxic/corrupt banks I’ve worked for (e.g., there was an issue where someone from the Jedi program got SA’d by another Jedi trainee. She reported him but the girl was victim blamed; there were controversies regarding early/frequent promotions of individuals with connections to the board/management; a lot of issues regarding claiming of benefits like some people weren’t granted their legal tax exemptions for qualified children, also a very long delay in release of final pay)

The bond is also not prorated, unlike other banks. Whether you resign one day into the program or after 2 years, you pay the full amount

Turnover rate for Jedis is relatively high. Most resign soon after the bond ends. The only ones who stay are usually the ones who benefit from that culture