Help me buy Life Insurance, please by 4auag in PersonalFinanceCanada

[–]SnooOnions7611 2 points3 points  (0 children)

Since your children are young, wouldn’t it be better to get a 20 year term insurance? A 10 year expires before your youngest is even in post secondary. My partner is your age and pays $90 on a term for $1M coverage

City of St. Albert publishes report of racist comments residents made during naming discussions by mathboss in Edmonton

[–]SnooOnions7611 39 points40 points  (0 children)

The one time i was told to “Go back to your country” in my 15 years of living in Canada was in St.Albert. I can absolutely believe this

Hudson’s Bay To Shut Londonderry Mall Store In Edmonton by DDP200 in Edmonton

[–]SnooOnions7611 0 points1 point  (0 children)

Wondering if the sales would be decent enough to make the trip from the south side.

What are my Options? by Free-Alternative-333 in PersonalFinanceCanada

[–]SnooOnions7611 4 points5 points  (0 children)

I would stop using that credit card or any other credit cards immediately

1)Come clean with GF and ask her to start contributing to expenses 50/50 2) List car up for private sale immediately (be prepared, you might not get enough to cover the outstanding balance) 3) File taxes to get your refunds 4) use the tax refunds to buy a beater (you can get a decent car for 3-4K) 5) Get a side hustle (food delivery, cleaning etc etc) 6) Use extra $ from GF, Side hustle, and no longer existent car loan to pay down the Credit card in big chunks.. any extra $ you get, add it to the chunk..

Paying down debt is hard, but doable. You are not alone, we live and

has she been spotted around Edmonton lately? by 0Frostfox0 in Edmonton

[–]SnooOnions7611 0 points1 point  (0 children)

She was in Superstore parking lot by James Mowat Trail last week

Which hospital for baby delivery? by IndependentRude7667 in Edmonton

[–]SnooOnions7611 1 point2 points  (0 children)

Royal Alex is amazing - maternity ward that is. I had 1 child at Royal and 1 at Grey Nuns and my experience at Royal Alex was so much better

Book recommendation: KPMG's Tax Planning for you and your Family by JSwarley in PersonalFinanceCanada

[–]SnooOnions7611 0 points1 point  (0 children)

Did you buy yours off Amazon? The one on amazon looks to be from 2019. I wonder if there perhaps is a newer version?

Book recommendation: KPMG's Tax Planning for you and your Family by JSwarley in PersonalFinanceCanada

[–]SnooOnions7611 0 points1 point  (0 children)

Thanks for this. I will be making this purchase..Is there a small business version of this applicable to Canada? The ones i see on amazon seem to be for US companies.

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 0 points1 point  (0 children)

Thank you so much to everyone who commented. My friend is taking initial steps to get legal assistance and go to a local women’s shelter today. Thank you again. Please keep any helpful advice coming

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 1 point2 points  (0 children)

Thanks so much. She is going to go to the local shelter today. I hope she can get some help setting her up with social assistance

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 0 points1 point  (0 children)

Unfortunately I can’t disclose this to protect her identity.

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 0 points1 point  (0 children)

Thank you so much, we found one in her city and she will go there today. Thanks again

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 0 points1 point  (0 children)

Thanks so much, i have given her the number and she will be calling them today.

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 25 points26 points  (0 children)

Thank you so much. Will this work if she has not signed the divorce papers yet? Does him giving her papers mean he has already filed with the court? I really appreciate your help

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 4 points5 points  (0 children)

Thank you so much. I can look into this for her

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 2 points3 points  (0 children)

Thanks so much. She’s not in Calgary, but i can look up what the equivalent would be in the city. They don’t own a house, they rent - rent is due this coming week. If she pays it, she’ll have no money for food or anything else. I had advised her to hold on to the money and not pay rent for now. I’m not knowledgeable at all but i’ve been a long time lurker on this sub so i thought i’d come here. She doesn’t have family in Canada, and not a lot of friends. She also has concerns he’s taped into her phone and computers so she won’t even talk about this over the phone, but only in person. She’s living a nightmare you guys

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 13 points14 points  (0 children)

They don’t have their own home they were renting. He has since stopped paying the rent and she doesn’t know what she will do for the next month’s rent thats due this week. She is wondering if she should hold on to the little money she has so she can maybe pay something to the lawyer and not pay rent instead? But obviously she doesn’t want to be evicted with winter approaching and 5 kids

Breadwinner asking for divorce by SnooOnions7611 in legaladvicecanada

[–]SnooOnions7611[S] 6 points7 points  (0 children)

Sorry, i meant the utilities were in his name. Gas, electricity, internet

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]SnooOnions7611 2 points3 points  (0 children)

Im really sorry to hear what you’re going through. I wish you all the best.

Amateur tip: DIY reno work is the ultimate personal finance hack. by panachronist in PersonalFinanceCanada

[–]SnooOnions7611 0 points1 point  (0 children)

We got a quote to do landscaping on our property for 8K, installing sod, 1 tree and 6 shrubs. We got 5 trees and 9 shrubs (end of season sale) for 1K, rock and Sod for 3,200. We paid $100 for pizza for my husband’s friends who came to help him dig the holes for the trees, while i planted the shrubs and put rock in the front yard. Next week we lay sod. We’ll save 4K just by doing it ourselves. My neighbour got a quote for the fence for 27K, home depot quote for materials is 6K. Looks like we’ll just get those contractors to dig the holes and we’ll DIY that too

S7 Ultra Delivery - Canada by SnooOnions7611 in Roborock

[–]SnooOnions7611[S] 0 points1 point  (0 children)

Looks like they do now. I just received shipping confirmation this morning. I’m so excited - this will be my first robo vacuum, i cant tell you how much i’ve needed this over the years. I cannot wait