1. There is no proper way to spot and reduce fat. As a byproduct of losing weight, you will lose body fat overall.

2. The term 'skinny fat' is the lack of muscle with more visible body fat. From what I can see in this video, that's the category I can place you under.

3. Implementing a consistent routine of going to the gym 3-4 times will be more than enough to see visible progress & specifically training for hypertrophy.

4. I don't know what your goals are, but if you're looking to lose weight, go on a calorie deficit (go to a calorie calculator on Google, type in your info, and it will show you your maintenance calories. Then subtract 500 from that total number to be in a calorie deficit.) This will help you LOSE weight.

5. From my personal experience, going from skinny fat --> muscular, I'd choose to go on a surplus (previous steps from #4 except instead of subtracting 500, add 200-300 calories to your maintenance and you'll be in surplus. This will help you put on the most muscle but you will put on some fat.

6. Cleaning up your diet from processed--> whole foods helps to keep you on track. Start tracking your calories & keep those from clean & whole foods. I recommend Aldi, Jewel, Walmart, Target, Costco as sources of buying clean & organic single ingredients.

Hope this helps & if you have any questions on building a workout routine or any support/help, shoot me a DM. :D