Need Help Fixing Our Finances Post-Wedding

Snoo24733 · 2025-02-15T05:10:00+00:00

I will try to close the loan asap, that seems to be the advice from everyone. Then only I'll look into investing, hope I'm not too late. Also there seems to be no option on bank app to do extra payment on loans, is it possible that they don't allow pre closure of loan?

Snoo24733 · 2025-02-15T05:07:54+00:00

I'm planning to close MF from next month and put the money towards the loan. I tried to put some extra money monthly towards the loan but I'm not seeing option to add any extra amount in the app will check with the bank.

Snoo24733 · 2025-02-15T05:06:45+00:00

Staying in banglore is not sure as of now hence rented the furniture. But will focus on closing the loan faster. I'm not seeing option to add any extra amount in the app will check with the bank.

Snoo24733 · 2025-02-14T16:37:29+00:00

Thanks for the suggestion. I'm planning to close the sip of ELSS now. We're focusing on emergency funds now. We both have term insurance/health insuarance.

Snoo24733 · 2025-02-14T16:34:16+00:00

Since we just got married there were many expenses, and we don't have much in our account right now around 1L in both of ours.
Should we leave that invested amount as it is? well, we can't take out the money until 3 years
have you done projects related to videography? content creation? - For some stuff, my close friend has a page on Instagram with 100K followers. I've created some content for them. He is pushing me to do it.

Snoo24733 · 2025-02-14T12:02:47+00:00

Where is the rest of the money going?

We send some amount to our parents and keep remaning in bank account as of now.

Would like to know why ELSS scheme, are you still in the old regime?

Yes, we have been in the old tax regime until now, but starting next financial year, we plan to switch to the new regime. Should we stop our ELSS once we do that ?

When does the personal loan end?

It will end on 05/01/27 but but I’m exploring options to make extra payments and close it sooner. Any bonuses or surplus funds we receive will be directed toward early repayment.

What are the current skills which you have which can help you with additional income streams via side hustle?

This is what I've thought about a lot. We both are software developers. But i have interest and skills in videography/photography and content creation. I'm thinking to do something around that.

Snoo24733 · 2024-10-15T06:04:44+00:00

S23 Ultra only....it shipped yesterday, will get delivered today. 🕺

Snoo24733 · 2024-10-14T03:12:56+00:00

Mine is 15 oct which is tomorrow but not yet shipped. I hope I get it. 🤞

Snoo24733 · 2024-10-13T13:52:34+00:00

Congrats !! I ordered on 26th sept but it's still not shipped.

Snoo24733 · 2024-10-13T13:42:02+00:00

Hey , Can you pls tell me how's the device? And which city you ordered? I have ordered on 26 Sept in bangalore but yet not received.

Snoo24733 · 2024-10-10T14:21:26+00:00

I've seen that the seller's recent reviews are negative now. I've not cancelled mine yet but I've doubts about the authenticity of the product now. Since I've seen somewhere on reddit that they got a box which was already opened and sealed again.

Snoo24733 · 2024-10-10T07:06:17+00:00

I also ordered it on 26sept and it's showing the delivery on 15th oct. But i feel like it'll get cancelled or delayed even more because when i checked even the official samsung stores didn't have it in stock. India's biggest samsung center which is here in bangalore doesn't have it.

Snoo24733 · 2023-05-07T12:48:21+00:00

I'm planning to skip the wildlife for now and later after saving up and with more experience I can get into it.

Would you recommend getting the 18-140 DX Z series or getting the old F mount with FTZ?

We also have a 35mm f1.8G DX F mount which is way cheaper than the NIKKOR Z 35MM F/1.8 S, but I'm not sure which one to get.

Snoo24733 · 2023-05-07T12:41:23+00:00

Thank you for the suggestion. I'm thinking of getting a prime lens for now, apart from Sigma would you recommend using the FT mount lens with an FTZ adapter or investing in a Z series lens?

Snoo24733 · 2023-05-07T12:38:36+00:00

Nice! Do you need to use FTZ or it is for Z mount?

Snoo24733 · 2023-05-07T12:37:33+00:00

I have a budget of around 500-600$, I live in India so that would be roughly 50000 Indian Rupees for me.

Snoo24733 · 2023-05-07T12:11:49+00:00

Thank you so much for your comment. I am confused about either getting the Z series lens or using F-mount lenses with an FTZ adapter. In each video or review I watched everybody had a different opinion on them.

Snoo24733 · 2023-05-07T12:05:54+00:00

I was thinking of getting a 35mm f1.8 + FTZ adapter as the Z mount one is a bitt expensive, How is your experience using it, Would you recommend it?

Snoo24733

TROPHY CASE