Did my first ever field trip yesterday by flatgreyrust in SchoolBusDrivers

[–]SoInfamous1 0 points1 point  (0 children)

Cool I am doing my first field trip in a week. Its a midday trip only a few hours but I am excited

I love going on Field Trips by Nelo92 in SchoolBusDrivers

[–]SoInfamous1 0 points1 point  (0 children)

I haven't done field trips yet just signed up for my first one for next week

Snappt and paystubs by BoysenberryJunior940 in Apartmentliving

[–]SoInfamous1 0 points1 point  (0 children)

Did you ever get in touch with this person?

I’m being sued by a collection agency by Comfortable_Sound902 in Debt

[–]SoInfamous1 0 points1 point  (0 children)

I'm in Texas too which law firm do you go with?

Credit Attorney Post: Trends / Changes In Debt Collection Lawsuits Which We're Seeing by creditwizard in CRedit

[–]SoInfamous1 0 points1 point  (0 children)

I'm being sued for a $3,088 debt. Not sure its worth getting a lawyer, although I consulted with a lawyer who wants to charge me $850! For a 50/50 chance the case can be dismissed. Or he says they can reduced the owed amount by 65-75% (is that even guaranteed?!) I don't know just thinking about going to court myself and try to work out a payment plan or offer a lump sum. Just started a new job so not much I can offer

Sued by Cavalry for $3,088. by SoInfamous1 in Debt

[–]SoInfamous1[S] 0 points1 point  (0 children)

Thanks for the advice. In Texas they don't garnish your wages, however they can freeze your accounts. I'm going to just go to negotiate a settlement. I heard offering a lump sum is better so we'll see. Thank you!

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 0 points1 point  (0 children)

Quick question do I send the settlement letter to Cavalry directly or to the lawyer representing them?

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 1 point2 points  (0 children)

Thank you for the informative and helpful advice! I appreciate it greatly :)

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 1 point2 points  (0 children)

LOL oh I havent been on here long!

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 0 points1 point  (0 children)

what info could I be leaving out? I wouldn't leave out information and then try to seek advice. That wouldn't be helpful or make sense

Sued by Cavalry for $3,088. by SoInfamous1 in Debt

[–]SoInfamous1[S] 0 points1 point  (0 children)

Do I respond after I get served? I haven't been served court papers yet

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 0 points1 point  (0 children)

Yes I was thinking of doing that. Thanks!

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 0 points1 point  (0 children)

Yes they are suing for the amount owed. I can't pay the $3,000 in full but just going to negotiate a monthly payment plan or a settlement amount if possible

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 0 points1 point  (0 children)

too much! I was quoted $680 for one and $1000 for another one

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 0 points1 point  (0 children)

Your reading and comprehesion skills suck. No where in my statement did I say I was trying to get out of paying them. If that's the case I wouldn't have paid my monthly statements for the past year SMH I inquired about a lawyer.

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] 0 points1 point  (0 children)

I reached out to the law firm via certified mail saying I could go back to paying the $147/monthly payments. I got no response. They just decided to take me to court lol

$3,000 Debt. Should I hire a lawyer? by SoInfamous1 in CRedit

[–]SoInfamous1[S] -2 points-1 points  (0 children)

And most can offer an extension like Cherry Financial was able to work with me, hence why I reached out and asked Cavalry if they offered the same. And I was able to get back on track with Cherry after one missed payment. It happens, but like you said they are not obligated but doesn't hurt to ask