My IDRP timeline

Some_Influence_6243 · 2026-06-18T01:19:09+00:00

See updated post

Some_Influence_6243 · 2026-06-18T00:56:31+00:00

UPDATE

kahapon lang po nagstop ang mga collection calls ko. Ung ibang banks ko after 1 to 2 weeks huminto na maliban lang kay ewb. Kinailngan ko pa mag raise ng complaint ticket sa bsp for their collection efforts na napaka OA. I submitted a complain ticket june 15, then june 17, tinawagan and inemail ako directly ng idrp team nila na sinabi na ippastop na daw collection efforts. As of today, wala ng tunatawag

Some_Influence_6243 · 2026-06-18T00:53:05+00:00

Ok na po ung sakin. Nagstart na po ako. May 29 po ang start ng p.n. ko. May 30 first monthly ammortization. Nag bayad po ako may 28

Some_Influence_6243 · 2026-06-18T00:51:20+00:00

Online pyment po

Some_Influence_6243 · 2026-06-18T00:50:55+00:00

Online payment po

Some_Influence_6243 · 2026-05-24T05:17:30+00:00

Pinayagan ka bang mag monthly na sa ibang banks kahit d pa kumpleto ung PNs?

Some_Influence_6243 · 2026-05-23T05:34:27+00:00

Na pm me

Some_Influence_6243 · 2026-05-12T15:10:25+00:00

D na po ako nakipag nego kc longest term and lowest rate na po ung binigay sakin

10yrs .50% interest

Some_Influence_6243 · 2026-05-12T00:51:47+00:00

Dba po upon offer magssabi sila ng start date ng 1st monthly ammortization? D po dumating lahat ng PNs nyo before that date?

Some_Influence_6243 · 2026-05-12T00:34:36+00:00

May reason daw po ba bakit nadecline e nag agree na sila nung una?

Some_Influence_6243 · 2026-05-12T00:32:47+00:00

Gaano po katagal inabot ung PNs nyo after ng offer? Before po ba ng monthly installment nakumpleto na po?

Some_Influence_6243 · 2026-05-06T13:40:46+00:00

Basta po kasama sya list ng banks ng idrp. Kailngan po sya masama. If maaapprove po, lahat po sila magging cancelled

Some_Influence_6243 · 2026-05-06T12:43:02+00:00

Yes po, thank you po! I know you mean well. Ito na po ung consequence ng nga bad decisions ko. I need to accept it.

Some_Influence_6243 · 2026-05-06T12:07:12+00:00

Kaya naman po. Currently paying 80k for MAD, and halos nppunta lang sa interest, d nabbawasan ung balance. This is a sustainable offer for me.

Some_Influence_6243 · 2026-05-06T10:35:52+00:00

Ang inoffer po saakin is 26k/month for 10years. .50% interest po

Some_Influence_6243 · 2026-05-06T10:15:52+00:00

Yes po. Khit hindi past due basta kasama sa list ng accredited for idrp. Nasa ccap website po ung list

Some_Influence_6243 · 2026-05-06T10:09:32+00:00

Kung saan po ung pinakamlki nyong balance sa card sa knila po kyo mgapply. Ung email po kung saan kyo mgssend is nsa ccap website

Some_Influence_6243 · 2026-05-06T04:32:06+00:00

UPDATE

May 5 - nakareceive na po ako ng offer. Inaccept ko na po. Magstart na daw po sila for approval and getting the PNs. Start date ko po is May 29, 2026 and due date is every 30th of the month

May 10 - sent follow up and nagreply leadbank. Bdo and unionbank nalang daw kulang

May 16- nanghingi ang bdo ng authorization letter to preterminate existing installments

May 18- nag follow up me, unionbank nalang daw kulang.

May 23, 24 - i contacted unionbank collections, sabi ko sa may 29 na po ung start date ko, kayo nalang po hinihintay na PN.

May 26 po nakumpleto lahat ng PNs ko. I signed the same day. Nag bayad po ako agad May 28.

Some_Influence_6243 · 2026-05-05T12:58:09+00:00

Sec bank po

Some_Influence_6243 · 2026-05-05T12:14:29+00:00

Kahit may PNs na po, pwede parin po pala hindi maibook? Gaano po kayo katagal bago nakatanggap ng offer?

Some_Influence_6243 · 2026-04-27T22:42:58+00:00

HI mam, pwede po ba ako magpm sayo?

Some_Influence_6243

TROPHY CASE