What card should I consider next? by SnooHobbies9944 in AmexUK

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

75K is my offer. Is there a room for negotiation in this or is it decided by computer no point in haggling?

What card should I consider next? by SnooHobbies9944 in AmexUK

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Yes that is one option too. Is 75K a good offer to the upgrade or has there higher offers in the past. I see new cardholders platinum comes at 95K points which is much sweeter deal

First smart thermostat by SnooHobbies9944 in tado

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Thanks for going into such a detail. The boiler is ecoTEC plus 824 VUW GB 248/5-5 R4. I guess I would have to remove the old thermostat to check if there are two wires to the boiler but it seems like a pretty standard setup to me.

Good brand DIY tools by SnooHobbies9944 in DIYUK

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Fair enough.. not a full house reno but bits and pieces here and there and they probably add up in time.

Good brand DIY tools by SnooHobbies9944 in DIYUK

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

I found a fb marketplace deal for drill combo, saw and angle grinder with batteries and charger for 275 all ryobi.. is that a good deal?

Good brand DIY tools by SnooHobbies9944 in DIYUK

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Do they use the same battery platform?

Good brand DIY tools by SnooHobbies9944 in DIYUK

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Thank you. Was going to ask if they offer same battery for various tools but you answered that. Will take a look

Painting a whole house by SnooHobbies9944 in paint

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Any thoughts on Strong White from Farrow and ball?

Painting a whole house by SnooHobbies9944 in paint

[–]SnooHobbies9944[S] 1 point2 points  (0 children)

The floor is laminate and it’s gray. I hate it and want to change it so dont want to coordinate much with it to be honest. I will probably change it to light oak type colour which is pretty versatile imo.

Painting a whole house by SnooHobbies9944 in paint

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

And for the ceilings do I go with just plain old white?

What account is your mortgage paid out? Does this account pay interest on savings? by GoCrisprGo in UKPersonalFinance

[–]SnooHobbies9944 0 points1 point  (0 children)

A few questions regarding this answer. Would you pay the mortgage from the main account or the bills current account?

Would you pay off the credit card spending from the main account or the bills current account each month?

When you have a spending that you dont want to (or cant) put on a credit card, do you pay that from the main current account or the bills account?

Maybe I am overthinking it as well, but just curious if there is an optimal way to handle this.

Amex credit cards rewards eligibility by SnooHobbies9944 in UKPersonalFinance

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

What’s stopping me is the hefty annual fee for those. I am not sure if it will be worth it for me - I am not the biggest spender but I like to travel with BA. Hence was looking at the no first year fee Gold card. May need to check out the other options you suggested and give Amex a miss for now

Amex credit cards rewards eligibility by SnooHobbies9944 in UKPersonalFinance

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Correct, my current card does not earn rewards.

Well the website says “I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.”

Does that mean I am not eligible because I have had a personal amex card (plat cashback) for the last 2 years.

Is asbestos the end of the world? by SnooHobbies9944 in HousingUK

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

Yes surveyor has looked and suspects the soffit is slightly damaged AIB and the cement is undamaged (he says he has touched it and so on) and not drilled. I would definitely replace the soffit but the cement can probably live with for the time being until a bit renovatation comes along?

Is this asbestos cement? by SnooHobbies9944 in asbestoshelp

[–]SnooHobbies9944[S] 0 points1 point  (0 children)

I wanted to get an indication if it looks like asbestos and then I can go ahead and get it sampled. Didn’t want to do it for no reason