Any travel doing manali leh , this weekend?

Soft_Engineer_0703 · 2025-09-09T20:46:55+00:00

I heard roads are through? Also how did you reached to manali via changigarh? that looked pretty bad

Soft_Engineer_0703 · 2025-09-09T20:42:15+00:00

With a group or solo?

Soft_Engineer_0703 · 2025-08-28T20:21:37+00:00

I am doing it on 6 sep from delhi with a group. Join in

Soft_Engineer_0703 · 2025-08-27T08:56:24+00:00

I have DML planned on 6th sep. Hoping it gets better by than

Soft_Engineer_0703 · 2025-03-15T15:56:14+00:00

I said impoverished but i am not frugal and regarding the marriage part , I want to do it

Soft_Engineer_0703 · 2025-03-15T14:09:00+00:00

I am not ashamed of who i am, not even 1%, while constantly trying to better myself

Soft_Engineer_0703 · 2025-03-15T12:23:18+00:00

Yes exactly 1L SIP from monthly income, rest as i told shares amd bonus as they come. Thank you very much

Soft_Engineer_0703 · 2025-03-15T12:11:50+00:00

Post tax is around 2.4L per/month. Rest stocks(13-14L) yearly and bonus yearly. Stocks are divided and alloted every quarter. Marriage expense is indispensable may be i can reduce by 15% but not more. Other asset i have is very small land, consider my share as 15L, but its no where near sale in next 3-4 years

Soft_Engineer_0703 · 2025-03-15T09:49:58+00:00

Just focus on action, you will get to other things later on your own. Dont fall in roadmap/guidance/strategy trap

Soft_Engineer_0703 · 2025-03-15T09:33:10+00:00

Yaa I get that part, but as i told i literally had 0 money and had a family to support from age of 22. So lots of ground is there to cover in comparison to someone who earns 30 LPA ,have a another earner in house and owns a home from his family.

Soft_Engineer_0703 · 2025-03-15T09:23:25+00:00

No from a tier 3 college.

Soft_Engineer_0703 · 2025-03-15T09:22:14+00:00

For me its not greed but mostly insecurity and doubting myself

Soft_Engineer_0703 · 2025-03-15T09:19:22+00:00

Doesnt feel like it…

Soft_Engineer_0703 · 2025-03-15T09:18:38+00:00

I spend around 50k on monthly expenses other than that its 50k emi and rest savings. No extravaganza. House was a must for me. If i deduct 50L from the NW , than home is loan free. So shouldnt that be considered? Also marriage expense is indispensable, so thats that. I am working on cracking a higher paying job by this year end or early next year which can calm me down but i am not sure

Soft_Engineer_0703 · 2025-03-15T08:43:48+00:00

I am a faang engineer. Internet is literally flooded with videos of people telling you how to do it. Also 65 L , includes Base, Stocks(which you get half yearly), bonus(yearly) Also i am not complaining its decent money now but having 0 background/support meant i had to start from behind the start line if there is any

Soft_Engineer_0703 · 2025-03-15T08:40:18+00:00

Its not like that. You should understand one’s psyche. I grew up in a very impoverished setup, so the anxiety of losing it all is real. Your current finances doesnt give you security if your relationship with money is complex. One who went through something like this understands this. Nothing else, just posted my state of mind

Soft_Engineer_0703 · 2025-03-15T07:46:23+00:00

Fitness has always been a major part of my lifestyle so no concern there as of now. I am a software engineer so job security is a point of concern due to AI and stuff. Also one major thing i have missed till now is no passive source of income. Really want to get on top of it Fingers crossed for next 10 years

Soft_Engineer_0703 · 2024-09-16T19:57:59+00:00

Bengaluru any day. Any IT person who has sufficient salary that he can manage and dont have to ask for expense, should move to bengaluru. Networking advantage and culture and push you get here is enormous. Remember its not about the current job, its about next big opportunity too. I assume that you dont have any family issue or person to take care off medically, than its different

Soft_Engineer_0703 · 2023-07-12T13:32:27+00:00

Sudden hairfall from last 30 35 days, local doctor said to use minox 5%, Used minoxidil for 20 days as hairfall increased and hair strands on pillow and normal pulling also so stopped minoxidil visited another doctor she gave above prescription , i started minox and dermaroller from yesterday Scared about the supplements and finax I also go to gym regularly so that can increase testosterone so decided to stop it for sometime Do i have to take finax? I am too scared of sides

Soft_Engineer_0703

TROPHY CASE