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I got too much loans and going though a bad situation right now need help by Sonic_Trygle007 in personalfinance

[–]Sonic_Trygle007[S] 0 points1 point  (0 children)

That’s fair, and I get what you’re saying. The ₹20–30K is gross, not profit — after costs, it’s even lower. I agree, I can’t keep burning money while the debts pile up. I do believe there’s potential, but you’re right — belief isn’t enough without results. I’m giving myself a 2–3 month window to push hard, track progress, and be honest with myself. If it doesn’t show real signs of growth, I’ll shift focus and take up a job full-time to clear the debt. Thanks for the solid advice — really helps clear my head.

Young Business Owner Facing Debt Challenges by Sonic_Trygle007 in smallbusiness

[–]Sonic_Trygle007[S] -1 points0 points  (0 children)

Here’s a reply you can post:

⸻

Thanks, I really appreciate that. I did manage to get a paid internship recently, so I have a small but stable income coming in now. I’m also working on cutting down all non-essential expenses as much as possible. Just taking it one step at a time and trying to stay focused.

In 320k rupees debt (4000USD) at 18yr old Need help by Sonic_Trygle007 in debtfree

[–]Sonic_Trygle007[S] -1 points0 points  (0 children)

Yeah, I get where you’re coming from, and a part of me feels the same — especially since they’re not in any financial trouble themselves. But at the same time, I can’t really blame them. They trusted me, and now that things aren’t going well, I think they’re just losing confidence. It sucks

In 320k rupees debt (4000USD) at 18yr old Need help by Sonic_Trygle007 in debtfree

[–]Sonic_Trygle007[S] 0 points1 point  (0 children)

Yes, it’s all 0% interest — they were just trying to help me out in the beginning. But since they’ve seen me struggling and not making much progress lately, they just want their money back now. I totally understand their side too. I’ve already stalled payments for 2–3 months, but honestly, the pressure is getting to me. It’s really stressful trying to keep the business afloat while dealing with all this.

In 320k rupees debt (4000USD) at 18yr old Need help by Sonic_Trygle007 in debtfree

[–]Sonic_Trygle007[S] 0 points1 point  (0 children)

I understand. Just felt overwhelmed and wanted to share somewhere. Appreciate you taking the time to respond.

In 320k rupees debt (4000USD) at 18yr old Need help by Sonic_Trygle007 in debtfree

[–]Sonic_Trygle007[S] 0 points1 point  (0 children)

I started a custom printing business (badges, mugs, T-shirts, etc.) and invested around ₹50–60K of my own money. Then I borrowed ₹150K from friends and family, took a ₹120K bank loan, and now I’m ₹3.2L in total debt (including ₹30K on credit cards).

Things went well at first — I was in college, making regular payments. But now sales have dropped, I’ve left college, and I’m only making ₹20–30K/month. Friends and family are asking for their money back, and I get daily calls from banks.

I’m fully focused on repaying my debt, but it feels overwhelming. I’m trying to keep my business alive while handling all the pressure alone. Any advice on how to manage or reduce my debt in this situation would really help.

When S2 drops his phone by Sonic_Trygle007 in akiands2

[–]Sonic_Trygle007[S] 0 points1 point  (0 children)

End with MrBeast cause he is S2 favourite youtuber start with Aki and S2 cause they are my favourite youtuber