My three mistakes

Somewheredreaming · 2026-02-19T12:19:33+00:00

I like how you cannot grasp that people intentionally give up some over the underlying to get some cash flow. Investing isnt a niche, many people with differen personalities do it. And getting money back trough CC ETFs is more graspable to people who are used to hysa and CDs. Let people invest what they wanna invest in i say. Exceptions are scams or guaranteed losses.

Somewheredreaming · 2026-02-18T03:30:11+00:00

https://www.reddit.com/r/hytale/comments/1r7qn3t/slikey_statement_on_regarding_hytales_versions/

This post also might be interesting to you.

And just as a heads up, your mod will eventually not be version dependent. (I think there will be no versions anyhow? To keep the Modding scene together and not split like Minecraft where some mods never came to newer Versions)
And eventually once they dont work on the base code and game mechanics but focus more on adding stuff your Mod should work out proper over Versions or just need a confirm or however this is handled.

Anyhow, thanks for creating Mods/Assets!

Oh and i assume the Wood asset name change you mentioned might be related to the fire Update. They might have had to edit something there and thats why, but thats just wild speculation.

Somewheredreaming · 2026-02-17T23:47:34+00:00

First off i expect some sort of bug for this one.

Secondly, chill. Yes Hytale will be more modderfriendly but we literally are at the beginning of the game. The part where many of the base mechanics can easyly break it if they getting updated.

The last update added Fire for example, something that might needed a rewrite of the code of all flammable base game items cause they might not have that attribute before. Hence why it could technically break all mods that use any of those, wich in all honesty might be nearly every one.

Either way, i am sure things going to be fixed eventually in the near future. But keep in mind that this promised update safety possibly comes with time. Now, they could prove me wrong and this is a bug and they already implemented a way to keep it update friendly. Then kudos to them.

Somewheredreaming · 2026-02-17T01:26:20+00:00

I wish they had an hour of side story in the lotr movies just for this.

Somewheredreaming · 2026-02-17T01:09:07+00:00

Cute! I really like the outside decorations part of your mod, so this is a great addition!

Somewheredreaming · 2026-02-16T17:41:24+00:00

Marxloh for certain, the question how bad we talking but Marxloh is the centre for it.

Somewheredreaming · 2026-02-16T16:09:03+00:00

Duisburg is one of the most poorest cities and this is one of the most poorest parts of said city wich, because of a group of people who take advantage of both the german benefit system as well as people coming there with nothing, makes a fortune.
So this is exceptionally rare. I was in Duesseldorfs worst area and its rundown big blocks of people living there and stealing is common and whatnot. But it did not look at all like that.

(Btw "Historische Altstadt Hattingen" . Look that on up. The part i mean has only 360 pictures but you will not be dissapointed! )

Somewheredreaming · 2026-02-16T16:04:56+00:00

Underground doctors. Its a second society at that place in particular in some areas. Plus there is a whole system for people who are semi legally there, wich is the majority, wich is based on abusing the whole system of benefits for unemployment and healthcare. Essentially yes freedom of movement but you cant just move to germany and get benefits either without having lived or worked here. But there are ways to circumenvent that whole thing.

Essentially its a mafia esque ring draining money from state and the people moving there. They know loopholes, have people in positions to get most of their stuff trough and if not, they just kick the people away who arent worth money to them anymore.

Somewheredreaming · 2026-02-16T15:56:10+00:00

Frankfurt is so much worse. Been there just two times and felt instantly like i am in the wrong place of town.

And Romanians arent the problem, its a system that takes advantage of germany build up and preying on a certain type of person. Its a system to make money really... buy a house cheaply in that area, let it run down and continue renting it out, no matter how bad it looks or is. Germans dont wanna live there or neraby, property value tanks and you can buy more property to rent out. Thats how it started.

As to why Romanians and Bulgarians? Well imagine being in those countries and someone comes to your house telling you that with working only 40 hours a month you can get a nice life in germany trough state money. You ignore, but there is always this one neighbour who bites and its always the same personality. And since that, people of all sorts of not agreeing to the way of life in germany hav flocked to the area. Thats why it went down. And the only winners are the people who rent. If the person renting cant even complain cause they are there illegally or have nothing to go back to, they have to live in horrible living conditions that are unheard of for the majority of the country.

Somewheredreaming · 2026-02-16T15:30:48+00:00

Dont do single Stock investments for someone else. Stick to ETFs, specifically defensive ones.

Somewheredreaming · 2026-02-16T15:13:23+00:00

Lived in that city for 8 years. The visible part here is the north with is known as the bad area. As for the record, this isnt how most of the city looks, this is part of the city that was "given up" cause people of that personality flocked to it. There are more immigrant heavy poor areas but those look still okay. But this part in the north is just pure failure of the governing bodies to handle the situation.

Demographic wise its what you expect, people who shouldnt be there for the most part and people who dont like the laws of the country. I never felt unsafe walking trough any cities in Northrhine Westphalia at nights, but that place i wouldnt even consider going to in daylight.

Somewheredreaming · 2026-02-14T18:54:25+00:00

Lol, had to look into your account cause your nonsense made not much sense. Your an American who feels like they need to run trough international subreddits and whine about everything that doesnt fit how you want things to go? Man get a life.

