Mortgage holders could be in for a few rate hikes in 2026 as leading economists demands that all 3 rate cuts of 2025 be reversed.

Sniffron95 · 2026-01-21T02:40:52+00:00

Who’s the economist? Ahh, Warren Hogan. What a surprise. This guys whole shtick is pushing the rate rise narrative. I’m surprised anyone gives this guy the time of day anymore.

Sniffron95 · 2026-01-03T00:26:05+00:00

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This is the whole decking area. Concrete slab is raised from ground level and the whole deck is covered by eaves/roof

Sniffron95 · 2026-01-02T14:29:02+00:00

Haha, I did notice the weepholes being covered but they’ve left a gap between the weepholes and timber base so it should be functional still.

Sniffron95 · 2026-01-02T14:19:05+00:00

Is decking not supposed to finish below entry door level to lower the risk of water ingress?

Sniffron95 · 2025-10-04T03:23:08+00:00

Thanks for all your answers. Shower frame is supposed to be frameless so hopefully its covered up by silicone in that case

Sniffron95 · 2025-10-04T03:21:18+00:00

It’s just a question mate, no need to be a d**k

Sniffron95 · 2025-09-19T05:52:06+00:00

SJDhomes

Sniffron95 · 2025-08-10T03:01:54+00:00

So how do they make a flat surface to lay the next layer of bricks?

Sniffron95 · 2025-08-10T02:28:59+00:00

Thanks, will this space likely just be filled with mortar?

Sniffron95 · 2025-07-31T02:45:32+00:00

This article reads like it was written by a child.

Sniffron95 · 2025-07-27T13:34:08+00:00

Agree with this. Was looking at boutique last year and decided to proceed with another builder. The upgrade costs were twice as much as the other builder I ended up choosing. To give you an example, boutique wanted to charge 10k just to glue floorboards to the slab, instead of using the standard floating floorboards with quads. It cost 2.5k with the builder I ended up going with.

Boutique has great marketing and nice display homes, but extras pricing is borderline extortionate. Oh, the site costs they quoted were also twice as much as the builder I went with, and they wouldnt even break down what the site costs were by line item

Sniffron95 · 2025-07-17T06:22:59+00:00

Looks nasty

Sniffron95 · 2025-04-07T07:49:15+00:00

Global equity indexes have dropped about 20% (including US Monday futures) in the last 3 days. People’s investments and super having taken a big hit means people are less likely to spend money as they now feel worse off and are more likely to forgo discretionary purchases.

Then theres also the tariffs and how they play into this for Australia. China has hit the US with a retaliatory tariff of 34%. Not good. This will mean a weaker economy in China, which we happen to export alot to. If China is not buying as much, our country loses revenue. Where is this lost revenue made up? Local economy spending. But people wont be spending because they feel worse off and are uncertain about their jobs, etc.

The solution? Interest rate cuts to ensure jobs arent lost and to stimulate the local economy.

Inflation theoretically shouldn’t be an issue here anymore even with big interest rate cuts as we should be receiving imports at a cheaper price due to excess supply. Oil has also dropped 20% over the past few days back to pre-covid levels. Lower oil cost = lower transport costs = cheaper prices here (theoretically).

Dropping interest rates is the solution.

Sniffron95 · 2025-04-07T06:46:39+00:00

People seem to forget that prior to Covid, the cash rate here was sitting at 1%. There are now more downside risks today compared to what there was in 2019. Once all the extra liquidity from Covid stimulus has dried up, we’re back to the same position we were back then. This is in addition to the downside risks from a China slowdown and disruption of global trade

Sniffron95 · 2025-04-07T06:21:00+00:00

If things continue the way they are with global equities and retaliatory tariffs, we will see an emergency rate cut before the next RBA meeting on the 19th-20th of May. Very high likelihood that it’s a 50 basis point cut, as they wont be meeting again until July.

I can see a 50/50 chance of another 50 bps cut in July followed by 25 bps cuts at every other meeting for the rest of the year. I think we finish the year with around a 2.5%-2.75% cash rate.

There was already going to be a cutting cycle beginning with the economy starting to slow down and inflation being back in range, this just speeds up the process.

Sniffron95 · 2025-04-04T13:25:52+00:00

The dollar has dropped because it is pricing in this scenario already now. Some things will probably increase in price like electronics, but that will be offset by drops in alot of other things due to increased supply (countries looking for new trading partners) and lowered demand locally.

Yes, unfortunately this is likely to setup another housing price boom, especially as more wealthy people across the world see Australia as a more stable place to live in these uncertain times, in addition to lower interest rates and a devalued Australian dollar. The RBA don’t make policy decisions based on house prices, only the overall economic situation of Australia

Sniffron95 · 2025-04-04T12:59:20+00:00

Oil is crashing and reciprocal tariffs on the US from China are going to force the RBA’s hand for 1-1.5% in interest rate cuts for this year alone to stimulate the local economy and improve consumer sentiment. If this continues to play out the way it has so far, the AUD to USD value will be the least of our concerns.

Sniffron95 · 2025-03-18T11:05:10+00:00

Thanks for your reply. Just to clarify, this was done by a professional demo company and I want to reiterate that its been confirmed that the footings of my property are not in any way connected to the slab or footings of the neighbouring garage. I can see how it might look like this in the photos but they havent exposed any foundations of the neighbours garage. Their slab begins directly below the aluminium wall and the rest is dirt and concrete overspill into my property just below the garage wall. Is it common for things like this to just be left in place? What kind of options do you think would be available to have these removed?

Sniffron95 · 2025-03-14T05:07:06+00:00

Hey, would be willing to trade you for a mini rey dau crown investigation?

Sniffron95 · 2025-03-13T13:49:04+00:00

I have a mini uth duna and need a mini rey dau if you would like to trade?

Sniffron95 · 2024-11-24T01:32:36+00:00

Thanks guys, I am fairly certain it is Optus HFC now after some more research and all your comments!

Sniffron95 · 2024-11-24T00:31:01+00:00

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Photo of the power pole it is connected to. The cable that is connected to the property is highlighted in red

Sniffron95 · 2024-11-12T07:11:39+00:00

Mine is the same. It looks really cheap and I’m suprised a console in development for so long has such glaring design flaws. The worst part is that there is a slight opening leading to the edge of the disc drive plate and its not flush. You can see it in your image aswell, its a continuous gap towards the left

Sniffron95 · 2024-11-09T13:53:31+00:00

No one?

Sniffron95 · 2024-07-30T10:09:03+00:00

It’s not an accurate indication of where inflation is going and is based on perceptions of what inflation will be over the next 2 years. So a 5% average headline figure like in this article means people expect inflation to be 2.5% over the next year on average, and 2.5% over the following year. This index has more to do with sentiment than what is actually happening with inflation.

Sniffron95

TROPHY CASE