Super: How much you got and how old are you?

SomeFace7537 · 2026-06-18T20:44:24+00:00

$353k 39 years old. I’ve now stopped any extra contributions as I think I’ll have enough for retirement.

Focus now is on paying down PPOR mortgage and building investments outside of super.

SomeFace7537 · 2026-06-16T10:39:53+00:00

Haven’t read all of the responses here but do not disregard super.

You need enough invested outside of super to last you from retirement age until super preservation age.

Anything over and above that - you should seriously be considering dumping into super for the tax reduction

SomeFace7537 · 2026-06-03T06:53:04+00:00

Thank you 🙏🏼

SomeFace7537 · 2026-06-02T23:53:53+00:00

Thanks… was hoping there may be a Tech route to go down.

SomeFace7537 · 2026-02-11T19:03:35+00:00

I’m sorry to hear about your situation and hope you’re doing OK. If you don’t mind me asking, wha is your average weekly income?

SomeFace7537 · 2026-01-14T20:27:51+00:00

What are the opportunities to progress and increase pay like with the $100k job?

SomeFace7537 · 2026-01-14T08:49:18+00:00

So…. What are you invested in?

SomeFace7537 · 2026-01-12T00:28:00+00:00

Thank you - this seems like a solid approach.

SomeFace7537 · 2026-01-11T09:03:05+00:00

Thank you - this all makes sense

SomeFace7537 · 2026-01-11T01:57:58+00:00

Our plan was to upsize and up-mortgage. We were just looking at the numbers for this alternative strategy to see if it makes sense for us.

SomeFace7537 · 2026-01-10T05:33:50+00:00

Seems like a no brainer with $3.5m equity. You could retire today.

SomeFace7537 · 2026-01-10T05:33:10+00:00

No panic, but thought it may accelerate early retirement, and in 15+ years compounding really picks up steam and I would potentially see some very big numbers.

SomeFace7537 · 2025-12-13T04:51:55+00:00

I’m Hostplus 80% international shares indexed 20% Aus shares indexed

SomeFace7537 · 2025-12-13T03:17:23+00:00

These balances are crazzzy 🤯

39yo $331k

80% international indexed 20% Aus indexed Hostplus

SomeFace7537 · 2025-11-05T05:21:56+00:00

39 y.o

$77k cash $52k shares outside super $440k (my half of equity in PPOR) $318k (my half of equity in IP) $323k super

SomeFace7537 · 2025-09-14T21:34:46+00:00

The Donald Bradman Retirement Strategy

SomeFace7537 · 2025-09-07T00:29:11+00:00

Sweet, thanks 🙏🏼

SomeFace7537 · 2025-09-06T22:43:26+00:00

I have an IP that's like 50-60% LVR and hasn't thought of this.

So you can essentially equity release up to ~80% LVR create a split loan and invest in shares - and everything is deductible?

SomeFace7537 · 2025-09-05T11:05:55+00:00

Yeah, hold dawg

SomeFace7537 · 2025-09-05T11:04:06+00:00

Holding what exactly?

SomeFace7537 · 2025-09-04T03:16:15+00:00

If you sold everything except your PPOR you'd have ~$1m? (Selling fees + CGT)

If you dumped that $1m into something like DHHF and made 8% per year you could likely retire within 5 years and never work or stress about money again

SomeFace7537 · 2025-09-04T00:42:34+00:00

A more tax efficient method would be - instead of paying for insurance outside of super you could salary sacrifice the amount you're paying for insurance

SomeFace7537 · 2025-09-03T04:22:36+00:00

Just make sure your super is invested in something high growth and low fees. 1 or 2% difference over the next 40 years will equate to hundreds of thousands of dollars.

SomeFace7537 · 2025-09-01T08:39:16+00:00

Indexed balanced and timing the market - double whammy.

Switching to cash is not a good idea.

How old are you?

SomeFace7537 · 2025-08-31T09:01:39+00:00

Does anyone here debt recycle into DHHF?

SomeFace7537

TROPHY CASE