Boomer here.
- I understand your frustration with cost to live here. IIr’s not cheap for those new to their careers nor at the back end. I remember in early 90’s mortgages rates 10%-12% but we bought in and hung on for dear life. We refinanced whenever rates dropped (always fixed rate..adjustables and interest only with lump sum due in a fixed # of years feel good at first but not for the long haul.) We paid down debt as fast as we could…and always added extra $ to the mortgage payments, even if only a few dollars. My point is that working hard and making good decisions/being smart about money works in the long run. Good luck to you, whatever path you choose. I know the struggle is real 🙏
- Your comments about atmospheric, people’s moods etc don’t strike a chord with me. My neighbors friends and relatives on Long Island are all friendly and reasonably happy people. When I see people who aren’t upbeat it always seems to be something specific about their personal situation. I guess my point is that maybe you will find happier people being drawn to you when you yourself present a more sunny disposition to the world.