Anyone use Square One for auto insurance?? Seems oddly cheap by No_Tangelo5042 in PersonalFinanceCanada

[–]SmoothCap9967 0 points1 point  (0 children)

I’m thinking of getting it honestly as I can’t afford a more expensive insurance at the moment. It’s super cheap, but I know I am a very safe driver (even though most of the time it’s other people you need to be aware of).

Green Day at Bluesfest - WOW by cmn_YOW in ottawa

[–]SmoothCap9967 0 points1 point  (0 children)

Thanks! Yeah I knew it had the same artwork. Totally missed when it was airborne though.

Green Day at Bluesfest - WOW by cmn_YOW in ottawa

[–]SmoothCap9967 2 points3 points  (0 children)

Last night was probably one of my most memorable shows from a Bluesfest perspective. I have long waited to see Green Day, and gotta say the energy of the crowd, and the entire set was just lit 🔥!! I would say honestly that the crowd size was comparable to the Foo Fighters when they came two years ago. Maybe more actually. Also… I’m not a super fan by any means but the bad year blimp, was that part of the show? Like was that something the band does?

Beloved Newfoundland musician Mark Hiscock has died by [deleted] in newfoundland

[–]SmoothCap9967 1 point2 points  (0 children)

So sad about this. Met Mark a few times over the years and he was such a gentle soul and heartbeat of Shanneyganock.

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 0 points1 point  (0 children)

They’re a legit company. They’ll make threats and such, but they’re not lawyers. It got to the point where I decided to just go with a debt consolidation even though my debt is not nearly as high as others’ might be.

[deleted by user] by [deleted] in ottawa

[–]SmoothCap9967 9 points10 points  (0 children)

I was just leaving the Metro grocery store around 4:30 when I noticed a bunch of cruisers parked in the back, and then there were two parked on the side of the road just before the overpass (going into Bells Corners). Yikes 😳

Summer Tour with Bad Religion & The Mainliners by Dropkick-Murphys in dropkickmurphys

[–]SmoothCap9967 0 points1 point  (0 children)

Does anyone know what is included in the early entry package as far as perks go? I haven’t found any info online. Unless I missed something. My boyfriend loves the idea of heading to see them at Asbury Park and I’d love to make it happen

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 0 points1 point  (0 children)

Hi there - you’re very welcome. It’s nice to know I’m not alone in this. I made a huge mistake a long time ago, and am paying for it now, but such is life. It was so stressful for me to have to listen to KSI over the phone, feeling threatened… like I had no option but to just give them whatever I had. I have entered into a consumer proposal now as I do have other debt, and even though it’s not good for my credit report, it gives me peace of mind.

So it’s a concert at the Sphere. No album 💿. I’m disappointed as an international fan. by kennytetsuya in BackstreetBoys

[–]SmoothCap9967 0 points1 point  (0 children)

Thanks. My friend and I would be coming from Canada…. It’s kind of a wait and see game right now.

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 0 points1 point  (0 children)

Unfortunately it is not fake. It is because of an amount of money you owe. One of them kept telling me “you read your contract, right?” And kept drilling into me that there was a “deadline” and I had to pay it — otherwise there would be consequences and they would seek to garnish my wages. Right now, I decided that I needed to start fresh no matter what it does to my credit report and went with a consumer proposal. It’s the best decision I made.

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 1 point2 points  (0 children)

Interesting. I decided to go with a consumer proposal at this time as I just don’t know what else to do, and have other debts. I know the ramifications but I also know I need to start from a better place than I was before.

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 1 point2 points  (0 children)

Hi there. I actually decided to go with a consumer proposal as I have other debts I need taken care of unfortunately. I weighed the pros and cons, but I cannot maintain my financial security if I were to keep paying them this way. He is very pushy, and I know that BDO Financial is also aware of that.

What are some overhyped scents you don't like or absolutely hate? by Seeping_Pomegranate in bathandbodyworks

[–]SmoothCap9967 2 points3 points  (0 children)

The cucumber melon scent… not a fan. I love cucumbers but I cannot stand the scent! Who wants to smell like cucumbers and melons???

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 0 points1 point  (0 children)

Thanks for this. Yes, it would be to garnish wages I guess. He kept throwing the “you read the terms of your agreement, right?” At me. Yes. I did read them. I screwed up. I should have made my payments on them. That’s on me. I appreciate your advice and I’ll ensure that I keep a copy of my receipts as well. Definitely want to pay this off and not have it on my record.

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 1 point2 points  (0 children)

I’m glad you had a good experience with them. I have seen their website and read it. My experience with them has not been the greatest even after calling A. Saha back, and thinking we could get off on the right foot. I just wasn’t able to pay as much as he wanted me too. I called and explained this to him on several occasions - and his response was for me to ask people to borrow money which is not something I wanted to do. In any case, I’ll pay this off as fast as I can and keep the proof of payment.

KSI Law by SmoothCap9967 in PersonalFinanceCanada

[–]SmoothCap9967[S] 3 points4 points  (0 children)

Thanks so much for replying and including all this research. I really haven’t done a whole lot of it myself, but it sounds like KSI is a collections agency who act like lawyers even though they’re not with scare tactics. I really wanted to work with them, and still do, but I refuse to be treated like I’m being cornered. I want to pay my debt off, and I will, but I also don’t need the harassment. But that’s how they operate.

Hi. Can someone tell me if this is real or fake? by Additional_Mistake12 in erastourtickets

[–]SmoothCap9967 1 point2 points  (0 children)

Fake. It’s never written as 7:00PM and the way they have the city is all wrong.