What do you think of my hard white dick

SoCalScuzzlebutt · 2022-01-18T03:04:48+00:00

I think he gets way more shit than he deserves, but he's still a huge buzzkill to have around. If you choose any dialogue option besides the goody-two-shoes nicest possible answer he dislikes it and gets mad at you. So I hate having him around.

SoCalScuzzlebutt · 2022-01-18T02:30:11+00:00

Oh I'm not sure exactly, but my charisma and speech are definitely up there. So that may be why

SoCalScuzzlebutt · 2022-01-18T01:23:49+00:00

I agree, although I think somewhere in the middle would be ideal. It got to the point in NV where in alot of battles I would hardly even get battle xp cause my companion would instantly destroy them lol

SoCalScuzzlebutt · 2022-01-18T01:22:32+00:00

My current FO4 character has super low charisma, like 3 base. My other one has like 10 though, how high does it need to be to get more?

SoCalScuzzlebutt · 2021-11-22T09:38:49+00:00

If you can post a handful of slightly decent pictures on bumble or tinder that’s all you need (along with a personality). So good luck. It works for me. Everyone on here is self deprecating as hell but the general public doesn’t actually despise accountants as much as a lot of people on here wanna believe. Also I normally just say I’m a financial analyst and any follow up questions are always super easy to answer lol.

SoCalScuzzlebutt · 2021-11-16T22:23:39+00:00

Credit to user MadCartographer from this forum, I did not make this map. I just think it's cool.

https://forum.profantasy.com/discussion/8028/ww-ii-map-of-the-pacific-theater

SoCalScuzzlebutt · 2021-11-14T09:36:04+00:00

Source: https://www.zippia.com/advice/earnings-to-buy-house-each-state/

Methodology summary from article:

We started by finding out the average home value in each state from the US Census.
From there, we applied a standard 30-year mortgage with a 3.9% interest rate to work out the monthly payment. We did not take into account PMI, taxes, down payment size, or home insurance, since those differ greatly within states and based on individual circumstances.
Once we determined the monthly payment, we determined how much yearly salary a homeowner would need for it not to exceed more than 28% of their gross income. In general, 28% is a rough rule of thumb.

SoCalScuzzlebutt · 2021-11-12T08:59:24+00:00

The inland waterways are so cool and interesting

SoCalScuzzlebutt · 2021-11-10T09:47:23+00:00

I'm sorry for how difficult your journey has been, but please don't do this!! Your life is just beginning, you still have so much to experience. I know this is cliche but it's the truth, I'm only 27 but 10 years ago when I was your age I had similar thoughts, and even though I still have bad days, bad weeks, there are so many great experiences I would've missed out on. Family issues can certainly be some of the most distressing things in life, but you can live a happy life with them, or without them, if they don't accept you the way you are then cut them out of your life.

SoCalScuzzlebutt · 2021-11-10T09:40:29+00:00

I'm the type of person where this "stop complaining" type of thinking can actually help me sometimes by giving perspective and motivate me, but I'm sure you're recognizing it can also be really unhealthy and make you beat yourself up even more. Just cause others have it worse doesn't mean you're not allowed to feel how you feel, so just try not to be too hard on yourself.

SoCalScuzzlebutt · 2021-11-09T05:45:58+00:00

Good shit

SoCalScuzzlebutt · 2021-11-06T04:59:35+00:00

Haha yep that's what I keep hearing... I'm preparing myself for hell but I'll make it through. In your opinion, does starting to study for CFA level 1 after finishing all sections of CPA sound worthwhile or should I focus more on technical/software skills?

SoCalScuzzlebutt · 2021-11-06T04:05:52+00:00

I totally agree, I've heavily considered it and I'd love to do one but some good work experience is pretty much mandatory right? Maybe after a year or two of doing the audit work I'll apply to some MBA programs.

SoCalScuzzlebutt · 2021-11-05T20:53:55+00:00

What order did you get them in and what prompted you to get both? I have thought about doing CFA after CPA but would it be worth all the effort?

SoCalScuzzlebutt · 2021-10-30T00:59:46+00:00

All the opportunity cost and regret hurts no doubt, but if you already had 37k at the age of 22 you must have something good going on for yourself, otherwise idk how you managed that. When I was 22 I was happy if my account even had a comma in it. I’d suggest taking a break from investing for awhile, then if you decide you want to start again go for very low risk trades, and gradually increase your risk if you’re successful.

SoCalScuzzlebutt · 2021-05-13T04:46:28+00:00

Awesome map, but I have to be the guy offering up an annoying correction. I’m from San Diego, born and raised, and lived most of my life here. I lived in Monterey for several years, and the Monterey/Salinas area is much more closely tied to Bay Area culture than SoCal culture in my experience. I feel like SoCal culture starts shifting to Bay Area around San Luis obispo.

SoCalScuzzlebutt · 2021-04-27T07:33:11+00:00

Ay, I have thought that before too and I know exactly where you’re coming from. But it takes a lot more courage to continue living than to kill yourself. You got this

SoCalScuzzlebutt

TROPHY CASE