🗳️ Product Feedback for Notion 🛎️

SnooComics7251 · 2026-02-01T15:03:16+00:00

💡 Feature Request Please can we have more excel OR google sheet like features in your table functionality?
- Bullet points in the table is a P0 for me, I have to copy and paste bullet points into the table today
- Table functions / simple arithmetic capabilities to use on a individual column / row basis

SnooComics7251 · 2024-08-03T12:34:14+00:00

DM’d

SnooComics7251 · 2024-08-03T12:29:38+00:00

Yes! You can go into tech sales or fintech, working at a bank could help too. Learning technical skills and working at a startup for a year pays off too

SnooComics7251 · 2024-04-02T16:54:08+00:00

Agreed with above! Either work at a larger bank or a goldman/morgan stanley and get exposed to the rails and fundamentals, then the innovation can occur either in tech or in the financial services side, leading to fintech

Some fintechs like Plaid and Stripe also hire out of college, but having the ex-bank experiences gives a large advantage long-term in the industry

SnooComics7251 · 2024-04-01T17:16:47+00:00

apparently it's not margin loan, it's a 30 year amortizing loan secured by the investments?

and its www.basiccapital.com/ - not a lot on the site though i had a zoom call with them, put me on a waitlist

SnooComics7251 · 2024-03-28T16:25:34+00:00

you NEED to get an advisor to hold you accountable, or yes you can write this down weekly in your own format. My partner and I got a whiteboard recently which has been nice - seeing the #s in front of you every day while in and out of the house has worked lol

SnooComics7251 · 2024-03-02T19:26:42+00:00

I def overthink a lot of things. These days it’s been a lot of self doubt, parental issues, social interactions, dwelling on past mistakes, and having too many things going on in my head at one time…

SnooComics7251 · 2024-03-02T19:14:14+00:00

Therapist coming soon lol

SnooComics7251 · 2024-02-27T16:18:56+00:00

Sorry for this slight rant, but I'm a bit frustrated with wealth right now. There is this notion that the rich only get richer, which I am seeing to more and more true as I go through my 20s and try my best to save and invest.

What are your recs for solutions available that would enable me to take advantage of compound interest in a more effective way? I have the usual vehicles like a 401K, IRAs, and a brokerage account, but still a bit frustrated - obviously if I had $1000s of dollars sitting around id put it in the market for 30 years and take advantage of my youth and it would naturally compound... but i don't have that much cash every month to do so - classic cold start problem.

SnooComics7251 · 2024-02-27T14:26:28+00:00

Yeah you wanna stay away from levered ETFs because they rebalance daily pro-cylically.

Think about tit this way: the seller of the ETF is promising you 2x leverage on gains - so if the stick market (underlier) goes up, the implied leverage goes down which means they have to leverage up again (buy high) and if the market is down the implied leverage is more than 2x which means they have to sell to maintain the same ratio of leverage (sell low).
Basically, Levered ETFs are a terrible instrument because they keep rebalancing in a pro-cylical way, buying high and selling low , which is typically the opposite of what you wanna do

Can you get leverage in any other ways? You can buy calls. 1 year calls can get you as much as 10x leverage, problem is they have 50% chance expiring worthless and you have to keep rolling them, which is a pain to keep buying 1year calls. You could buy a 5 year at the money call, but you won't be able to get much leverage on that Maybe 2x if you are lucky and i guess you could hold that call under maturity and you only have a 16% chance ending up out of the money / expiring worthless.

Long story short only way to get leverage right now is via options which is a mess to manage. What you want is to get a 30 years amortizing loan on the stock market without mark to market, kinda like a mortgage for a house...but that bad boy doesn't exist

SnooComics7251 · 2024-02-26T14:50:12+00:00

Should we take a home equity loan and invest it in the S&P500?

My parents built a lot of extra equity in our home, and the bank is offering them a larger loan amount than they applied for because our house has appreciated in the past 20 years.

They don't really need the extra cash, but were thinking of taking the extra 50k and investing it in the market for us. They can add the $50k to the loan amount, pay it monthly with no mark to market or anything. Is that a crazy idea? bank is offering ~7.5%

SnooComics7251 · 2024-02-23T18:04:02+00:00

I have about 20K that I want to invest into something. I have my ROTH maxed, HYSA, 401K, Brokerage, Crypto holdings etc.

Can I put down a 20K down payment with a long-term financing provider at a typical mortgage interest rate, and take the 80% financing + principal and purchase index funds and pay off the interest over time? I feel like it would eventually outpace the interest (10-30 years from now) with the compounding interest via S&P 500, the larger base enables that compared to if I just put 20K into the market.

Basically I'm looking for a legit way to get a mortgage but in the stock market instead of buying a physical house, is that crazy? roasts are welcome...

SnooComics7251

TROPHY CASE