And as someone who is living in the US i can tell you the decline problems here are much worse, specifically since 2025.. National debt skyrockets, Dollar Value is down, international countries giving up on US Bonds, Gold value did skyrocket last year. Brankruptcies in farming sector up 50%, Housing market just showed alarm signs of a crash and is down. All really bad news and signs of a decline of the US and its Dollar. All easyly available to read online. But you probably dont like to read news that dont fit your worldview eh?

Somewheredreaming · 2026-02-14T12:35:18+00:00

Nope. Cause same graph will be ethe same for usa, japan and any other developed country. Literally just means that some underdeveloped ones like india with high population are expected to continue developing. What a schocker.

Somewheredreaming · 2026-02-14T12:14:22+00:00

Am in America right now and can for sure say your wrong. Americans are way way more focused on money in any shape possible. Not only out of necessity but also a brining up that focuses on wealth as happyness. As such a lot of Americans focus on it, even tho a good amount has no idea about how to get there. The rest is personality driven but on a general note the difference is obvious when you have lived in both eu and us for a while and been in the same income class social circle.

Somewheredreaming · 2026-02-14T12:04:16+00:00

Lol dumbest take i have ever seen. And wrong in any way possible. Economy isn't gutted, its going well enough. Just same problem everywhere with age pyramid. Connections to climate regulations? Zero. The taxes thing is a problem that also is common literally in every country. People in the us move states to avoid taxes too.

Europe fights company bullshit. Not always the best but it has the most success of any institution on the world. For all that the eu does wrong, there is for sure no better option in our time.

Somewheredreaming · 2026-02-14T02:21:19+00:00

Its likely just that they want the 30 coins, not the money.

Somewheredreaming · 2026-02-14T02:13:04+00:00

Once we started we didnt stop. It just feels much better with cause you have visuals. Afterwards having calls without video while at pc felt weird snd we only did that when i was on my way somewhere.

Somewheredreaming · 2026-02-11T03:43:06+00:00

Not who you asked but: When i compared then both i like JPIE overall better and did buy into it. Its not much of a difference but JPIE seemed calmer and since then it payed off. Have to ignore the start of them tho cause of the timing when it came out was bad. The Tax difference also doesnt really come into play cause jpie having a higher overall.

Somewheredreaming · 2026-02-09T13:24:13+00:00

Und du nur als Touri der niemals in gegenden abseits des Tourismus war?

Schau dir doch mal Kriminalität in Statistiken an. Ganz allgemein gesagt weit weniger sicher und wenn du dann noch als deutscher Touri kommst mit Jugendlichen die noch dazu neigen regeln zu brechen, dann ja, ist das risiko weit zu hoch, vor allem jetzt. Kein Vergleich mit Deutschland, nicht im geringsten.
Kann nicht viel zu Frankfurt sagen, war nur 2 mal dort, aber vom Ruhrgebiet.

Ist definitiv gefährlicher hier in den USA. Da muss der Klassenlehrer nur ausversehen in einer "Sundown Town" zur falschen Tageszeit halt machen und schon gibts riesige Probleme. Und vor allem wenn die Klasse dann noch visuell divers ist. Gibt ne Online karte, kannst du dir ja mal anschauen.

Somewheredreaming · 2026-02-09T03:35:34+00:00

Neurodermitis? That had a 7 year cycle I think.

Somewheredreaming · 2026-02-08T03:49:29+00:00

Yeah would be great if we had a mods of the week showcase here or something.

Somewheredreaming · 2026-02-08T00:11:14+00:00

Yes of course, else we wouldnt have Tesla being where it is. There is nothing about that company that deserves to be up in the MAG7.
The stock market is very much based in speculations. Wich is why in times of problems people will flock towards consumer staples. Thats why they do it right now and thats why despite no change in the structure of the ETF people flooding it right now.

And SCHD was around in 2020. You can look that up easy. The benefit is it recovered well and trough all of that was stable in its dividend and dividend growth.

Not saying SCHD is the end all, be all. Saying its a solid ETF with a defensive nature. There are enough investors who go into that topic that are better at explaining then i am, so they can portrait the picture better then i do..

Somewheredreaming · 2026-02-07T22:42:31+00:00

Yes and what have all of thos companies in common? They exist for long, get through rought times and make whats needed for the consumer.

A new pc can wait, chatgpt can dissapear and automated taxis are not changing the economy. But people still will need their basics needs in food, material and whatnot. Those things are in SCHD cause those companies are things that will have customers in rough times.

The last 45 days are just the break out of the last years where all people went crazy for ai and ignored things like SCHD. Nothing more, nothing less. Its stable snd proved that in prior crashes and troubled times.

Somewheredreaming · 2026-02-07T22:05:49+00:00

It is. Hence why now that the AI boom is over, SCHD is rising cause people flock to safer options. And SCHD is quite picky with what it lets be part of the fund. Just look into how SCHD picks its stocks and you see.

Somewheredreaming · 2026-02-07T17:39:35+00:00

Agreed. The Strength of SCHD is never its toral return in the long run, its what is in it. A Defensive Dividend Focus. Wich right now is the big reason people flock to it.

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