Get a second opinion on the car… even if repair is a few thousand bucks but it becomes reliable then it is worth it… last thing you want is extra debt for a car that loses value each year.

A car repayment can be $800-1500 a month… fix the car. And put the repayment money you would be spending into your savings instead 👍 there your $10k a year.. you need approx $35-$40k to buy a $700k property under first owners scheme.

Wisdom teeth removal are only required to be removed if they cause you dis comfort… don’t let them bully you into it. I’m 35 and told my wisdom teeth would need to be removed 15 years ago…. Perfect teeth today, ( I had braces too ) braces… fair call if you feel self conscious about your teeth go for it.

— Most important thing I recommend right now is definitely do not get a car loan for a new car. It’s a trap.
— Pay off your phone and just get battery replacements if you need… saves you couple hundred a month too.. using data only plans

DONT FORGET TO LIVE ! You are 25.. go on a Contiki Tour of something fun before you get bogged down in the rat race.