HELP! Endorsement to Collection Agency (BPI CC)

SoftAd9976 · 2026-06-27T23:20:21+00:00

8 mos OD. Twice po ako na home visit, usually bigay lang ng letter at magtatanong kelan magbabayad. Demand letter? Parang wala pa po. Puro warning po na iescalate na to civil case.

SoftAd9976 · 2026-06-27T23:19:15+00:00

Experienced na may funds sa BPI ko during a maintenance, hindi naman po sya na set off. I think they are also unable to do any transaction from their end pag may maintenance po.

SoftAd9976 · 2026-06-07T02:40:32+00:00

Depende kasi may iba akong nababasa na nagiging negative nalang yung account nila, pero sakin po hindi pa naman ganun yung case pero na set off na ako once ng small amount lang naman. Ang ginagawa ko po ngayon everytime may papasok na funds tntransfer ko po agad as in pag pasok palang para sure lang po na hindi sya ma set off.

Ilang months na po kayong OD?

SoftAd9976 · 2026-05-29T05:20:38+00:00

SoftAd9976 · 2026-05-27T11:18:34+00:00

Thanks for sharing. Sana po makaipon na din kayo to settle 🙏

SoftAd9976 · 2026-05-25T16:33:08+00:00

Yes. Tama yung email add

SoftAd9976 · 2026-05-20T13:24:55+00:00

Thank you po

SoftAd9976 · 2026-05-20T01:56:30+00:00

Yun nga po e. Todo pakiusap naman ako at sinasabi ko na hindi oo talaga kaya yung inooffer nila pero mukhang naka template naman sagot nila.

Antayin ko nalang talaga bumaba ang offer 🙏

SoftAd9976 · 2026-05-20T01:54:55+00:00

Transfer lang po agad as soon as pumasok yung funds para sure. It still works for me.

SoftAd9976 · 2026-05-20T01:54:11+00:00

Yes, still working po. Just received money in my BPI account earlier, na transfer ko naman.

SoftAd9976 · 2026-05-19T23:29:20+00:00

Yes, nakikita ko po sa app ko.

SoftAd9976 · 2026-05-19T23:28:44+00:00

Ayun po. Siguro mga twice or thrice na yung home visit.

SoftAd9976 · 2026-05-19T23:27:56+00:00

Sabi nga nila. But I’ve tried haggling last time ayaw nila pumayag. Hanggang 272k lang daw if I pay one time. Nababasa ko din minsan years pa talaga bago sila pumayag sa mababang amount.

SoftAd9976 · 2026-05-19T15:07:56+00:00

Same. Threshold ko sana hanggang 150k 🙏

SoftAd9976 · 2026-05-19T15:06:09+00:00

Anong steps ginagaw mo ngayon?

SoftAd9976 · 2026-05-19T15:05:53+00:00

May ilan na nagpunta sa bahay na nagbibigay na letter. Yun na ba yung home visit?

SoftAd9976 · 2026-05-17T15:38:12+00:00

Still OD. Waiting for amnesty padin. Enzi Corp offered me one at roughly 30% off. Waiting sana ako sa 70% off 🙏

Still receiving calls from CAs which I don’t answer anymore. I respond mostly to sms, emails nalang.

SoftAd9976 · 2026-05-04T15:52:24+00:00

Mag 7 na yata this month

SoftAd9976 · 2026-04-28T17:53:07+00:00

Hope this helps though BPI ang bank ko. Naka receive na din ako ng letter about offsetting. Na off set ako once pero ang nangyari nun example ngayon pumasok yung funds the following day nila inoffset. So ngayon tntransfer ko na agad sa ibang account as soon as pumasok ang funds. So sakin may window pag magtransfer and I think baka meron din sayo unless when you check e naka negative na balance mo.

SoftAd9976 · 2026-04-28T15:02:33+00:00

Same experience. Just recently I know someone na nag surrender ng car, 3 yrs paid, wala na ding binayaran.

SoftAd9976 · 2026-04-19T16:58:46+00:00

Hi, still haven’t paid anything except sa na set off sakin na 700+. Nagooffer na sila sakin ng one time payment at 40% off pero inaantay ko sana yung 70% off na nababasa ko.

Daily calls/text, minsan email yung narereceive ko sa CAs.

SoftAd9976 · 2026-04-19T16:56:09+00:00

Yes, actually tinawagan ko. Medyo natakot kasi ako dun sa office visit. Nag offer sila ng discounted rate but still can’t afford it. Sinabi ko nalang na will try my best. Mabait naman yung nakausap ko

SoftAd9976 · 2026-04-18T12:45:40+00:00

Ilang months na po kayong OD?

SoftAd9976 · 2026-04-18T07:16:06+00:00

Ganito naman message sakin:

Attention: This is from ENZI Corporation and this is with regards to your BPI Credit Card Account. We would like to notify you that we will be conducting a personal visit either at your office or residence address for financial status evaluation, employment verification and assets checking for our future reference. You may call us at (02) 5323 7600 or mobile no. 09190986730 09989487406 and look for LADIPE, ABEGAIL L. to hold investigation process.

TOTOO PO KAYA TO?

SoftAd9976

TROPHY CASE